Loading...
HomeMy WebLinkAboutFEOC - ESG - Homeless - 2015lf :e f l';AGREEMENT Emergency Solutions Grant THIS AGREEMENT is made and entered into the l$day of Seotember, 2015 by and between the CITY OF FRESNO, a California municipal corporation ("C|TY"), and "Economic Opportunities Commission", California, lnc., a Califomia 50f (c)(3) not-for- profit Corporation ('RECIPIENT"). CITY and RECIPIENT are sometimes hereinafter referred to individually as a Party and collectively as Parties. CITY has received a grant commitment from the United States Department of Housing and Urban Development ("HUD") to administer and implement the Emergency Solutions Grant in the City of Fresno in accordance with the provisions of 24 CFR part 576 et seq. and California law. The purpose of the ESG grant is to provide assistance to the homeless and those at risk of becoming homeless to quickly regain stability in permanent housing after experiencing a housing crisis and/or homelessness within the cig. Then CITY issued a Notice for Funding Available (NOFA) on Julyl g, 2O1S soliciting for proposals to provide; street outreach & emergency shelter; homelessness prevention assistance to households who would othen^/ise become homeless; assistance to rapidly re-house persons who are homeless; and related grant administration (up to 2.5o/o of award). ln response to the NOFA, RECIPIENT submitted a Proposal which included a Scope of Work and cost proposal ('Budget") as described in Exhibits A and B respectively and represents it is capable and qualified to meet all the requirements of the NOFA and this Agreement. NOW, THEREFORE, in consideration of the foregoing and of the covenants, conditions and premises hereinafter combined to be kept and performed by the respective Parties, it is mutually agreed as follows: ARTICLE I DEFINITIONS. Wherever used in this Agreement or any of the contract documents, the following words shall have the meaning herein given, unless the context requires a different meaning. "ACT" - 24 CFR Part 576 et seq. as revised by the Emergency Solutions Grant and Consolidated Plan Conformíng Amendments lnterim Rule , published in the Federal Register on December 5,2011 (76 Fed. Reg. 75954). "Administrato/' and "Contract Administrator' shall mean the Manager of the Housing and Community Development Division of the Development and Resource Management Department of City or his or her designee. 'Bid Proposal" and "Proposal" shall mean RECIPIENT's response to the NOFA including but not limited to the Budget, Scope of Work, certifications and all attachments and addenda. PRC'1.0/10{744 "Budget" shall mean RECIPIENT's Cost Proposal submitted with the Bid Proposal. "City Manage/'shall mean the City Manager of CITY. "Contract" or "Contract Documents" shall mean and refer to this Agreement including its exhibits and the NOFA and Bid Proposal with all attachments and addenda thereto. "ESG' shall mean Emergency Solutions Grant as set forth in the ACT. "General Conditions" or "General Requirements" shall mean the General Requirements contained in the NOFA. "Program" shall mean servíces designed to identify sheltered and unsheltered homeless persons, as well as those at risk of homelessness, and provide necessary help to those persons quickly regain stability in permanent housing after experiencing a housing crisis and/or homelessness within the parameters and requirements of the ACT and the ESG Policies and Procedures. "Program income" for the specific purpose of this Agreement shall be as defined in the ACT. Unless otherwise provided for in the ACT, program income shall include any and all gross income eamed by or accruing to RECIPIENT in its pursuit hereof provided that the term program income does not include rebates, credits, discounts or refunds realized by RECIPIENT in its pursuit hereof. "NOFA" shall mean the Notice of Funding Availability for the Cig of Fresno Emergency Solutions Grant dated July 13, 2015. "Scope of Services or Services" shall mean those services submitted with RECIPIENT's bid proposal to be offered in fulfillment of the Program and included in Exhibit A 1. Contract Administration. This Agreement including all the Contract Documents shall be administered according to the order of precedence set forth herein for CITY by Administrator who shall be RECIPIENT's point of contact and to whom RECIPIENT shall report. 2. Scooe of Services. RECIPIENT shall provide the Program in conformance with the Contract Documents and perform to the satisfaction of CITY those services set forth in Exhibit A and services necessarily related or incidental thereto even though not expressly set forth therein. 3. Effective Date and Term of Aoreement. lt is the íntent of the Parties that this Agreement be effective as of the date first set forth above as to all terms and condltions of the Agreement. Services of RECIPIENT shall commence as of September 1, 2015 and shall end June 30, 2016, which shall be the term of this Agreement, unless terminated earlier as provided herein. 4. Comoensation and Method of Pavment. CITY shall pay RECIPIENT the aggregate sum of not to exceed Sixty One Thousand, Seven Hundred and Fifty Dollars PRC 1.0/10{7-04 and Zero Cents ($61,750.00) for satisfactory performance of the services rendered therefore and as set forth in Exhibit B attached hereto and incorporated herein. Compensation is based on actual expenditures incuned by RECIPIENT in accordance wíth the Budget set forth in Exhibit B. lt is understood that all expenses incidental to RECIPIENT's performance of services under this Agreement shall be borne by the RECIPIENT. lf RECIPIENT should fail to comply with any provisions of this Agreement, CITY shall be relieved of its obligation for further compensation. (a) Payments shall be made by the CITY to RECIPIENT in arrears, for services provided during the preceding month. Such payment by City shall be made in the normal course of business, generally within forty five (45) days after the date of receipt by CITY of a correctly completed invoice in accordance with the provisions of this paragraph, and shall be for the actual expenditures incurred by RECIPIENT in accordance with Exhibit B. Payments shall be made after receipt and verification of actual expenditures. All invoices are to be submitted CITY at the address given for notices on the signature page hereof or at such address the CITY may from time to time designate by written notice. (b) The Administrator may, in his or her sole discretion, agree in writing to revise the payment schedule in subsection (a), above, upon RECIPIENT's showing that such will facilitate delivery of the services; provided, however, that total payments under this Agreement shall not exceed the total amount provided for in subsection (a), and any amounts advanced are authorized and appropriated for that fiscal year of the CITY covering the period for wtrich an advance is proposed. (c) Any funds paid by CITY hereunder which remain unearned at the expiration or earlier termination of the Agreement shall be, and remain in trust, the property of CITY and shall be remitted to CITY within 10 days of expiration or earlier termination of this Agreement. Any interest thereon must be credited to or returned to CITY. Upon any dissolution of RECIPIENT, all funds advanced pursuant to this Agreement and not expended shall be returned to CITY. (d) CITY will not be obligated to make any payments under this Agreement if the request for payment is received by the CITY more than 60 days after the date of termination of thís Agreement or the date of expiration of this Agreement, whichever occurs first. (e) RECIPIENT understands and agrees that the availability of ESG Funding hereunder is subject to the control of HUD and should the ESG Funding be encumbered, withdrawn, or othenMse made unavailable to CITY whether earned or promised to RECIPIENT and/or should CITY in any fiscal year hereunder fail to appropriate said funds, CITY shall not provide said funds to RECIPIENT unless and until they are made available for payment to CITY by HUD and CITY receives and appropriates said Funds. No other funds owned or controlled by CITY shall be obligated under this Agreement to the project(s). Should sufficient funds not be appropriated, the Services provided may be modified, or this Agreement terminated, at any time by the CITY as provided in section 9 below. (f) RECIPIENT shall use the funds provided by CITY solely for the purpose of providing the services required under subsection 2 (al oÍ this Agreement. PRC 1.0/1047-04 5. Matchinq Funds Requirements of RECIPIENT: RECIPIENT agrees to match all ESG funding disbursed to it by CITY on a dollar for dollar basis. Donated funds, material and labor may be used as matching funds. Time contributed by volunteers shall be calculated at the rate of $5 per hour. RECIPIENT shall determine the value of donated material or building space using a method based on fair market value. Other federal funds may be used as matching funds unless expressly prohibited by law or contract. Unless otherwise provided by applicable law or contract, matching funds shall be applied in furtherance of the Scope of Work hereunder. To qualifv matchino funds as such thev must be aoolied in furtherance of the services hereunder. 6. Loss of Third Partv Fundinq: ln the event any funding provided by a party other than CITY for the Program or services being performed by RECIPIENT is suspended, reduced or withdrawn, then Administrator may suspend this Agreement immediately upon its receipt of notice thereof, or terminate this Agreement as provided in Section 9 below. RECIPIENT shall notify CITY in writing within 7 days if any of the following events occur: (a) Suspension, reduction or withdrawal of RECIPIENT'S funding by other funding source(s). (b) Addition or resignation of any of RECIPIENT'S Board of Director members. (c) Resignation or termination of any of RECIP¡ENT'S staff, including those staff not funded by this Agreement but essential to the delivery of the services listed in Exhibit A (d) The Administrator may, in his or her sole discretion, stay such suspension of the Agreement for a period not to exceed 30 days to allow RECIPIENT to either (i) submit a new service or funding plan for evaluation by Administrator who may accept or reject in his or her sole discretion, or (ii) complete an orderly phase out of services. lf the Administrator accepts such new service or funding plan, then such plan will be subject to the requirements in Section 14 below. 7. Disposition of Prooram lncome. Absent the CITY's written consent, any program income generated hereunder shall be used to reduce the CITY's reimbursement obligations hereunder, or in the absence thereof promptly remitted entirely to the CITY. 8. Events of Default. When in the opinion of CITY, there is an occurrence of any one or more of the following provísions it will represent an Event of Default lor purposes of this Agreement. (a) An illegal or improper use of funds. (b) A failure to comply with any term, covenant or condition of this Agreement. (c) Report(s) are submitted to CITY which are incorrect or incomplete in any material respect. PRC 1.0/1047-04 (d) The services required hereunder are incapable of or are improperly being performed by recipient. (e) Refusal of RECIPIENT to accept change under Section 16 (f) RECIPIENT fails to maintain any required insurance. (g) There is a loss of third party funding (see Section 6 above). (h) RECIPIENT files, or has filed against it, a petition of bankruptcy, insolvency, or similar law, state or federal, of filing any petition or answer seeking, consenting to, or acquiescing in any reorganization, arrangement, composition, readjustment, liquidation, dissolution, or similar relief, where such petition shall not have been vacated within fourteen (14) days; or if adjudicated bankrupt or insolvent, under any present or future statute, law, regulation under state or federal law, and judgment or decree is not vacated or set aside within fourteen (14) days. (¡) RECIPIENT's failure, inability or admission in writing of íts inability to pay its debts as they become due or RECIPIENT's assignment for the benefit of creditors. (j) A receiver, trustee, or liquidator being appointed for RECIPIENT or any substantial part of RECIPIENT'S assets or properties, and not removed within ten (10) days. (k) RECIPIENT's breach of any other material condition, covenant, warranty, promise or representation contained in this Agreement not otherwise identified within this Section. 9. Termination and Remedies. Upon the occurrence of an Event of Default, CITY shall give written notice RECIPIENT of the Event of Default by specifying (1) the nature of the event or deficiency giving rise to the default, (2) the action required to cure the deficiency, if, in the sole discretion of CITY, any action to cure is possible, and (3) if the Event of Default is curable, a date, which shall not be less than thirty (30) calendar days from the date of the notice, by which such deficiency must be cured, provided, however that if such failure cannot be remedied in such time, RECIPIENT shall have an additional thirty (30) days to remedy such failure so long as RECIPIENT is díligently and in good faith pursuing such remedy. (a) This Agreement shall terminate without any liability of CITY to RECIPIENT upon the earlier of: (i) the happening of an Event of Default by RECIPIENT and a failure to cure said Event of Default withín the time specified in the notice of Event of Default; (ii) 7 calendar days prior written notice without cause by CITY to RECIPIENT; (¡¡i) CITY'S non-appropriation of funds sufficient to meet its obligations hereunder during any CITY fiscal year of this Agreement, or insufficient funding for the services provided by RECIPIENT; or (iv) expiration of this Agreement. (b) lmmediately upon any termination or expiration of this Agreement, RECIPIENT shall (i) immediately stop allwork hereunder; (ii) immediately cause any and PRC 1.0/10{7-04 all of its subcontractors to cease work; and (iii) return to CITY any and all unearned payments and all properties and materials in the possession of RECIPIENT that are owned by CITY. Subject to the terms of this Agreement, RECIPIENT shall be paid compensation for services satisfactorily performed prior to the effective date of termination. RECIPIENT shall not be paid for any work or services performed or costs incurred which reasonably could have been avoided. (c) Upon any breach of this Agreement by RECIPIENT, CITY may (i) exercise any right, remedy (in contract, law or equity), or privilege which may be available to it under applicable laws of the State of California or any other applicable law; (ii) proceed by appropriate court action to enforce the terms of the Agreement; and/or (iii) recover all direct, indirect, consequential, economic and incidental damages for the breach of the Agreement. lf it is determined that CITY improperly terminated this Agreement for default, such termination shall be deemed a termination for convenience. (d) ln no event shall any payment by CITY pursuant to this Agreement constitute a waiver by CITY of any breach of this Agreement or any default which may then exist on the part of RECIPIENT, nor shall such payment impair or prejudice any remedy available to CITY with respect to the breach or default. (e) CITY expressly reserves the right to demand of RECIPIENT the repayment to CITY of any funds disbursed to RECIPIENT under this Agreement which, in the judgment of CITY, were not expended in accordance with the terms of this Agreement, and RECIPIENT agrees to promptly refund any such funds within 10 days of CITY'S written demand. 10. lndemnification. To the furthest extent allowed by law, RECIPIENT shall indemnify, hold harmless and defend CITY and each of its officers, officials, employees, agents and volunteers from any and all loss, liability, fines, penalties, forfeitures, costs and damages (whether in contract, tort or strict liability, including but not limited to personal injury, death at any time and property damage), and from any and all claims, demands and actions in law or equity (including reasonable attomey's fees and litigation expenses) that arise out of, pertain to, or relate to the negligence, recklessness or willful misconduct of RECIPIENT, its principals, officers, employees, agents or volunteers in the performance of this Agreement. lf RECIPIENT should subcontract all or any portion of the services to be performed under this Agreement, RECIPIENT shall require each subcontractor to indemnify, hold harmless and defend CITY and each of its officers, officials, employees, agents and volunteers in accordance with the terms of the preceding paragraph. This section shall survive expiration or termination of this Agreement. 11. lnsurance. (a) Throughout the life of this Agreement, RECIPIENT shall pay for and maintain in full force and effect all ínsurance as required in Exhibit D or as may be authorized in writing by CITYS Risk Manager or his or her designee at any time and in his or her sole discretion. PRC 1.0/10{7-04 (b) lf at any time during the life of the Agreement or any extension, RECIPIENT or any of its subcontractors fail to maintain any required insurance in full force and effect, all services and work under this Agreement shall be discontinued immediately, and all payments due or that become due to RECIPIENT shall be withheld until notice is received by CITY that the required insurance has been restored to full force and effect and that the premiums therefore have been paid for a period satisfactory to CITY. Any failure to maintain the required insurance shall be sufficient cause for CITY to terminate this Agreement. No action taken by CITY pursuant to this section shall in any way relieve RECIPIENT of its responsibilities under this Agreement. The phrase "fail to maintain any required insurance" shall include, without limitation, notification received by CITY that an insurer has commenced proceedings, or has had proceedings commenced against it, indicating that the insurer is insolvent. (c) The fact that insurance is obtained by RECIPIENT shall not be deemed to release or diminish the liability of RECIPIENT, including, without limitation, liability under the indemnity provisions of this Agreement. The duty to indemnify CITY shall apply to all claims and liability regardless of whether any insurance policies are applicable. The policy limits do not act as a limitation upon the amount of indemnification to be provided by RECIPIENT. Approval or purchase of any insurance contracts or policies shall in no way relieve from liability nor limit the liability of RECIPIENT, its principals, officers, agents, employees, persons under the supervision of RECIPIENT, vendors, suppliers, invitees, consultants, sub-consultants, subcontractors, or anyone employed directly or indirectly by any of them. (d) Upon request of CITY, RECIPIENT shall immediately furnish CITY with a complete copy of any insurance policy required under this Agreement, including all endorsements, with said copy certified by the underwriter to be a true and correct copy of the original policy. This requirement shall survive expiration or termination of this Agreement. (e) lf RECIPIENT should subcontract all or any portion of the services to be performed under this Agreement, RECIPIENT shall require each subcontractor to provide insurance protection in favor of CITY and each of its officers, officials, employees, agents and volunteers in accordance with the terms of this section, except that any required certíficates and applicable endorsements shall be on file with RECIPIENT and CITY prior to the commencement of any services by the subcontractor. 12. On-Site Monitorino. Authorized representatives of HUD and/or the City shall have the right to monitor the RECIPIENT's performance under this Agreement. Such monitoring may include inspection activities, review of records, and attendance at meetings: RECIPIENT shall reasonably make its facilities, books, records, reports and accounts available for City's inspection in pursuit hereof. This section 12 shall survive termination or expiration of this Agreement. 13. Records, Reoorts and Insoection. (a) RECIPIENT shall establish and maintain records in accordance with all requirements prescribed by CITY, HUD and generally accepted accounting principles, with respect to all matters covered by this Agreement. As applicable, RECIPIENT shall PRC 1.0/1047-04 comply with all applicable requirements of the Office of Management and Budget Circular A-122, Cost Principles for Non-Profït Organizations; OMB Circular A-133 Audits of States, Local Governments and Non-Profit Organizations, including the provision of a single audit (generally applicable where funding from all federal sources in any fiscal year exceeds $500,000), and to such extent shall submit to the CITY any applicable auditor's reports and audited financial statements no later than three (3) months after the RECIPIENT's fiscal year end. RECIPIENT shall comply with applicable portions of 24 CFR Part 110 Uniform Administrative Requirements for Granfs and Other Agreements with lnstitutions of Higher Education, Hospitals, and Other Non-P¡ofit Organizations. RECIPIENT shall be responsible for determining the applicability of the foregoing: (1) RECIPIENT shall send all required reports to the Administrator not later than the fifteenth of the month following the last day of the latest month for which the report is due. (2) Except as otherwise authorized by CITY, RECIPIENT shall retain such records for a period of five (5) years after receipt of the final payment under this Agreement or the earlier termination of this Agreement, whichever occurs later. RECIPIENT is to prepare written financial statements, and completed Homeless Services Report, each in the form attached hereto as Exhibit C incorporated herein, each covering matters pertaining to the Scope of Services contained in Exhibit A to be submitted to CITY no later than the thirtieth (30th) of the month following the end of each quarter hereunder for the duration hereof, absent City's prior written consent in cases of unusual circumstances as determined in the sole discretion of the CITY. (b) All costs shall be supported by properly executed payrolls, time records, invoices, contracts, vouchers, orders, or any other accounting documents pertaining in whole or in part to this Agreement and they shall be clearly identified and readily accessible to ClTY. (c) During the life of this Agreement and for a period of five (5) years after receipt of the final payment under this Agreement or the earlier termination of this Agreement, whichever occurs later, RECIPIENT shall, at any time during normal business hours and as often as CITY and/or HUD or the authorized representative of either CITY or HUD may deem necessary, make available to them or any one of them, within the City of Fresno, such statements, records, reports, data and information as they may request pertaining to matters covered by this Agreement and permit them or any one of them to audit and inspect all records, invoices, materials, payrolls, records of personnel, conditions of employment, and other data relating to all matters covered by this Agreement. RECIPIENT shall also permit and cooperate with on-site monitoring and personal interviews of participants, RECIPIENTS staff, and employees by Administrator and other CITY and/or HUD representatives. PRC 1.0/1047-04 (d) The RECIPIENT is required to participate in the Fresno Madera Continuum of Care ("FMCoC"). Participation is defined as attendance at a minimum of 75o/o ol all FMCoC Director's meetings. (e) The RECIPIENT is required to collect and report client-level data in a database comparable to the local Homeless Management lnformation Systems ("HM|S") run by the Housing Authorities of the City and County of Fresno through a Memorandum of Understanding with the FMCoC or a data base that complies with any special requirements which may be developed by HUD for legal services or domestic violence victim service recipients as pre-approved by the CITY. Reporting in a database comparable to HMIS is a requirement of ESG funding. The comparable database will be maintained by the RECIPIENT and used to collect data and report on outputs and outcomes as required by HUD. RECIPIENT is required to enter all client intakes, provide regular updates and exit all clients once services are completed. As applicable, RECIPIENT must enter the following information in the comparable database for federal reporting purposes: 1) Name 2l Social Security Number 3) Date of Birth 4) Race 5) Ethnicity 6) Gender 7) Veteran Status 8) Disabling Condition 9) Residence Prior to Program Entry 10) Zip Code of Last PermanentAddress 11) Housing Status 12') Program Entry Date 13) Program Exit Date 14) PersonalldentificationNumber 15) HouseholdldentificationNumber 16) lncome and Sources 17) Non-Case Benefits 18) Destination (where client will stay upon exit) 19) Financial Services Provide (if any) 20) Housing Relocation & Stabilization Services Provided (if any) (f) CITY shatt provide full reporting requirements as required by HUD, under separate documentation for RECIPIENT. lf RECIPIENT is a legal services or domestic violence victim services RECIPIENT, and requires client-level information to remain confidential, they will be required to establish a comparable clienþlevel database intemalto its organization (e.9. no identifying data shared with the HMIS or the CITY and will provide only aggregate data to the CITY as required). RECIPIENT will work with the HMIS administering agency, as an agent of the FMCoC, to determine that the alternative database meets the standards for comparable client-level databases, including comptiance with the HMIS Data and Technical Standards which are acceptable to HUD and the CITY. PRC 1.0/10{7-04 (g) All data elements specified above in 13(e) must be recorded for each ESG Program in the HMIS and the fields needed to correctly generate the performance reports are required to be collected in the comparable database. (h) The RECIPIENT is required to provide housing unit and client data to the City of Fresno, or designee, to include in the Point in Time survey as administered by the Fresno-Madera Continuum of Care and as required by the HEARTH Act of 2009. This Section 13 shall survive expiration or termination of this Agreement. 14. Subcontracts. The RECIPIENT shall not enter into subcontracts for any work contemplated under the Agreement without first obtaining the CITY's written approval. (a) An executed copy of every such subcontract approved by the Administrator shall be provided to CITY prior to implementation for retention in CIW's files. (b) RECIPIENT is responsible to CITY for the proper performance of any subcontract. No such subcontract shall relieve RECIPIENT of its obligations under this Agreement. (c) Any subcontract shall be subject to all the terms and conditions of thís Agreement. (d) No officer or director of RECIPIENT shall have any direct or indírect financial interest in any subcontract made by RECIPIENT or in any loan, purchase of property, or any other anangement made by RECIPIENT, by whatever name known. 15. Conflict of lnterest and Non-Solicitation. (a) Prior to CITY'S execution of this Agreement, RECIPIENT shall complete a Cig of Fresno conflict of interest disclosure statement in the form as set forth in Exhibit D. During the term of this Agreement, RECIPIENT shall have the obligation and duty to immediately notify CITY in writing of any change to the information provided by RECIPIENT in such statement. (b) RECIPIENT shall comply, and requ¡re its subcontractors to comply, with all applicable federal, state and local conflict of interest laws and regulations including, without limitation, California Government Code Section 1090 et seq., the California Political Reform Act (California Government Code Section 87100 et seq.) and the regulations of the Fair Political Practices Commission concerning disclosure and disqualification (2 Califomia Code of Regulations Section 18700 et seq.). At any time, upon written request of CITY, RECIPIENT shall provide a written opinion of its legal counsel and that of any subcontractor that, after a due diligent inquiry, RECIPIENT and the respective subcontractor(s) are in full compliance with all laws and regulations. RECIPIENT shall take, and require its subcontractors to take, reasonable steps to avoid any appearance of a conflict of interest. Upon discovery of any facts PRC'1.0/10{7-04 giving rise to the appearance of a conflict of interest, REC¡PIENT shall immediately notify CITY of these facts in writing. (c) In performing the work or services to be provided hereunder, RECIPIENT shall not employ or retain the services of any person while such person either is employed by CITY or is a member of any CITY council, commission, board, committee, or similar CITY body or within one year of their termination therefrom. This requirement may be waived in writing by the City Manager, if no actual or potential conflict is involved. (d) RECIPIENT represents and warrants that it has not paid or agreed to pay any compensation, contingent or otherwise, direct or indirect, to solicit or procure this Agreement or any rights/benefits hereunder. ARTICLE 2 FEDERAL REQUIREMENTS 16. RECIPIENT warrants, covenants and agrees, for itself and its contractors and subcontractors of all tiers, that it shall comply with all applicable requirements of the Lead-Based Paint Poisoning Prevention Act of 42 U.S.C. 4821 et seq., 24 CFR Part 35 and 24 CFR 982.4010). ln this regard RECIPIENT shall be responsible for all inspection, testing and abatement activities. (a) The requirements, as applicable, of the Lead-Based Paint Poisoning Prevention Act (42 U.S.C. 4821-4846), the Residential Lead-Based Paint Haza¡d Reduction Act of 1992 (42 U.S.C. 4851-4856) and implementing regulations at 24 CFR Part 35. ln addition, the following requirements relating to inspection and abatement of - defective lead-based paint surfaces must be satisfied: (1) Treatment of defective paint surfaces must be performed before final inspection and approval of the renovation, rehabilitation or conversion activity under this part; and (2) Appropriate action must be taken to protect shelter occupants from the hazards associated with lead-based paint abatement procedures. (b) The RECIPIENT agrees to comply with all applicable requirements of Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794) as amended and HUD implementing regulation 24 CFR Part 8. (c) RECIPIENT agrees to comply with the federal requirements set forth in 24 CFR Part 5, except as explicitly modified below, and use of emergency shelter grant amounts must comply with the following requirements: (a) Nondiscrimination and equal opportunity. The nondiscrimination and equal opportunity requíremenls al24 CFR Part 5 are modified as follows: (¡) Rehabilitation Act requirements. HUD's regulations at 24 CFR Part I implement section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794) as amended. For purposes of the emergency shelter grants program, the term dwelling unifs in 24 CFR Part I shall include sleeping accommodations. (i¡) RECIPIENT shall make known that use of the facilities and Services are available to all on a nondiscriminatory basis. lf the procedures that the RECIPIENT intends to use to make known the availability of the facilities and Services PRC 1.0/10{7-04 are unlikely to reach persons of any particular race, color, religion, sex, age, national origin, familial status, or disability who may qualify for such facilities and Services, the RECIPIENT must establish additional procedures that will ensure that such persons are made aware of the facilities and Services. The RECIPIENT must also adopt procedures which will make available to interested persons information concerning the location of Services and facilities that are accessible to persons with disabilities. (iii) The RECIPIENT shall be responsible for complying with the policies, guidelines, and requirements of 24 CFR Part 85 (codified pursuant to OMB Circular No. A-102) and OMB Circular No. A-87, as they relate to the acceptance and use of ESG funding by CITY, and Nos. A-110 and A-122 as they relate to the acceptance and use of emergency shelter grant amounts by private nonprofit organizations. (d) The RECIPIENT will be responsible for all aspects project contract award and management including the advertising for bids and shall award the contract to the lowest responsible and responsible bidder. The RECIPIENT shall verify with the Labor Relations and Equal Opportunity Division of the HUD Area Office that the low bidder has not been debarred or suspended from participating in federal projects. (e) RECIPIENT warrants, covenants and agrees that it shall perform the Services in a manner that does not engage in inherently religious activities and that does not engage in any prohibited activities described in 24 CFR 576.23. Without limitation, RECIPIENT shall not unlawfully discriminate on the basis of religion and shall not provide religious instruction or counseling, conduct religious services or worship, engage in religious proselytizing, or exert other religious influence in pursuit hereof. Subject to the foregoing, RECIPIENT does not intend to utilize ESG funding to construct, rehabilitate or convert facilities owned primarily by religious organizations or to assist primarily religious organizations in acquiring or leasing facilities to the extent prohibited in 24 CFR 576.23. (f) RECIPIENT shall perform the Services in compliance with, and not to cause or permit the Services to be in violation of, any existing or future environmental law, rule, regulation, ordinance, or statute. RECIPIENT agrees that, if CITY has reasonable grounds to suspect any such violation, RECIPIENT shall be entitled to thir$ (30) days' notice and opportunity to cure such violation. lf the suspected violation is not cured, CITY shall have the right to retain an independent consultant to inspect and test the subject facilities for such violation. lf a violation is discovered, RECIPIENT shall pay for the cost of the independent consultant. (g) The OMB Circulars referenced in this Agreement are available at the Entitlement Cities Division, Room 7282, Department of Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 20410. 17. Relocation. (a) RECIPIENT shall assure that it has taken all reasonable steps to minimize the displacement of persons (families, índividuals, businesses, nonprofit organizations, and farms) as a result of this project and the Services rendered in pursuit thereof. PRC 1.0/10{7-04 (b) A displaced person must be provided relocation assistance at the levels described in, and in accordance with, 49 CFR Part 24, which conta¡ns the governmenþwide regulations implementing the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (URA) (42 U.S.C. 4601-4655). 18. FurtherAssurances. (a) This Agreement, when executed and delivered, shall constitute the legal, valid, and binding obligations of RECIPIENT enforceable against RECIPIENT in accordance with its respective terms, except as such enforceability may be limited by (a) bankruptcy, insolvency, fraudulent conveyance, reorganization, moratorium, or other similar laws of general applicability affecting the enforcement of creditors' rights generally and (b) the application of general principles of equity without the joiner of any other party. (b) RECIPIENT represents and warrants as of the date hereof that RECIPIENT has obtaíned and, to the best of RECIPIENT's knowledge, is in compliance with all federal, state, and local governmental reviews, consents, authorizations, approvals, and licenses presently required by law to be obtained by RECIPIENT for the Services as of the date hereof. (c) ln the performance of this Agreement, RECIPIENT shall promptly and faithfully comply with, conform to and obey the ACT and all amendments thereto, and shall maintain all facilities hereunder in compliance with building, health and safety codes. (d) RECIPIENT shall be recapture or repayment obligation imposed RECIPIENT in pursuit hereof. solely responsible and liable for any by HUD due to any act or omission of (e) RECIPIENT acknowledges that RECIPIENT, not the CITY, is responsible for determining applicability of and compliance wíth the ACT and all other applicable local, state, and federal laws including, but not limited to, any applicable provisions of the Califomia Labor Code, Public Gontract Code, and Government Code. The CITY makes no express or implied representation as to the applicability or inapplicability of any such laws to this Agreement or to the Parties' respective rights or obligations hereunder including, but not limited to, competitive bidding, prevailing wage subcontractor listing, or similar or different matters. RECIPIENT further acknowledges that the CITY shall not be liable or responsible at law or in equity for any failure by RECIPIENT to comply with any such laws, regardless of whether the City knew or should have known of the need for such ôompliance, or whether the CITY failed to notify RECIPIENT of the need for such compliance. (f) RECIPIENT agrees to comply with the CITY's Fair Employment Practices and shall not employ discriminatory practices in the provision of the Services, employment of personnel, or in any other respect on the basis of race, color, creed, religion, sex, sexual preference, national origin, ancestry, ethnicity, age, marital status, status as a veteran with disabilities or veteran of the Vietnam era, medical condition, or physical or mental disability. During the performance of this Agreement, RECIPIENT agrees as follows: PRC 1.0/1047-04 (i) RECIPIENT will comply with all laws and regulations, as applicable. No person in the United States shall, on the grounds of race, color, creed, religion, sex, sexual preference, national origin, ancestry, ethnicity, age, marital status, status as a disabled veteran or veteran of the Vietnam era, medical condition, or physical or mental disability be excluded from participation in, be denied the benefits of, or be subject to discrimination under any program or activity made possible by or resulting from this Agreement. (ii) RECIPIENT will not discriminate against any employee or applicant for employment because of race, color, creed, religion, sex, sexual preference, national origin, ancestry, ethnicity, age, marital status, and status as a disabled veteran or veteran of the Vietnam era, medical condition, or physical or mental disability. RECIPIENT shall take affirmative action to ensure that applicants are employed, and the employees are treated during employment, without regard to their race, color, creed, religion, sex, sexual preference, national origin, ancestry, ethnicity, age, marital status, status as a disabled veteran or veteran of the Vietnam era, medical condition, or physical or mental disability. Such action shall include, but not be limited to, the following: employment, upgrading, demotion or transfer; recruitment or recruitment advertising; layoln or termination; rates of pay or other forms of compensation; and selection for training, including apprenticeship. RECIPIENT agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the provision of this nondiscrimination clause. (i¡¡) RECIPIENT will, in all solicitations or advertisements for employees placed by or on behaÌf of RECIPIENT, state that all qualified applicants will receive consideration for employment without regard to race, color, creed, religion, sex, sexual preference, national origin, ancestry, ethnicity, age, marital status, status as a disabled veteran or veteran of the Vietnam era, medical conditíon, or physical or mental disability. (iv) RECIPIENT will send to each labor union or representative of workers with which it has a collective bargaining agreement or other contract or understanding, a notice advising such labor union or workers' representatives of RECIPIENT's commitment under this Section and shall post copies of the notice in conspicuous places available to employees and applicants for employment. ARTICLE 3 GENERAL PROVISIONS 19. Amendment. This Agreement shall not be modified except by written amendment approved by the City Council and signed by the parties. Where it is determined by the Administrator that there is a need to make any change in the Program, services to be performed, fiscal procedures and system, or the terms and conditions of this Agreement (including, without límitation, any changes necessary to comply with changes in federal, state, or local laws or regulations), refusal by RECIPIENT to accept the change is grounds for termination of this Agreement. Notwithstanding the foregoing, approval of the City Council is not required for (i) insubstantial adjustments in line items within the total approved budget, not affecting the total approved budget amount, approved by the Administrator in his/her sole discretion; PRC 1.0/10{7-04 (ii) insubstantial changes in the nature or scope of services specified in this Agreement approved by the Administrator in his/her sole discretion; and (iii) changes to the insurance requirements specified in Exhibit C approved by CITY's Risk Manager in his or her sole discretion. 20. Public lnformation. RECIPIENT shall disclose all of its funding sources to CITY which, thereafter, will be public information. 21. Copvriohts/Patents. (a) lf this Agreement results in a book or other copyrightable material, the author may seek any available copyright protection for the work unless a work for hire. CITY reserves a royalty-free, nonexclusive, irrevocable and assignable license to reproduce, publish, or otherwise use, and to authorize others to use, all copyrighted material and allmaterialwhich can be copyrighted. (b) Any discovery or invention arising out of or developed in the course of work aided by this Agreement, shall promptly and fully be reported to CITY for determination by CITY as to whether patent protection on such invention or discovery, including rights thereto under any patent issued thereon (reserved henceforth onto CITY), shall be imposed and administered, in order to protect the public interest. 22. Political Activitv Prohibited. None of the funds, materials, property or services provided directly or indirectly under this Agreement shall be used for any political activity, or to further the election or defeat of any ballot measure or candidate for public office. 23. Lobbvino Prohibited. None of the funds provided under this Agreement shall be used for publicity, lobbying or propaganda purposes designed to support or defeat legislation pendíng before any legíslative body. 24. Third Partv Beneficiaries. The rights, interests, duties and obligations defined within this Agreement are intended for the specific parties hereto as identified in the preamble of this Agreement. lt is not intended that any rights or interests in this Agreement benefit or flow to the interest of any third parties. 25. Nondiscrimination. To the extent required by controlling federal, state and local law, RECIPIENT shall not employ discriminatory practices in the provision of services, employment of personnel, or in any other respect on the basis of race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era. Subject to the foregoing and during the performance of this Agreement, RECIPIENT agrees as follows: (a) RECIPIENT will comply with all applicable laws and regulations providing that no person shall, on the grounds of race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era be excluded from participation in, be denied the benefits of, or be subject to discrimination under eny program or activity made possible by or resulting from this Agreement. PRC 1.0/10{7-04 (b) RECIPIENT will not discriminate against any employee or applicant for employment because of race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era. RECIPIENT shall ensure that applicants are employed, and the employees are treated during employment, without regard to their race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era. Such requirement shall apply to RECIPIENT'S employment practices including, but not be limited to, the following: employment, upgrading, demotion or transfer; recruitment or recruitment advertising; layoff or termination; rates of pay or other forms of compensation; and selection for training, including apprenticeship. RECIPIENT agrees to post in conspicuous places, available to employees and applicants for employment, notices setting forth the provision of this nondiscrimination clause. (c) RECIPIENT will, in all solicitations or advertisements for employees placed by or on behalf of RECIPIENT in pursuit hereof, state that all qualified applicants will receive consideration for employment without regard to race, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, marital status, sex, age, sexual orientation, ethnicity, status as a disabled veteran or veteran of the Vietnam era. (d) RECIPIENT will send to each labor union or representative of workers with which it has a collective bargaining agreement or other contract or understanding, a notice advising such labor union or workers' representatives of RECIPIENT'S commitment under this section and shall post copies of the notice in conspicuous places available to employees and applicants for employment. 26. lndeoendent Contractor. (a) ln the furnishing of the services provided for herein, RECIPIENT is acting as an independent contractor. Neither RECIPIENT, nor any of its officers, agents or employees shall be deemed an officer, agent, employee, joint venturer, partner or associate of CITY for any purpose. CITY shall have no right to control or supervise or direct the manner or method by which RECIPIENT shall perform its work and functions. However, CITY shall retain the right to administer this Agreement so as to verify that RECIPIENT is performing its obligations in accordance with the terms and conditions thereof. (b) This Agreement does not evidence a partnership or joint venture between RECIPIENT and CITY. RECIPIENT shall have no authority to bind CITY absent CITY'S express written consent. Except to the extent otherwise provided in this Agreement, RECIPIENT shall bear its own costs and expenses in pursuit thereof. (c) Because of its status as an independent contractor, RECIPIENT and its officers, agents and employees shall have absolutely no right to employment rights and benefits available to CITY employees. RECIPIENT shall be solely liable and responsible for providing to, or on behalf of, its employees all legally required employee benefits. ln addition, RECIPIENT shall be solely responsible and save CITY harmless from all matters relating to payment of RECIPIENT'S employees, including, without PRC 1.0/1047-04 limitation, compliance with Social Security withholding, and all other regulations governing such matters. lt is acknowledged that during the term of this Agreement, RECIPIENT may be providing services to others unrelated to CITY or to this Agreement. 27. Notices. Any notice required or intended to be given to either party under the terms of this Agreement shall be in writing and shall be deemed to be duly given if delivered personally, transmitted by facsimile followed by telephone confirmation of receipt, or sent by United States registered or certified mail, with postage prepaid, return receipt requested, addressed to the party to which notice is to be given at the party's address set forth on the signature page of this Agreement or at such other address as the parties may from time to time designate by written notice. Notices served by United States mail in the manner above described shall be deemed sufficiently served or given at the time of the mailing thereof. 28. Bindino. Once this Agreement is signed by all parties, it shall be binding upon, and shall inure to the benefit of, all Parties, and each Parties' respective heirs, successors, assigns, transferees, agents, servants, employees and representatives. 29. Assiqnment. (a) This Agreement is personal to RECIPIENT and there shall be no assignment by RECIPIENT of its rights or obligations under this Agreement without the prior written approval of the Administrator. Any attempted assignment by RECIPIENT, its successors or assigns, shall be null and void unless approved in writing by the Administrator. (b) RECIPIENT hereby agrees not to assign the payment of any monies due RECIPIENT from CITY under the terms of this Agreement to any other individual(s), corporation(s) or entity(ies). CITY retains the right to pay any and all monies due RECIPIENT directly to RECIPIENT. 30. Compliance with Law. In providing the services required under this Agreement, RECIPIENT shall at all times comply with all applicable laws of the United States, the State of California and CITY, and with all applícable regulations promulgated by federal, state, regional or local administrative and regulatory agencies, now in force and as they may be enacted, issued, or amended during the life of this Agreement. 31. Waiver. The waiver by either Party of a breach by the other of any provision of this Agreement shall not constitute a continuing waiver or a waiver of any subsequent breach of either the same or a different provision of this Agreement. No provisions of this Agreement may be waived unless in writing and signed by all Parties to this Agreement. Waiver of any one provision herein shall not be deemed to be a waiver of any other provision herein. 32. Governino Law and Venue. This Agreement shall be govemed by, and construed and enforced in accordance with, the laws of the State of California, excluding, however, any conflict of laws rule which would apply the law of another jurisdiction. Venue for purposes of the filing of any action regarding the enforcement or interpretation of this Agreement and any rights and duties hereunder shall be Fresno County, California. PRC 1.0i10{7-04 33. Headinos. The Section headings in thís Agreement are for convenience and reference only and shall not be construed or held in any way to explain, modify or add to the interpretation or meaning of the provisions of this Agreement. 34. Severabilitv. The provisions of this Agreement are severable. The invalidity or unenforceability of any one provision in this Agreement shall not affect the other provisions. 35. Interpretation. The Parties acknowledge that this Agreement in its final form is the result of the combined efforts of the parties and that, should any provision of this Agreement be found to be ambiguous in any way, such ambiguity shall not be resolved by construing this Agreement in favor of or against any Party, but rather by construing the terms in accordance with their generally accepted meaning. 36. Attomev's Fees. lf either Par$ is required to commence any proceeding or legal action to enforce or interpret any term, covenant or condition of this Agreement, the prevailing party in such proceeding or action shall be entitled to recover from thê other Party its reasonable attorney's fees and legal expenses. 37. Exhibits. Each exhibit and attachment referenced in this Agreement is, by the reference, incorporated into and made a part of this Agreement. 38. Precedence of Documents. The order of precedence of documents shall be: (1) Rules and Regulations of Federal Agencies relating to the source of funds for this project; (2) Permits from other agencies as may be required by law; (3) Supplemental Agreements or this Agreement the one dated later having precedence over another dated earlier; (4) ESG Policies and Procedures (5) General Conditions. Whenever any conflict appears in any portion of the Contract, it shall be resolved by application of the order of precedence. tn the event of any conflict between the body of this Agreement and any Exhibit or Attachment hereto, the terms and conditions of the body of this Agreement shall control and take precedence over the terms and conditions expressed within the Exhibit or Attachment. Furthermore, any terms or conditions contained within any Exhibit or Attachment hereto which purport to modffy the allocation of rísk between the Parties, provided for within the body of this Agreement, are null and void. - 39. Cumulative Remedies. No remedy or election hereunder shall be deemed exclusive but shall, wherever possible, be cumulative with all other remedies at law or in equity. 40. Extent of Aoreement. Each party acknowledges that they have read and fully understand the contents of this Agreement. This Agreement represents the entire and integrated agreement between the parties with respect to the subject matter hereof and supersedes all prior negotiations, representations or agreements, either written or oral.ilt Ht PRC 1.0/10{7-04 lN WITNESS WHEREOF, the parties have executed this Agreement at Fresno, California, the day and year first above written. CITY OF FRESNO, a municipal corporation ATTEST: WONNE SPENCE, CMC City Clerk Date:q/tt/t5 By: By: Angus (Attach Notary Certif icate of Acknowled gement) Date: 1'l- t f Name: Title: (Attach Notary Certificate of Acknowledgement) Date: RECIPIENT: Fresno Economic Opportunities Commission Deputy City Attorney Date: Addresses: CITY: City of Fresno Attention: Brian Angus Attention: Bruce Rudd, City Manager Phone: 559-498-8543 2600 Fresno Street Room 3076 FAX: 559-498-0916 Fresno, CA 93721 Phone: (559)621-8300 FAX: (559) 488-1078 Attachments:1. Exhibit A - Scope of Services2. Exhibit B - Budget Summary3. Exhibit C - Homeless Services Report 5. Exhibit D - lnsurance Requirements4. Exhibit E - Conflict of lnterest Disclosure Form City Manager APPROVED AS TO FORM: DOUGLAS T. SLOAN PRC 1.0/1047-04 GALIFORI{IA ALL.PURPOSE ACKIIOWLEDGMEI{T ctvtl coDE s rr89 A notary public or other officer completing this ceftificate verifies only the identity of the individual who signed the document to which this cerlificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California County of Fracnn on septemher 1 6,'r01 5 before me, Katheryn eornelr r NoÈary pubrie , Date personally appeared Here lnse¡t Name and Title of the Officer t(*t(***BrUCe RUdd****** Name(s) of Signer(s) who proved to me on the basis of satisfactory evidence to be the person(s) whose nameþ) i subscribed to the within instrument and acknowledged to me that h executed the same in or the entity upon behalf of which the personþ) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature Place Notary Seal Above OPTIONAL Though this sectlon is optional, completing this information can deter alteration of the document or fraudulent reattachment of this form to an unintended document. cription of Attached Document Agreement Emergency Solutions Grant or Type of Documenl' Economic Opportunities Document Date:Oq/O1/2O Signe(s) Other Than Named 45S6¡nmission Capacity(ies) Signer's Name:Signer's Name: -1 Corporate Officer - Title(s):tl - Title(s): i I Partner - tl Limited flGeneral nLimited ilGeneral I Attorney in Facti I lndividual i I Trustee t l Other: n Attorney in Fact [l Guardian D Trustee Ll Other: Guardian or Conseruator Signer ls Represerttiñg:Signer ls Representing: IOÎIIERYil CORI{ELL Conmlrrton tZAlf¡U¡T' Nohry Puùilc - Gdilbad¡ @2014 National Notary Association . www.NationalNotary.org . 1-800-US NOTARY (1-800-876-6827) ltem #5907 Exhibit A SGOPE OF SERVICES Consultant Service Agreement "Between" City of Fresno and Fresno Economic Opportunities Commission See attached PRC 1.0/10-07-04 SECTION 2 - PROJECT DESCRIPTION @ervíew of Propose<t Program, Act¡v¡t¡es, and/or Services Fresno Economic Opportuníties Commission ("Fresno EOC') Sanctuary and Youth Services ("Sanctuary") proposes to utilize federal Emergency Solutions Grant (ESG) funding to provide services îo¡ 2O5 individuals over a six-month term for Rapid Re-Housing, Homeless Prevention, and Street Outreach. The proposed services are in alignment rvith Fresno EOC's mission and vision, and fit well within the mul¡tude of services provÍded by Fresno EOG Sanctuary. Fresno EOC Sanctuary has the experience and capacity to deliver services efficiently and effectively. The Sanctuary program is designecl to combat homelessness from many angles, incorporating a complete sl/stem of care, from reaching out to unsheltered persons on the street and providing a comprehensive intake process to determine the best delivery of services - whether ít be emergency shelter, transitional living assistance or rapid re-housing - to delivering comprehensive services with care and efficiency. W¡th many partners and referral resources, Fresno EOC Sanctuary will assist in providing for the many needs of those facing homelessness, including, but not limited to pfovid¡ng access to health care, cou¡seling, job placement assistance, child care and assistance w¡th paying moving expenses ancl utilíties. Fresno EOC Sanctuary will serve those in need of housing assistance and comprehensive case management services, who are verified homeless or are at rislt of homelessness in accordance with HUD'j defin¡tion and ESG's eligibility determination. Assistance may be provided via rapid re housing, homeless prevention, or street outreach seruices based on the needs of each client. Rapid Re,Housing for t households (15 individualsl, which will include housing relocation and stabilization services (security deposits, last month's rent, housing search and placement activities, and housing stability case management) and tenant-based rental a$sistance (up to 3 months, short-term rental assistance) for those considered 'literally homeless". The total period for which any program particípant may receive services wíll not exceed 6 months through this ESG program. Each eligible client will receíve up to 3 months of short-term graduated declining rental assistance. Fresno EOC SanAuary will embrace the 'Hous¡ng First" approach and to rapÍdly re-house those for whom homelessness cannot be prevented. Ctients will receive housíng relocation and stab¡lization services including housing identifieation and placement, financial assistance with housing costs, advocacy and assistance in addressing housing baniers, and case management services specifically focused on maintaining housing stabilization. Case management services will include an initial consultation to determine eligibility, verification of income and housing status, conducting a client needs assessment, developing and mon¡toring an indivídualized servíce plan, entering HMIS data on progress of client, evaluating client progress, providing information and referrals to programs targeted to homeless people, and assisting clíents into rapid re-housing placement. Fresno EOC's reputation as a collaborative partner and leader in provicting housing, education, and employment services within Fresno County makes it an ideal organ¡zat¡on to coordinate this effort and provide wraparound services to link partic¡pants to appropriate supportive services, such as housing, nutrition, mental health, and health care. In addition, Fresno EOC has been a long'time membCr of the Fresno Madera Continuum of Care (FMCoC), has partic¡pated extensively with HMIS, was a Homeless Prevention and Rapid ReHousing (HPRP) provider for the City of Fresno, and currenly is an ESG provider of rapid rehousing seruices, making the agency experienced and well- positioned to adminíster the stated project and address the service needs of the ídentified vulnerable populatíon. As described in Section 4 - Prciect Scf¡edule, the project services reflect clients once enrolled in the program, clients will engage in case management plann¡ng" counseling assessment, inítiation of wraparound services, linkages to service providers, life skills development, and financial assistance with rent, security and utility deposits. Fresno EOC Sanctuary will provide eli$ble households wÍth rental ass¡stance, case management and stabilization services in three Phases over a &month period. All households will be placed in low-income multi-family residential units. Costs for units are based on HUD's 2015 Fair Market Rate (FMR) value for the Fresno area. The breakdown of units varies. Fresno EOC will anticipate placing nine households ín one and two bedroom units based on previous experiences. All nine households will receive up to 10O% housing subsidy and security deposit during the first month of placement, and then the subsidy will gradually decline the next two months whereas the household has demonstrated the ability to sustain their living expenses and maintain stable housing. Clients may also be eligible to receive financial assistance with moving expenses and storage fees. Clients will be transitioned out of the program after no more than three,months of services. Every effort will be made to engaEe clients in 30-day follow up evaluations to most effectively determine the level of successful ¡ntervent¡on. Hometess Prevention for 4 households 110 índividualsì, which will include housing relocation and stabilization services (utility depos¡ts of payments, last month's rent, and housing stability case management) and tenant-based rental assistance (one-time payment for up to 2 months of rent in arrears to include late fees ). The total period for which any program part¡c¡pant may receive services will not exceed 6 months through this ESG program. Each eligibte client will receive a one-time payment for rental assistance. Fresno EOC Sanctuary will embrace the "Housing First" approach and strategy to prevent homelessness to those households at the greatest risk of becoming homeless in the absence of financial assistance. Each client will receive housing assístance including, financial assistance with housing ccsts, advocacy and assistance in addressing housing barriers, referrals to community resources and mainstream benefits, and case management services specifically focused on maintaining housing stabil¡zat¡on. As described in Sectrbn 4 - Project Scf¡edule, the project seruices reflectall services reflects for clients once enrolled in the program, clients will engage in case management planning counseling assessment, initiation of wraparound services, linkages to service providers, ancl financial assístance with rental assistance and utility deposits. All households will be placed in low-income multí-family residential units. Costs for units are based on HUD's 2015 FMR for the Fresno area. The breakdown of units varies. Fresno EOC will anticipate placing four of households in two bedroom units based on previous experiences. All four households will receÍve up to 100% housing subsicly durlngthat one t¡me assistance. streetoutreachtoprovideemerEencycareonthestreetfor, including referrals for emergency health or mental health care, housing services, engagement, case management, and street-based services for homeless populations. Street outreach will locate, ictentify, and build relationships with unsheltered homeless people and engage them for the purpose of providing immediate support, intervention, and connections with homeless ass¡stance programs and mainstream social servíces and housing programs. These activities include an assessment of needs and eligibility, providing crisis counseling addressing urgent physical needs, such as meals, clothes, or survival items, and actively connecting and providing information and referrals to programs targeted to homeless people, including emergency shelter, permanent-supportive housing homeless prevent¡on, and rapi&rehousing programs. stfeet outreach will maintain a steady caseload over the proposed six month term, as depícted in the ¡n Section 4 - ProjectSchedule. SECNON 3 - MEETING PROGRAM FOLICIESAND PRIORITIES Meeting Ferforma nce Standa rds ln the provision of services through the proposed Rapid ReHousing, Homeless Prevention, and Street Outreach programs, Fresno EOC Sanctuary will adhere to proven best practices, incorporating necessary practices and procedures to assure the delivery of services to the targeted homeless populations in the most effective and efficient manner. ln order to meet the h¡ghest performance standards, Fresno EOC Sanctuary will incorporate the following ESG Policies and Procedures. The Sanctuary will: adhere to the Housing First Model as a proveneffective practice; continue to ut¡lize Homeless Management lnformation Slatem (HMIS) to ma¡ntain cl¡ent data and track service numbers in accordance with funding requirements and centralized efforts facilitated by the Fresno Madera Continuum of Care (FMGoC); attend all ESG partner meet¡ngs as called by the City of Fresno; continue to be a member in good standing of the FMCoC (Many members of Sanctuary's management team have served on the Executive Committee, F¡nance Committee, Outreach Committee, Evaluatíon Committee, and 25 Cities Community Team); utilize a single intake applícation as agreed upon by City of Fresno; participate and assist at the Multi-agency Access Point (MAP) Point which serves as Fresno's centralized intake center usíng Vulnerability lndex & Service Prioritization Decision Assistance Tool (VI-SPDAT) to assess housing needs; and take referrals from Mult¡-agency Access Point (MAP) Point, 2-1-1 and other homeless servíces providers including City, County, State or Federal agencies, and partners including City of Fresno administrat¡ve staff. ldentification of the Population and Area to be Served Fresno EOC Sanctuary will serve the individuals and families who are defined as homeless by the U.S. Department of Housing and Urban Development (HUD) 24 CFR Parts 91, 582, and 583 regulat¡ons, including those that are: a) literally homeless; b) at imminent risk of homelessness; c) homeless under other Federal statutes; and d) fleeing/attempting to flee domestic violence. Adct¡tionatly, based on its extensive service history and experiential foundation, the Sanctuary ¡ntends to target the fotlowing high priority suÞpoputations from the City of Fresno: ¡ Unsheltered homeless individuals and families who are living outdoors or in other palaces not intended for human habitat¡on; ¡ Chronically homeless persons; o lndividuals and families currently in housing, but are at r¡sk of becoming homeless ¡ Unaccompanied youth underthe age of 18; and ¡ Youth aging out of the foster care system. All clients to be served with ESG funds will be at or below 3O% of the median income for the County of Fresno, which shall be verified via an income documentatíon process. All households served must undergo a housing status eligibility for rapíd re-housing or homeless prevention assistancc in accordance with the ESG Program Policies and Guidelines. Every effort will be made to ident¡fy and serve households that are most in need of this temporary assistance and who are most likely to achieve stable housing, whether subsidized or unsubsidized, outside of ESG support after the program concludes. The proposed service populations have been targeted by Sanctuary, making them fam¡liar and accessible due to the long-standing rapport ancl extensive referral base that has already been established city-wide. Aclditionally, the "continuum of care' within the Sanctuary programs ensures that individuals and families receive comprehensive assístance throughout their transition from homelessness to self-sufficiency: the Sanctuary Outreach to the Streets (SOS) team a. b. c. d. e. f. identifies homeless individuals and families on the streets;the Shelter provides crisis intervention and residential care for youth t2-L7: older youth and young famities utilize transitional living r services to further attain the skills and resources needed to trans¡tion to permanent housing chronically homeless individuals and families are referred to Project PHoenix. An extensive, stendardized ¡ntake and eligibility screening, including the vl€PDAT, is conducted on all prospective clients to ensure that their needs align with the funding objectives and that they are committed to achieving successful outcomes. SEgflON 4 - PROJECTSCHEDULE TíMEUNE FOR PROY'S'ON OFSERVICES AND ÐíP'ENDITURE OFFUNDS Rapid ReHousing -Fresno EOC Sanctuary will provide nine (9) eligible households (HHs) with rental assistance, case management and stabil¡zation services in three (3) Phases over a Èmonth period, as follows: Homeless Prevention-Fresno EOC Sanctuary wÍll provide four (4) eligible households (HHs) with rental assistance, case management and stabilizat¡on serv¡ces over a êmonth period, as follows: over a êmonth , as follows: Month t Activity: Eligib¡lity screeníngs, intake, and needs assessment begíns -Process will be ongoing throughout program as new HHs are phased in. Exoenditure: Case Management, $2,224/month x 3 months =$6,672; Rental application fee of $25 average for six HHs=$150. Month 2: Actívity: Phase 1 Placement of 3 HHs to receive short-term rental assistance for 3 months. Exoenditure: Security deposit, 100% and 100% housing subsidy assistance to Phase 1 llHs. Three (3) one bedroom apartment un¡ts at $676, sec. dep. at $676. Case managemenl,$2,224. IFonth3:Activ!!y:Phase2Placementof2HHstoreceiveshort-termrentalassistancefor3'months. Expenditure: 907o housing subs¡dy assistance to Phase 1 placement of 3 HHs. Security deposit, f:OOVq and 100% housing subsidy assistance to Phase 2 placement of 2 new HHs. Two (2) one bedroom aoartment units at $676 anct sec. dep. at $676. $2,224 for case manaÉement services. Month 4: Actlvity: Phase 3 Placement of 4 HHs to receive short-term rental assistance for 3 months; Complete remaining 3Gday aftercare follow-ups with Phase l and exit of 3 HHs. Exoenditure: lssue 80% housing subsidy assistance to Phase 1 HHs. 90026 housing subsidy assistance to Phase 2 HHs. Case management, $2,224. Sec. dep., 100% and 100% housing subsidy assistance to Phase 3 HHs. Four (4),two-bedroom apartment unÍts at $853, sec. dep. at $853. Case managemenl, $2,224, Month 5: Activitv: Complete remaining 3Oday follow ups with Phase 2 and exit of 2 HHs. Exoenditure: 80% housing subsidy ass¡stance to Phase 2 HHs. 90% housing subsidy assistance to Phase 3 HHs. Case manaqemenL$2.224. Month 6: Activity: Complete remaining 3Gday follow ups with Phase 3 and exit of 4 HHs. Exoendíture: 80% housinq subsidv assistance to Phase 3 HHs. Case manaEement, $2,224. 1: Activity: El¡gibility screenings, intake, and needs assessment begins -Process will be ongo¡ng throughout plogram, as new HHs are phased in. Exoenditure: Case management, $895/month. new HHs. Exoenditure: lssue one-time payment of rent in arrears (2 mos.) assistance for twobedroom unit at $853. Utility payment for one HH at average of $130.33. Comflete remainíng 30{ay aftercare follow-ups and exit of 2 HHs. Case management, $895/month. arrears (2 mos.) assistance for two-bedroom un¡t at $853. Utility æyment for 1 HH at average of $130.33. Complete remaining 30day aftercare follow-up, exit of 1 HH. Case management, Month 6: Activity: Phase 3 placement of 1 new HH. Expend¡ture: lssue one-time payment of rent in arrears (2 mos.) assistance for two-bedroom unit at $853. Utility payment for 1 HH at average of $130.33. Complete remaining 30day aftercare follow-ups with Phase 1 and exit of 1 HH. Case Street Outreach -Fresno EOC Sanctuary will provide outreach services to 30 unduplicated clients unduplicated clients/month will receave street Exoenditure:$L,342.5O/month x 6 rnonths-$8,O55 for street outreach services; $162.50/month for mileage reimbursementx 6 months=$97S. SECTION 5 - E'(PERIENCE OF FRESNO EOC Fresno EOC is a nonsectarian 501(cX3) nonprofit organization, and Fresno County's designatecl "Community Action Agency' - widely recognized as one of the largest in the nation. Founded in 1965, following the passage of the Economic Opportunity Act of 1964, Fresno EOC has spent nearly five decades investing in people to assistthem in becoming self-sufficient. Fresno EOC has been involved in serving the homeless since 1977, and Fresno EOC Sanctuary has been serving the homeless youth population in Fresno County since 1992, when the Sanctuary Youth Shelter was establ¡shed to provide emergency shelter and support for the most underserved, at-risk and vulnerable populations throughout Fresno County. Youth Services expanded its reach in 1998 when the f¡rst Transitional Living Center (TLC) opened, providing services to assist t6-24 year olds in making a successful transition from homelessness to stable, safe living conditíons and successful independence. There are now three TLC sites in operation. Fresno EOC Sanctuary also operates the Sanctuary Outreach to the Streets (SOS) program as well as Safe Place, a network of 270 sites in Fresno County, including schools, parks and c¡ty buses, where youth can ga¡n direct access to Sanctuary Youth Shelter and its services. Safe Place has been recognized as one of the most active Safe Place projects in the nat¡on. Fresno EOC Sanctuary and Youth Services has served thousands of youth between the ages of 11 and 24 with crisis intervention, family reconciliation efforts, survival aid, case management, treatment and counseling, information and referrals, prevent¡on and eclucation activities, health care, follow up and after care support, supportive housing, emergency shelter and other supportive services through the SOS program, Youth Shelter and/orTrans¡tíonal Living Centers. Transitional living and supportive services provided to older youth ages Lêl24 have proven successful in assisting those youth for whom there ¡s little chance of family reconciliation and who have nowhere else to turn for support. Youth who are provided up to two years of stable l¡ving anangements complemented with other supportive services such as ass¡stance obtaining documentation needed to secure employment, counseling and educational assistance, have become successfully independent and equipped with the lífe skills necessary to navigate the twists and turns that they may encounter in life. Fresno EOC Sanctuary and Youth Services provided horneless prevention and rapid re-housing (HPRP) act¡vit¡es by collaborating with a total of 34-property owners/manager to place 89 households (274 people) with rental assistance for safe and alfordable housing during September 2OO9 -June 2OL2. Housing partners provide affordable low-income hous¡ng by waiving application fees, discounting the security deposit, and/or prerating rent for the f¡fst month. ln addition, housing partners worked with tenants (HPRP clients)that received low credit scores. Þ<perience tltilizing ESG Funds The County of Fresno contracted with Fresno EOC through an Emergency Solutions Grant (ESG), to provide rapid re-housing services including rental assistance and relocation and stab¡lizat¡on services to 23 chronically homeless individuals (16 households) from February 5, 2013 thru June gO,2OL4, a 17-month grant award. Fresno EOC exceeds their goal by ass¡sting 23 households (72 persons served including 32 adults and 40 children) with rental assistance, security deposit assistance, utilíty payments, and case management serv¡ces. The City of Fresno is currently contracted with Fresno EOC through an Emergency Solutions Grant (ESG) to provide rapid rehousing to assist 20 households (41 individuals) and emergency shelter to assist 425 youth from December 1, 2O13- December 3t,2OL5. As of June 30, 2015, Fresno EOC has assisted 27 households (61 ærsons served including 31 adults and 30 children) with rental assístance, security deposit financial assistance, utility payments, and case management and stabilization services. Sanctuary Youth Shelter has assisted 377 youth with emergency shelter. Key Staff Project staff will include a mix of grant-funded Sanctuary staff and existing staff time leveraged for the benefit of this contract. Key staff members responsible for project governance include: Sanctuary Director, Michelle L. Tutunjian, has over 18 years of experience with Fresno EOC and will provide adminístrative oversight of the program. Ms. Tutunjian is responsible for the operat¡on of all Sanctuary and Youth Services programs. Thís position is charged with ensuring sustaínability of this project ¡n conjunction with other Fresno EOC services and programs; fulfillment of operational objectives; monitoring and approving costs in accordance with the budget; executing contractual agreements; hiring and evaluat¡ng staft; maintaining the organization and functionaliS of community coalition and project's representation; Wog'am publici$; and monitoring of overall program operations, procedures and progress. Sanctuary Director reports to Fresno EOC's Chief Programs Officer and sits on the Sanctuary Advisory Board, WorKorce Investment Board Youth Council and National Safe Place Network Advisory Board. She is an active board member on the Fresno Madera Continuum of Care (FMCoC) serving as Treasurer on the Executive Committee and Chair of the Finance Committee. Community Relations & Outreach Manager, Joe Maftinez, will provide supervision of ESG personnel and astivities and reportrs dírectly to Sanctuary Director. He has over 20 years' experience with Sanctuary and is responsible for outreach activities, operations, and volunteer development. He provides dírect supervises street outreach personnel, including youth outreach workers, case managers, interns, peer outreach workers, and community volunteers. He coordinates the Safe Place progfam aclministered by Sanctuary and Youth Services. He is a member of Fresno County Foster Care Standards and Overs¡ght Committee, FMCoC Outreach Gommittee, and 25 CitÍes Community team member. Mr. Martinez has experience in mana$ng rapid-rehousing and homeless prevent¡on programs with the City and County of Fresno and will provide direction superuision of the ESG Case Manager. Case Managet, TBD, will provide wraÞaround case management services for client's homeless individuals and families assisted through ESG activities including street outreach, homeless prevention, and rapid re-housing. The Case Manager will repoft directly to the Communíty Relations & outreach Manager. Authorized Representative As indicated in the attached Resolution, Reverend Paul McCoy, Board Chairman, Brian Angus, Secretary of the BoardlChief Executive Officer, and/ot Naomi Quiring-Mizumoto, Chief Progams Officer, and/or Salam Nalia, Chief Financial Officer, are authorized as the officers to act on behalf of the Fresno EOC Board to sign all necessary documents. (Sitnatory Resolution enclosed) Pending Lawsuits or LegalActions All lawsuits or legal actions ínvolving Fresno EOC that are currently pending or that have been resolved within the last five (5) years are noted below: #Location Filed Name of Court Docket Number Nature of l¿wsuit Status I EEOC EEOC 14CECG01048 Harassment PendinE 2 Fresno Superior Court Fresno Superior Court 48S201rþOO4q)HarassmenV ¡nteract¡ve Process Pending SECT¡ON 6. CURRENTAND COMPLETED PROJECTS 1. Step Uo orogram. 20O3 - As a pilot rehousing effort, Fresno EOC implemented the Steo Uo program from January 2003 - July 2006 and assisted three (3) homeless households to transition from the streets into their own leased unit. The families also received comprehensive, casemanaged supportive services and successfully achieved self-sufficiency within 18 months. The Sanctuary's Step Up p¡lot project most directly demonstrates the 'Housing First" service model upon which the rapid rehousing efforts have been based. 2. Storyland and Encamoment oroiects. 2009 - The Storyland and Encampment projects further demonstrate Sanctuary's ability to coordinate rapid rehousing efforts. ln March 2009, the Sanctuary's Street Outreach Program assisted 1O0 people (combination of individuals and families) relocate from 46 units at the Storyland Motel that was being closed down due to code enforcement violations. These individualsÆamilies relocated to other motels or secured transitional or permanent housing independently or with relatives. Also in March 2009, Sanctuary collaborated with City of Fresno and other organizations to assess homeless individuals residing in encampments. 129 people were relocated and placed in a program, motel, or apartment. Fresno EOC Sanctuary continued to provide case management services thfough November 2009, aiding clients with progress towa rd or achievement of sta bil ization. 3. Homeless Prevention and Raoid Re-housínp ProEram (HPRPì. 2009 - Fresno EOC Sanctuary was a HPRP províder from 2OO9-2O1-2 under contract with the City of Fresno. HPRP was designed to ass¡st individuals and families to obtain and maintain housing, through temporary financial assistance and stab¡lization services to e¡ther prevent homelessness or help those at-risk of becoming homeless. Sanctuary used the "Housing First" model to assist 89 households, represenline 274 adults and children, by providing temporary rental assistance, case management and stabilization services. of those, 46 households (154 individuals) were assisted with homeless prevention services and 43 households (120 individuals) received rapid r+housing funds. Upon exiting the HPRP program,272 cl¡ents (99%) remained in permanent, stable and safe housing. Based on the success of Fresno EOC's Sanctuary HPRP, Fresno Housing Authority contracted w¡th Fresno EOC to provide add¡t¡onal supportive services from May-July 201^2 reaching 41 households (36 Homeless Preventíon/S Rapid Re-Housing, including 58 adulB and 37 children). These clients were homeless or at-risk of homelessness and received assistance wÍth case management, transportation, housing quality standards inspections, personal documents attainment for rental applications, and after care follow-up support. 4. Fresno County Emerqency Solutions Grant. 2013 - The County of Fresno contracted with Fresno EOC through an Emergencv Solutions Grant, to provide rapid rehousing services including rental assistance and relocation and stabilization servíces to,23 chronically homeless indíviduals (16 householcls) from February 5, 2013 - June 30, 2014. Fresno EOC exceeds their goal by assisting 23 households (72 persons served including 32 adults and 40 chlldren) w¡th rental assistance, security deposit assistance, utility payments, and case management services. 5. City of Fresno Emerqency Solutions Grant. 2013 - The City of Fresno is currently contracted with Fresno EoC through an Emergency Solutions Grant, to prov¡de rapid r+housing to assist 20 households (41 individuals) and emergency shelter to assist 425 youth from December 1, 2OL+ December 31,, 2OL5. As of June 30, 2015, Fresno EOC has assisted 27 households (61 persons served including 31 adults and 30 children) with rental assistance, security deposit financial assistance, utility payments, and case management and stabilization services, Sanctuary Youth Shelter has assisted 377 youth wíth emergency shelter. Exhibit B BUDGET SUIVIMARY Gonsultant Service Agreement "Between" Gity of Fresno and Fresno Economic. Opportunities Commission Emerqencv Solutions Grant PROJECT TITLE SECTION 8 - BUDGET EsG ACIilNY rol L SUOCET lot thl! FotQn CrV ESG tun¡ p?o9oad CrYE60 tunô tüloul, gout$YESC tunô (.r.rú4 r!qu-L4 q ertærit) tçlhb proÉnn Itrlcùlng tunò lü lrrb toton Sourcdrl ol artCrlñ8 lunò lor lh¡ pogam pro¡tañ )utreaoh Servlces -.30 FTE $ 16.110.00 $8,055.00 $$5 8,055.00 CA School F¡nance Author¡t)/s lileaÃe Re¡mbursement s 1,950.00 $975 00 3 $s 975.00 )l Facrltly lncenlve Grantfotrl.træt outt.achl amttScncy lhcltoi I 10,060.00 I I,030.00 I s s 9,030,00 Honaloatnatr Ptarantbn llonoloúnals ?raycntbn- lb6lng ncþcatlon I 3t!bllhdlon llomrlll.nal¡ A!!mac Rrpld ilxoElnl RrDld ñr.flol¡lrr8 - Hout¡ìg n.bcrlloñ I 3t¡Dlùrtlon AsltancG )ase MansÉement Seruices - .20 FIE 10,740.00 5,370.00 5.3 70.00 CA School F¡nance Authority's Charter School Facility lncentive Grant Lxd ¡.nt¡l lental Àssistance $13,64S.00 $6,824.00 $5 $ ô,824.00 CA School F¡nanæ Author¡tys Charter School Fac¡l¡ty lncentive Grant Jtilitv PEvment I 782.00 $391.00 $ 391.00 fct¡l ñonolsos PraYcnllon 3 25t70.OO s 12,6ts.OO I s s 12.6¡5.00 )ase ManâEement Serv¡ces -.50 FTE s 26,698.00 $13,349.O0 $$ 13,349.00 CA School Financè Aulhoritys Cha¡ter School Facility lncentive Grant i¡Dld ìentâl Assßtsnce 36.676.O0 $ 1E338.00 å 18.338.00 ìecur¡ty Deposil 3 13.s84.O0 $ 6,792.00 t 6.792.00 :¡e.i¡t Check and Aool¡ætion Fees 300.00 5 150 00 s 150 00 GrBnt lolrl ?.Dld tGloudñC s 77,258.00 s 3r¡29.00 s I g 31,329.00 Admlnlstratlve costs uplo 2.596of ESGfunds reouested for Drogram activit¡es 3 3,012.00 s 1.500.0o s 1,500.00 Stâte of CA{ommunlty Seruices & Dev,- CSBG rolAl^!LEtGAcrhtbrlntñbEuDGEf ls rZs,SoO'oOle c1'?60.0019 lS s 61,750.00 EXPLANATION OF O1}IER €SG FUNDS fundingfrcm qy ofFresno EScÁgæement by Auíust 37,2075, As oilune 37,2075, a Þalanæ of $ 77,439.47 ß aval,able forESGactiv¡tres. ymrga nization has rèquéited or expects to apply lor ESG funds from tñe Countìr of Fresno for aclivitles that w¡ll be du?logthe period SeptemDef 1,2015 to Msrch 1, the Øunty of Fresno for ESG act¡v¡t¡es tarEfetínE homeleæ lndtvíduals and fâm¡l¡æ ín urban and runl aBas lr¡,af Eslde heyond the Clty's g,eo$Ephical òoundarÍes. EXPLAIIATION OF MATCHING FUf{DS ffim-tGñ¡nglUnd3.llmatchlnefÙndsw¡llbeusedtopayforcoststhêtafe!q!¡ncluded¡nthebudgetabove,pleasecle8rlydescr¡bethecost5 t6O,244- 2) State of ^ømmunity S€rviæs and Devetopment (æBG) tund w¡tl be use lo match w¡th the adm¡n¡stative costs 91,506. BUDGET JUSTIFICATION Street Outreach - $9.030 a. PERSONNEL ($8,055) Position ESG funds Case Manager 0'30 FfE $5,593 BENEFlTSFtcA $5,593 * 7.65% $428 SUt $7,OOO * 6.200/o * .30 FTE $ 130 w/c $5,593 *.0092 Pension $5,593 * 5% of salaries Health/Life lns. Ave. $873.90/mo x 6 mos x .30 FTE b. MTLEAGE REIMBURSEMENT ($975) $sr $280 $1,573 $286 $87 $34 $186 $1,049 $713 $ 2L7 $10 $466 $2,622 6 months x avg 325 miles/mo x $'SO/mile = $975 Mileage reimbursements for Case Manager to transport clients and outreach for clients. Homeless Prevention - $12.585 a. PERSoNNEL ($5,370) Case Manager BENEFITSFtcA $3,728 * 7.650/o sut $7,000 * 6.20% * .20 FTE w/c $3,728 *.0092 Pension $3,728 * 5% of salaries Health/Life lns. Ave' $873.90/mo x 6mos x .20 FfE b. TENANT.BASED RENTAL ASSISTANCE ($7'215) Rental Assistance=$6,824 All households (4 total) will receive rental assistance for up two (2) months in arrears to prevent homelessness. Utility DePosiVPayments = $391 4 households x avg. $97/each = $391 clients who do not qualify for the Low-lncome Home Energ¡l Assistance Prograrn will receive financial assistance with utility deposits/payments to secure stable housing' Raoid ReHous-ing - $38.629 A. PERSONNEL ($13'349) case Manage, - o.5o FrE $9,321 BENEFITSF]CA $9,321 * 7.650/o SUI $7,000 * 6.200/o " .5O FTE wlc $9,321* .00099 Pension $9,321* 5o/oof salaries Health/Life lns. Ave' $873.9O/mo x 6 mos x .50 FTE b. TENANT-BASED RENTAL ASSISTANCE ($25'280) Rental Assista nce=$ 18,338 All households (9 total) wíll receive short-term rental assistance payments' Secu rity DePosits=$6,79 2 Al houÃehoids (g total) will receive financial assistance with their security deposits at 100% for their first month's rent' Credit Checly'Application Fees = $150 5 clients x $30/per clientfor credit check/rental application fee = $150 Households that are required to complete a credit check will receive financial assistance apPlication fees. Admínistration 2.5% - ($1.5061 ç60,244 x 2. 5o/o = $1,506 Fresno Economic Reverend Paul McCoy Chairman of the Board Erlen Angus Chief ExecutÍve Officer www,fresnoeoc.org unities ss¡on ruIilORtrED SIOIIJTÍORY ËSU'NOil mlEnE S, Frrp Econonrlc Opærumnn¡ Cornmblþn b I prlnt¡, nonprdlt ærpor¡tlon, orllnlzÊd undrr p¡rt t, d Oñrhton ¿ d TltL l" ot ür Corgorrüou @dc of thc gtltc of Crllfornb, A{rlutt 20, 1965; rnd WilERE S, üc toafil d Oommb¡ioncc of Fflgro Eoonom¡c Opæltunltþ¡ Gqtmb¡lon h v..t d wlth th. tuüprtv to clcqrto rfiy tnd rl! coßmcb ¡nd üer¡ctlon¡ lt d¡om ryprcpdür to thc mb¡þn of thc r!¡ncï rlÉ UWEnGA|S, $e Ao.nt d Oornml¡¡loncn b rldrorlæd to dc¡ln|tc kl ltt b.hdf diccl! rnd l¡cnts duly ¡ntltll¡d to Und thc cotpontþn to rny rnd rll contncB rnd tnn¡¡¿{ott¡; Î{OW, THEruFORE EE ff ne¡OLlrHt TtlATlhc Scrd of Cønnüc¡þn¡n d Fnno Econmtlc Opporh¡nld¡o Comnrb¡þn on thlC tlrc 26u ol ilrrcfi 2015, h.rcÙyrñodælltc ChrirpcEon,Mco Ciúlr ø O¡ Eo.rü, Sccd¡ry of üre EorlVCh¡¡f E¡¡ct¡ürc Ofllc.r, Cltl¡f Froæm Ofll6r, or Cñlcf Flnmdrl Oficarb ¡l¡n rll tnnb, oontræb ¡n<l amcndmcnÇ prolrrm documontrtidt, fbctl rlocumsrùf lndudnt-lcç r¡port¡| md rll oûhcr r¡qr¡lrcO (þq¡rnmt! ncccsrry ln fulñlllnSthc proúrm opontloc of tll. etpnq. Emm: Bordor Comm þ¡loncrr Ânnl¡ ltdn * Vl - I Emffitory nclolution chLf Esfltlv. ofllúc EfLn ^nftF TFffiRrrr. P¡ulllc0oy AIT}IOflZÐ SGÍìnTUREIS: EXHIBIT C Homeless Services Report See attached PRC 1.0/10{7-04 Hoearrsr¡,=FffE-:t=?7z¡¡s QUARTERLY PERFORMANCE REPORT ESG PROGRAMS Name of Agency: Proiect: Submittal Date:Project Completed: Reporting Period: n January 1,2014 to March 31,2014 n April 1 ,2014 to June 30,2014 n July 1, 2014 to September 30,2014 n October 1,2013 to December 31,2014 n Other:n I. PROGRESS NARRATIVE A. List specific accomplishments during this reporting period: B. Problem areas: C. ls the project following the approved implementation schedule? lf not, explain and attach revised project schedule. D. Has there been any private sector involvement? lf so, please provide information here. II. SUBDIVISION IMPROVEMENTS AND/OR CONSTRUCTION CONTRACTS AWARDED Gompany Work to be Performed Amount Quarterly Report Form Page 2 il¡. HOrrJtE FUNDS EXPENDTTURES (PAYiJIENT REQUESTS DURING QUARTER) Request Number Date of Request Amount Requested IV. CONSTRUCTIONMONITORINGREPORT Please attach a Construction Monitoring Report. lf done by another entity, please attach report v. HoME OWNER PART¡CTPATTON (lF APPL¡CABLE) Vl. BENEFICIARY INFORIIIATION (ie. Homeownercftenants'data - USE ATTACHMENT A) VII. AFFIRMATIVE MARKET¡NG AND OUTREACH EFFORTS VIII. PENDING ISSUES IX. GONGLUSIONS: EXHIBIT D Consultant Service Agreement "Between" City of Fresno And Fresno Economic Opportunities Commission Emerqencv Solutions Grant PROJECT TITLE MINIMUM SCOPE OF INSURANCE Coverage shall be at least as broad as: 1. The most current version of lnsurance Services Office (lSO) Commercial General Liability Coverage Form CG 00 01, providing liability coverage arising out of your business operations. The Commercial General Liability policy shall be written on an occurrence form and shall provide coverage for "bodily injury," "property damage" and "personal and advertising injury" with coverage for premises and operations (including the use of owned and non-owned equipment), products and completed operations, and contractual liability (including, without limitation, indemnity obligations under the Agreement) with limits of liability not less than those set forth under "Minimum Limits of lnsurance." 2. The most current version of ISO *Commercial Auto Coverage Form CA 00 01, providing liability coverage arising out of the ownership, maintenance or use of automobiles in the course of your business operations. The Automobile Policy shall be written on an occurrence form and shall provide coverage for all owned, hired, and non-owned automobiles or other licensed vehicles (Code 1- Any Auto). lf personal automobile coverage is used, the CITY, its officers, officials, employees, agents and volunteers are to be listed as additional insureds. 3. Workers' Compensation insurance as required by the State of Callfornia and Employer's Liability lnsurance. 4. Professional Liability (Errors and Omissions) insurance appropriate to CONSULTANT'S profession. Architect's and engineer's coverage is to be endorsed to include contractual liability. MINIMUM LIMITS OF INSURANCE CONSULTANT, or any party the CONSULTANT subcontracts with, shall maintain limits of liability of not less than those set forth below. However, insurance limits available to CITY, its officers, officials, employees, agents and volunteers as additional insureds, shall be the greater of the minimum limits specified herein or the full limit of any insurance proceeds available to the named insured: 1. COMMERCIAL GENERAL LIABILITY: PRC 1 0/'t0-07-04 (Ð $1,000,000 per occurrence for bodily injury and property damage;(ii) $1,000,000 per occurrence for personal and advertising rnJury;(iii) $2,000,000 aggregate for products and completed operations; and,(¡v) $2,000,000 general aggregate applying separately to the work performed under the Agreement. 2.: $1,000,000 per accident for bodily injury and property damage. oR* pERSONAL AUTOMOBILE LIABILITY insurance with limits of liability not less than: (Ð $100,000 Per Person;(iÐ $300,000 per accident for bodily injury; and, (iiÐ $50,000 per accident for property damage. 3. WORKERS' COMPENSATION INSURANCE as required by the State of Calífornia with statutory limits 4. @: (Ð $1,000,000 each accident for bodily injury; (iÐ $1,000,000 disease each employee; and, (iiÐ $1,000,000 disease policy limit. 5. PROFESSIONAL LIABILITY (Errors and Omissions): (i) $1,000,000 per claim/occurrence; and, (iÐ $2,000,000 policy aggregate. UMBRELLA OR EXCESS INSURANCE ln the event CONSULTANT purchases an Umbrella or Excess insurance policy(ies) to meet the "Minimum Limits of lnsurance," this insurance policy(ies) shall "follow form" and afford no less coverage than the primary insurance policy(ies). In addition, such Umbrella or Excess insurance policy(ies) shall also apply on a primary and non- contributory basis for the benefit of the CITY, its officers, officials, employees, agents and volunteers. DEDUCTIBLES AND SELF.INSURED RETENTIONS CONSULTANT shall be responsible for payment of any deductibles contained in any insurance policy(ies) required herein and CONSULTANT shall also be responsible for payment of any self-insured retentions. Any deductibles or self-insured retentions must PRC 1.0/1047-04 be declared on the Certificate of lnsurance, and approved by, the CITY'S Risk Manager or his/her designee. At the option of the CITY'S Risk Manager or his/her designee, either: (i) The insurer shall reduce or elim¡nate such deductibles or self-insured retentions as respects CITY, its officers, officials, employees, agents and volunteers; or (ii) CoNSULTANT shall provide a financial guarantee, satisfactory to CITY'S Risk Manager or his/her designee, guaranteeing payment of losses and related investigations, claim administration and defense expenses. At no time shall CITY be responsible for the payment of any deductibles or self-insured retentions. OTHER INSURANCE PROVISIONS/ENDORSEMENTS are to contain, or be endorsed to contain, the following provisions: 1. CITY, its officers, officials, employees, agents and volunteers are to be covered as additional insureds. CONSULTANT shall establish additional insured status for the Ci$ and for all ongoing and completed operations by use of lso Form cG20 10 1185 or both cG20 10 1001 and CG 20 37 10 01 or by an executed manuscript insurance company endorsement providing additional insured status as broad as that contained in ISO Form CG 201011 85' 2. The coverage shall contain no special limitations on the scope of protection afforded to CITY, its officers, officials, employees, agents and volunteers. Any available insurance proceeds in excess of the specified minimum limits and coverage shall be available to the Additional lnsured. 3. For any claims related to this Agreement, CONSULTANT'S insurance coverage shall be primary insurance with respect to the CITY, its officers, officialC, emptoyees, agents and volunteers. Any insurance or self- insurance maintained by the CITY, its officers, officials, employees, agents and volunteers shall be excess of CONSULTANT'S insurance and sñatl not contribute with it. CONSULTANT shall establish primary and non-contributory status by using ISO Form CG 20 01 04 13 or by an executed manuscript insurance company endorsement that provides primary and non-contributory status as broad as that contained in ISO Form CG 20 01 0413. The Workers' Compensation insurance oolicv is to contain, or be endorsed to contain, the follor/rnglrovision: CONSULTANT and its insurer shall waive any right of subrogation against CITY, its officers, officials, employees, agents and volunteers. is written on a claims-made form: PRC 1.0/10{7-04 i. The retroactive date must be shown, and must be before the effective date of the Agreement or the commencement of work by CONSULTANT. 2. lnsurance must be maintained and evidence of insurance must be provided for at least five (5) years after completion of the Agreement work or termination of the Agreement, whichever occurs first, or, in the altemative, the policy shall be endorsed to provide not less than a five (5) year discovery Period. 3. lf coverage is canceled or non-renewed, and not replaced with another claims-made policy form with a retroactive date prior to the effective date of the Agreement or the commencement of work by CONSULTANT, CONSULTANT must purchase "extended reporting" coverage for a minimum of five (5) years after completion of the Agreement work or termination of the Agreement, whichever occurs first. 4. A copy of the claims reporting requirements must be submitted to CITY for review. S. These requirements shall survive expiration or termination of the Agreement. All oolicies of insurance required herein shall be endorsed to provide that the -coveragesh@on.renewed,reducedincoverageorinlimitsexceptafterthirty (30) calendar days written notice by certified mail, return receipt requested, has been giuén to CITY. ÓONSUUTANT is also responsible for providing written notice to the ÓlTy under the same terms and conditions. Upon issuance by the insurer, broker, or agent of a notice of canceltation, non-renewal, or reduction in coverage or in limits, C-OlrtSUlfANT shall fumish CITY with a new certificate and applicable endorsements for such policy(ies). ln the event any policy is due to expire during the work to be performed for-CITY, CONSULTANT shall provide a new certificate, and applicable endorsements, evidencing renewal of such policy not less than fifteen (15) calendar days prior to the expiration date of the expiring policy. CONSULTANT shall fumish CITY with all certificate(s) and applicable endorsements effecting coverage required hereunder. All certificates and applicable endorsements are to bl received and approved by the CITY'S Risk Manager or his/her designee prior to CITY'S execution of the Agreement and before work commences. All non-lSO endorsements amending policy coverage shall be executed by a licensed and authorized agent or broker. Upon request of CITY, CONSULTANT shall immediately furnish City wìth a complete copy of any insurance policy required under this Agreement, including áll endorsements, with said copy certified by the underwriter to be a true and correct copy of the original policy. This requirement shall survive expiration or termination of this Agreement. PRC 1.0/10{7-04 EXHIBIT E DISCLOSURE OF CONFLICT OF INTEREST Emerqencv Solutions Grant PROJECTTITI-Ê YES*NO 1 Are you cunently in litigation with the City of Fresno or any of its agents? fl E 2 Do you represent any firm, organization or person who is in lítigation with the City of Fresno? n E 3 Do you currently represent or perform work for any clients who do business with the Ci$ of Fresno? ¡m 4 Are you or any of your principals, managers or professionals, owrìers or inveslors in a business wttich does business with the City of Fresno, or in a business wttich is in litigation with the City of Fresno? a n 5 Are you or any of your principals, managers or professionals, related by blood or maniage to any City of Fresno employee who has any significant role in the subject matter of this service?tr E 6 Do you or any of your subcontractors have, or expect to have, any interest, direct or indirect, in any other contract in connection with this Project?!e * lf the answer to any question is yes, please explain in full below. Explanation:Fresno EOC LCC Contracts with City's Parks & Recreation to perform Landscape/Maintenance/Adopt A Parks D Additional page(s) attached. Fresno Economic Opportunities Commission 1920 E. Mariposa Mall, Suite 300 Fresno, CA 93721 Brian Angus, Chief Executive Officer PRC 1.0/1047-04 CALIFORNIA ALL.PURPOSE ACKNOWLEDGMENT ctvrl coDE s 1189 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California County of 1rrcsno on q-3- 15 before me, þriawpersonally appeared _ Name(s) of Signe(s) who proved to me on the basis of satisfactory evidence to be the person(sf whose nameþ) is/are subscribed to the within instrument and acknowledged to me that he/sh€/{æy executed the same in hislherÆh'eir authorized capacity(ies), and that by hislher¡f+e+r signatureþ) on the instrument the person(s), or the entity upon behalf of which the personþ) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. ,,nn r"," ilil./(Marutt¿ Signature of Notary Public Place Notary SealAbove OPTIONAL Though thls secflon is optional, completing this information can deter alteration of the document or fraudulent reattachment of this form to an unintended document. Description of Attached Document Title or Type of Document:Document Date: Number of Pages: Signe(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name:Signer's Name: I Corporate Officer - Title(s):n Corporate Officer - Title(s):I Paftner - tr Limited I General I lndividual tr Attorney in FactI Trustee tr Other: E Guardian or Conservator E Partner - n Limited n General tr lndividual tr Attorney in Fact n Trustee n Other: n Guardian or Conservator Signer ls Representing:Signer ls Representing: @2014 National Notary Association . www.NationalNotary.org . 1-800-US NOTARY (1-800-876-6827) ltem #5907 Cofirb¡¡on , 2Oailtt lloûyfrùllc. c{úrh FtlnoColrt ACORD TM CERTIFICATE OF LIABILITY INSURANCE Date (MM/DD/YR) 9t3t15 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLYANO CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, TH|S CERTTFTCATE OF TNSURANCE DOES NOT CONSTTTUTE A CONTRACT BETWEEN THE ISSUING TNSURER(S), AUTHORTZED REPRESENTATIVE OR PRODUCER. AND THE CERTIFICATE HOLDER. IMPORTANT: lf the certifìcate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed lf SUBROGATION lS WAIVED, subject to the terms and conditions of the policy, certain polic¡es require an endorsement- A statement on this certificate does not confer rights to the certif¡cate holder in lieu of such endorsement(s). PRODUCER Hefferna n lnsu rance Brokers 1350 CarlbackAvenue, Suite 200 Walnut Creek, CA 94596 CA License #0564249 ÎÎil]*t stacey okimoto ifi!.ü.r.., e25-s344s00 I l# "", e2ss34-s27s l$Sltr"=, staceyo@Heff¡ns.com INSU RERS AFFORDING GOVERAGE NAIC # INSURED Fresno Economic Opportunities Commission 1920 Mariposa Mall, Suite 300 Fresno, C493721-2504 INSURER A:Non-Prof¡ts lnsurâncê All¡ance of cel¡forn¡e INSURER B: INSURER C: INSURER D INSURER E: INSURER F: THIS IS TO CERTIFY THAT POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR LTR TYPE OF INSUR,ANCE AODL INSR SUBR WVD POLICY NUIVBER POLICY EFF (MMÐDTYYYY) POLICY EXP (IlI¡¡l/DDTYYYY)LlÌ\4lTS A X NERAL LIABILITY COMMERCIAL GENERAL LIABILITY CLAIM9MADE tr OCCUR X 2015.28175-NPO 07to1t2015 071o1t2016 EACH OCCURRENCE s 1.000,000 DAI\IAGE TO RENTED PREI\r|SES (Ea æcurence)5 500,m0 IVED EXP (Any æ æreon)$ 20.000 PERSONAL & ADV INJURY $ r,000,000 GENERAL AGGREGATE $ 3.000.000 GEN'L ACGREGATE LIMIT APPLIES PER_l pouc" l--l pao¡ecr l-il ,o" PRODUCTS -COMP,OPAGG s 3 000 000 s A AU X ; IOlilOBILE L¡ABILITY ANY AUIO l----l .creouLroALLo!/r\EoAuros | | Ãuros HTREDAUT'' [-l i8+bi-." comp DED ti,mo fil "r, o.o ¡'',ooo 201!28175-NPO 07to1t2015 07t01t2016 COMBINED SINGLE LIMIT (Ea accident)$ 1,000,000 BODILY INJURY (Per pers@)$ BODILY INJURY (Per accident)$ PROPERTY DAÀIAGE (Pq aæiderf)$ LIABILITY DED $ 5.000 A x U¡ilBRELLA LIAB EXCESS LIAB X I OCCURj I CLAIMSI u¡oe æ1S.2817S.UMeNPO 07t01t2015 07t01t2016 EACH OCCURRENCE $'t0,000,m0 AGGREGATE $ 10,000.000 DEO lX I RETENTTON $'10.000 $ \A/ORKERS COMPENSATION AND EMPLOYERS'LIABILITY Y¡! AN Y PR O P R I ET O R/P AR TN E R/EXE C U T I VE/ oFFICER/MEMBEREXCLUDED? I I([,landalory in N.H.) l-J lf yes, descñbe under DESCRIPTION OF N/A VVCSIATU-OTHER E L EACH ACCIDENT $ E L OISEASE. EA EIVIPLOYEE $ E L DISEASE - POLICY LIMIT $ A SOCIAL SERVICE PROFESSIONAL LIABILITY 2015-28175-NPO 07t01t2015 oTto'1t2016 EACH OCCURRENCÉ AGGREGAIÊ $ I 000.000 $ 3 000.000 oEscRlPTloN oF oPERATIONS ' LOCATIONS ' VEHICLES (Attach ACORD l0'1, Addrt¡onal RemarKs Schedule, 11 more space rs fequlfedl Re: Emergency Solutions Grant Agreement. City of Fresno, its officers, officials, employees, agents and volunteers are included as an additional insured (primary and non-contributory) on General L¡abil¡ty policy per the attached endorsement, if required. Completed operations endorsement for the General Liability policy is attached, if required CERTIFICATE City of Fresno 2600 Fresno Street, Third Floor Fresno CA 93721- 3604 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE {fu-' olS-2010 ACORD CORPORATION. All r¡ghts reserved, The ACORD name and logo are reg¡stered marks of ACORD AcoRD 25 (2010/05) fqùi AI5¡*3}AL GËN ERÀL LIAB-JLEÍ T cG ?û ?.6 0î qé Policy Number: 20 15-28 175-NPO coMM ERc rAL "=r.Ëäib,â,r it;ll COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various prov¡sions in this policy rest:rct coverage Reacl the ent re polrcy carefulty to determine r¡glìts, drtties and what is and is nol covered Throughout lhrs polrcy the ,rords "you'' anC "your" refer io the Named Insured shown in the Deciaratiofs, and any other person or organizaticn qualìfying as â Named Insltred unCer thrs polrcy. The word and "ûuf" refér to tl^,e company providing this insur- ance The rvord "insured" means any person or organ¡zation qualiíying as sucl-r undeÍ Seclron ll - Wlìc Is An In- sured Other rvorcìs and phrases that appeaf in quotation marks have specral mean¡ng Refer to S€ct¡on V - Definitrons SECTION I - COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. lnsuring Agreement a. We n4ll pay those sums that llìe lnsured be- comes legally obiigated lo pay as damages be- cause oî "bodily inlury" or "propefly damage" to '*4lich this insurarrce applies U/e r,r,ill have the right and duty to defend the Insured age¡nst any "suit' seeking those danrages Holvever, ,'ve will have no cluty to defend the insured against any "st-tit" seeking dan',ages for "bodily injury" or ''property damage" to urhicli this insurance does not appry We may aÎ our d¡scretion investi- gate âny "occurrence" and settle any clarm cr "suit" thal may result But. (1) The anrount we ',vilt pay for damages is l¡Ínited as described in Section tll - Limits Of lnsurance: and (2) Our right and duty to defend end \'rhen we have used up the appticaÞle ,ûnit of insuÊ ance rn the payment of Judgrrents or set- tlernents under Coverages A or I ot medi- cal expenseE under Cov€rage C. No other obl¡gatron or liabiiity to pay sums or pedofm acts or services is covered urrless ex- plicitly provided for under Supplenentary Pay- ments - Coverages A and B. cG 00 0t 07 98 b. This insrirance applies to "bodily ¡rjury" and "p.roperr)* damage" only if: (t) The "bodily injur¡/' or "property darnage" is caused by an "occurrence" that lakes ptace in the "coverage terr¡tory": and (2) The "bodily rryury" or "properly danrage" ôccurs during the poiicy perlod c Damages because of "bodity rn1Ut1l" include damages claimed by a ry pe!son or organiza- líon for ûare, loss 0f serv¡ces or death result¡ng at any time i'om the "bodily rnjury" 2. Exclusions This insurance does not apply to: a. Expecled Or lntended lnjury "Bodily ìnjury'' or "property damage" expected or ¡ntended from the stanclpoini of the insured This exclusion does not apply to "bod¡ly initrry'' resLrlting from the use of reasonable force to protect persons or property. b. Contractual Liability ''Bodily injury" or "Þropeny dat'nage" for ,"vhich the insured rs obligated to pav damages 5y reason of the assumption of tiability in a con- tract or agreenlent. :his exchlsion cloes rot apply to liability for damages (t) That the ¡nsured'.vould have in the absence of lhe contract or agreenleftl, of (2) Assunred in a contract or agreemÊnt that is an "ìnsu[ed contract", provided thÊ "bodily tnjury" or "properly damage" occurs subse- quent to the execution of the contracl ot agreement Solely fcr the purposes of liabit- rty assumed in an "insured conTract" rea- sonabfe attorney fees and necessaty lillga- t¡cn eKpenses ¡nclirred by or for a party othej than an insured are deên'ed to be danrages becarise of "lrodily injury" or "property danlâge" provided: (â) Liab¡lity to such party for. or for the cost of. that paÍy's defense has also been assumed in the sanle "insured contract'': and Copyflgnt, Insurance Services Cfiice lnc, 1997 Page 1 of 13 n (b) Such attorney fees and litigation ex- penses are for deîensÊ of that party againsl a civil o[ alternalive d¡spute reso- fut¡on proceeding in which damages to rvhrch this ¡nsurance applres are alleged Liquor Liability "Bodily irjury" or "property damage" for which any insured may be held liable by reason of (1) Causing or contr¡but¡ng to the rntoxicat¡cn of any person: (2) The fLrrn¡shing of alcohol¡c beverages to a person under the ¡egal drink¡ng age or un- der the influence of alcohol: or (3) Any statute, ordinance or r€gulation Íelatrng lo the sele g¡ft, distribution or use of alcc- holic beverâges Th¡s exclusion applies ônly ¡f yôu are jn the business of nanufactur¡ng, disiributing. selling serving or furnishing alcolrolic beverages Workers' Compensation And Similar Laws Any ohligation of the lnsured under a lvorkers' compensation, dìsaÞility benefits o[ unemp¡oy. menl compensation lal,.J or any s¡milar law Employer's Liability "Bodily injury" lo: lf ) An "employee" of the insured arisrng out Ðf and ¡n lhe course ofì (a) Emplo)'flìeni bY the lnsured: or (b) Pedorming dutes related to the conduct of tfle insured's business, or {2) The spouse. child, parent, brother or sister ôf thai "errrployee" as a ccfisequence of Paragraph (1) above Th¡s exclusion applies (1) \ryhether the insured may be liable as an emplcyer or in any other capacdy: and (2) To any obligalion to share damages w¡ül or repay someone else w{ro must pay dam- ages because of the rnjury This exciusron does not apply to riab¡l¡ty as- sumed by The insured under an "¡nsured con- 'tract" Page 2 of 13 f. Potlution t1) "Bodiiy injury" or "propedy danrage" arising out of lhe acluål alleged 0r tlìreatened dis- charge. dispersal- seepage, mrgration. re- lease or escape of "pollutants" (a) At or fronì any prern¡ses site or location whlch is of $as at any trme owned or occup¡ed by. o¡' rented or loaned lo. any insuied. Horvever. this subparagraph does not apply to: (¡l "Bod¡ly injury" if srlstained vr¡thin a þuìlding and caused by smoke. îurìles, vapor or soot lrom equipment used 1o heat that building; (ii) "Bodily injury" or "propefiy dânìage" for r'vfiich you may be held liable, if you are a contractor and ihe owner or lessee of such prenltses, s¡te or location has been adifed to your pol- icy as aF additional lnsured r¿ith re- spect to ,"our ongoing operalions per- formed for lhat additional insuted at thal prernrses site or localron and suelr prenrises, site or location ¡s not and nêver was owned or occr.{p¡ed by, or rented or loaned to, any jn- sureci, other than that additional ¡n- sured: or {iii) "Bodily injury" or "propefty danìage" ânsing oul of l.ìeat, smoke or fumes from a "hostile fire'': (b) At or from any premises site or locaticn ivhich is or \ras al any time used try or for any insured or others for the han- dling, storage, disposal, processing or trealment ol waste: (c) Which are or were at any t¡me trans- ported, handl€d. stored, lreated, dis- posed of or processed as [¿aste by or for any insured or any person or organi- zat¡on for rvhom you nray be legally re- sponsible: or d Copyright lnsurance Services Otfice lnc. 1997 cG00010798 c (cl) Àt or from any prernises, srte or locatron on'rvhich any insured or any contractorc or subcontraclors '.,{iorking directly or in- directly on any insured's behalf are per- fornìing operations ¡f the "pol¡utants" arË brought on or lo rhe prenrses. srte or io- catlon in connection \\'ith such opera- tions by such insured. contractor or su5- conlractor, Ho,.vever, thìs subparagrapn does not apply to: (i) "Bodily injury'' or "property danage' aris¡ng out of lhe escape of fueis, lrr bncants or other operating fÌu¡ds ',vh¡ch are needecl to perfornl thê nornlal electrical, hydraulic or me- chanical functions necessary for tha operation of "mobile equipnìent' or its pafts, if such fuels, lubricants or other operating flurds escape fronì a veh¡cle part designed 1Õ hold slore er feçerve therì Th(s exceptron does not apply if the "bodily injury" or "property damage" afises out of thÊ intenlionai discharge, dispersal or re- lêase of ihe fueis lubricants oí olher operatrng flu¡ds, or if such fuels. lrr bricants or otner operat¡ng fli¡ids are brought on or to the premises s¡te or local¡on .vìth the intent that they be discharged. dispersed or released as part of the operations being peÊ formed by such ¡nsured, contrâctcr or subcontractor: (i¡) "Bod¡ly rnlury'' or "properi!'* damage' sustained r,¡thin a building and caused by the release of gases. fumes or vapors îrom nìaterials brought rnto thât building in connec- tion with operalions berng pedornred by you or on your behalf by a con- tractor or subcontTactor: or (iii) "Bodity injun/' or "property damage' aÍsing oul of heat smoke or funres from a "hostile fire" (e) At or from any ¡:remises. site Ðr location on whioh any insured or any contÍaclors or subcorìtractors v/orking directly or in- drrectly on anv insured's lrehalf are per- forming operalions if the operations are to tesi íor. mon¡tor clean up. remove. contain, h'eat cletoxrfy or neulral¡ze or in âny way respond to, of assegs the ef- fects of. "pollutants", (2) Any loss, cost or expense aristng oLlt of any: (a) Request denrand order or statutory or regulatory requirenrent that any insured oÍ others iest for. n]onitor clean up re- nlove. contain. t¡'eat, detox¡fy or neutÍai- ¡ze or ¡n any way respond to. or âssess the effects ôf, 'pollutants": or (b) Cla¡nl or suit by or on behalf of a gov- ernmental author¡ty lor damages be- cause of test¡ng for monitoring, cleaning up removing- containing, keating, de- toxifying or neutrolizing. or in any way respond¡ng 10, or assessing the effects of, "pollutants' However. th¡s paragraph does not appiy tc liabilily for danrages because of "propedy danlage" that the Ènsured v(ould have in the absence of such lequest, demand order or stalutcry 0r regLrlatory requirentenl, or such claim or "sirit" by or on behalf of a gÌovern- mental authorlty A¡rcraft. Auto Or Wâtsrúraft "Bodily ¡njury' or "property damage" aristng oul of the olvnership, nlaintenance use or en- lrustment to others of any aircraît. "auto" or iva- lercraft owned or operated by or rented or loaned to any insured Use includes ope[atiofl and "loading ùr unloading" Thls excfuslon does not apply to: (1) A watercraft whrle ashore on orenrises yorr o\,!fì or renl: (2) A watercraft yor, do nol olvn that 's: (a) Less than 26 feet long: and (b) Not berng .rsed to carry persons or property for a charge: (3) Pad(ing an "auto" on. or on the ways nexl to. prenlrses you o\(n or rent. prov¡derj the "auto" is not owned by or rented or loaned to you or the jnsured; (4) Liability assumed under any "insLued con- tract" for the ownersh¡p, nraintenance or use of aircraft or watercraft; or (5) "Bodily injury" or "propeny damage" arising out of the operation of any of the equipment Itsted ¡n Paragraph f (2) or f.(3) of the deÍinf tion of ''mobrle equ¡pmeat" cG 00 01 07 s8 Copyright lnsurance SêÍvices Otf¡ce, lnc . 1997 Page 3 of 13 tr h- Mobile Equipment "Bodilv ,njurt'' or "properly daûrage" aris¡ng out Df: {1) The trar,sportation of 'nrobile equipment" by an "auto" or,vned o¡ operateci by or rented or loaned to any rnsured: or (2) The use of "rrobile equiprrìent" in. or',vhile in practrce for, or 'rhrte being plepaÍed for any prearranged racrng speed demol¡tron, or stLrnt¡ng activity i. War "Bodily in¡ury" or "property damage" due to'.var. whether or iot declared or any acl or condrtron rncrdent lo war War tncludes cNil war insurrec- tron, [ebellion or revolLrtion This exclusion ap- plies only to liability assumed under a contract or agreement l. Damage To Property "Property damage" to: (1) Property you own, rent. or occupy, (2) Premises you sell. give away or abandon, if the "propedy damage" arises out of any pafi of those prerlises: (3) Prc'perly loaned trr yôu: (4) Personal propely in tlre care, custody or control of the insured; {5) That pafticular parl of real property on whiclì you or any contractofs or subcontractors ,rork¡ng dìrectly or rnd¡rÊctly on your behalf are pefiornlrng operations, !f the ''propeily damage" ar¡ses out of those operatjÐns: or (e) Tha,t particular part of any propefly that nust tJe restored repaired or replaced be- cause "your '.vork" was incôrrectly per- forned on ii- Paragraphs (1), (3) and (4) of this exclusion do not apply to "property darnage" (other lhan dan'age by fire) to premises, inclLtding the con- tents of such prenl¡ses, rented to Vou for a pe- riod of 7 or felver consecutive days A sepa[ate linrit of insu¡ance applies to Danrage To Prem- ¡ses Rented To You as desc¡ibed ìn Section lll - L¡m¡ls Of lnsurance. Paragraph (2) of th¡s exclusion does not appiy ¡f the p.enl¡ses are "youf work" and were neve¡' occupied, rented oi held for rental by yÐu. Paragraphs (3), (4), (5) and (ô) of th¡s exclusion do not appty to liabillly assu¡ned u!ìder a side- track agreement Paragraph (Ê) of thrs exclusion does not apply to ''property damage" included in the "producls- compteteci operations hazard" Page 4 of 13 k. Oamage To Your Producl "Propert) cfanrage" tc "your producl" arisirr!' out of it cr any pafi of rt l. Damage To Your Wr:rrk "Propery- damage" 10 "yoùI work' arising out 0f ¡t cr any paft ot ri anc ¡nclude,l rn the "products- corîpleied operations håzaril' Thìs excìusion does not apply ¡f the danraged worK or the r,vork out cf :vh¡ch the damage arises was perÍormed on yoLlr behalf by a sub- contractor m. Damage To lmpaired Property Or Property Not Physically lnjured "Propery- danlage" to 'impa;red property'' or propettii that l.Ìas not þeen physicatiy lirjured. arisíng out of: (1) A def:ct, deficiency inadequacy or danger- ous ccndition irì "your product'' or "your work"; or (2i A rJelay or failure i1y you or anyone acting on yoür benalf to perfof.ì1 a ûontract oT agreement Ìn accordâncÈ with its terms This exclus¡on does rrotr app¡y to ìhe loss of use of olher propeny aris¡ng out of suciden and ac- cidenlal physical injury to "yor-:r product" or "your work" after it lras been put to its rntended use n. Recall ôf Products, Work Or lmpaired Property Dar,rages claimed tor any loss cost or expense incurred by you or cthers for lhe loss of use. '.úlhd¡a,,val. recalì. inspeÇhon repa¡r, replace- ment adjustnìent removal or disposal of: (1 i "Your product": (2) ''Youlvork''. or (3)''lmpaired p.'opefiy"r if such prcduct work or Þrûpefty is 1//ithdrs\^/n or recalted frorn the nra¡ket or from use by atry petson or orgânizàtion because of a known or suspecled defect deficiency. !nâd€quåcy or dangerous con+ition in it. o. Personal And Aclvenising tnjury "Bodily injury" afls¡ng ûul oí "personai and ad- ven¡sing ¡njury" Exclus¡ons c. thfough n. clc not appl), to damaJe lr¡r fire to prentises 'úile rented to you or lemporar- ily occupied by you lvith perrr¡¡ssion of the o$/neÍ A separate linlil of rnsurance applies to this cDverage as described in Sectiorì lll - Limits Of Insurance. Copyright lnsurance Services Off¡ce lnc 1997 cG 00 0'l 07 98 tr COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY 1. lnsuring Agreement a. We will pay those sums thal the insuted be- comes legally otrl¡gated to pay as damages be- cause of "personal and advert¡sing injury" to v¡hich thrs insurance applies We will have the r¡ghl and duty to defend the insured against any "suit" seeking those damages, However. we'ü/ill have no du¡y to defend thê insurecl agâinst any "suiÎ" seeking câmages for "personal and ad- vert¡sing injury" to lvhich this ìnsurance does not apply We may at our discretion investt- gate any offense and settle any claim or "suit" that may result. But: {1) The anloLrnt we will pay for damages is lirlilecl as descriþed i!-, Section lll - Linrils Of lnsurance : and (2) Our flght and cluty to cfefend end "vhen we have used up the applicable linrit ol ìnsur- ânce in the payment of judgments or set- llements under Coverages A or B or medi- cal expenses under Coverage C. No other obligation or tiability to pay strnls or pËÍornl acts or serv¡ces is covefed Linless ex- plicitly provtded for irncler SLtpplementary Pay- ments - Coverages A ano B. b. This insurance applies to 'personal ancf adver- tis¡ng rnjury" calsed by an ofiense artstng out of your busrness but only ii the otfense was com- mitted in lhe "coverage teritory" dur¡ng lhe pol ¡cy penod 2. Exclusions Tllis insurânce does not apply to: a. "Persona¡ ând advert¡s ng ¡njury" {1) Caused by cr at the d¡rection of the insured \4th the lino"-/ledge that the act would vio- tate the rights of anolher and '.voutcl inftict "personal and advertìsing inlury'' (2) Arising out of oral or written publicâtlon ôf nlater¡a[, if done by or at the direcl¡on of the insured v¡ith ktrorvledge of its íaisityì (3) Arising out of orai or wriltef publ¡cation of material whose f¡st publicat¡on took place before the begrnn¡ng of thê polìc'y' perlod: (4) Arisrng ort of a crimirlal act comnìtned by or at the direction of any inçured; (5) For',vlìich the ¡nsured has assunled liability in a cont.act or agreement Th;s exclusion do€s nol apply to liabtlity for dan¡ages that lhe insured would have in the absence of lhe contract or agreernent; (6) Ans¡ng out of a breach oi contract, except an irnplied contract to Llse anolhei''s adve!- tisrng ¡dea in your "adve¡-t¡sement"i (7) Arising out of the failure of goods proclucts or services lo confornr wrth any slatenlent of quality or performance made in your "adver- tisenrent": (B) A¡'isang out of tile wrong descr¡Þ.tion of lhe price of goods products or services stated in your "adveltlsemenl"- (9) Commitled by an insured whose business is a,xveftising broadcasling. publishing 0r telecasting. Ho"vever. th¡s exclLrsion ctoes nct apply lo Paragraphs 14.a,, b. and c. of "pefsonal and advertisrng inßrry" under the Definitions Section. or (10) Ansing out of the actual, alleged cr ihreal- ened discharge. d¡spefsal seepage, migra- tion release or escape of "pollutants" at any time. b. Any foss, cost or expense ar¡sing oul of a.!y: (1) Request, demand or order'rhat any insured o[ olhers test for. monitor. clean up. re- mcve eonla¡n, treat, detoxify of neutralizs, or in any ivay respond to or assess the ef- fecis of, "poilulänts". or (2) Claim or suit by or on behalf of a govern- mental authofity for danrages because of testing for nronitoring. cleaning up. retnov- ing containlng treating. detoxifying or neu- saiizing, or in any lvay 'esponding to or as- sessing the eifects of- "pol;utants" COVERAGE C MEDICAL PAYMENTS 1. lnsuring Agreernent a. We wiil pay med¡cal expenses as descj"rbed belcw for "bodily ìnjury" caused by an acc¡denl: (1) On prenrises you own or renl: (2) On ivays next to prenr¡ses you own cr rent: or (3Ì Because oÍ yout operations: provÌded that: (t) The accident takes place in the "coverage territory" and dur¡ng the Êolicy Þeriodl (2) The expenses are incurred aûd reporied to us withrn one year of Îl'ìe date of the acci- dent: and (3) The injured person submits to examinaiion ât our expense, by physiciâns oí oui'clìoice as often as we reasonably require cG 00 01 07 98 Copyrigl-t. lnsurance Services Office, lnc , 1997 Page 5 of 13 tl b. We w¡ll Hake these payments regardless of fault These payments w¡ll rot excêed the ap- ptlcable hmit of msurance We will pay reason- able expenses for: ('li First ard adnlinistered ar the ttrìre of an accideni; (2) l{ecessary medicâi. surgical (-rây and dentai serv¡ces ¡ncludlng piosthetrc de- vices: and (3) lJecessûry ambulance. hospiiâl profes- sronal nursing and funeral se¡vices. 2. Exctusions We '"ill not pay eKpenses for "bodily injury": a. To âny rnsured b. To a üerson tl¡leú to do wo:k for or of t)ehalf of any insr.rrecl or a tenant of any insrreC c. To a person ¡njured on that part of plenl¡ses you own or rent that tl',e person normâily occtl- pres d. To a person. wlrether or no[ an "ernployee" of any insured. If benefits for the "borlily injury" are payatrle ar miñt lre provicled under a vorkers' coff,per'sation 0r d¡sability benefits [a'.v or a s¡m¡lêr la)v e. To a persor inlured vrhile taking cart i¡ athlet- rcs f. lnciudÊd with¡n the "producfs-compieted operâ- tions haza¡d" g. Exclucted under Coverage A. h. Due to war, whether or not ':leclered, or any act or coldition incidènt to ivar ,y'lar rncludes c¡vii war insurrêctron, rebeilton or revoirjlton SUPPLEMENTARY PAYMENTS - COVERAGES A AND B 1. U/e will pãy w¡th respect to any clarm v¿e rnvesli- gele or settle, or any "su¡t" against an insured lve defenc: a. All expenses we incur b. Up io $230 îor cost of bail bonds reqrikeo be- cause .Jf accrdeflis or traffrc la\v vrolat¡ons ails- ing out of the us-. of any vehicle tc which the Bodi:y Iniury Liability Coverage applies We do not l^,ave to furnish these bonds. c, Tlìe cost of bords io release attachments, llu,t only for bond a!ììounts v/ithln the applicable l¡mit of ¡nsLrrance We do not have to fLrrnish these bonds. d. Ail reasonaÞle expenses incurred o5t the in- sured at our request to ass¡st us !n the invesli- gation or defense of the claim or "suit" includ- ing actual lose of earnings up to 5250 a day because of time ctf from wôrk Page 6 of 13 e. Alj costs toxed aga¡nstlhe insured ¡n the "suit" f. Pre;udgment interest awarded against the insured on lhat part of the judgment',ve pay, lf we make an qtfer to pay the appiicable linrit of ínsurance, ',ye witl not pay any prajucgrnent in- Îe¡esl based Dn that period of irme after the of- fer- g. Al; ¡nterest on the full amounl of any judgment that accrues after entry of the judgniert and be- fore we have paìd, ofiered 1o pay, or deposited ¡n cDufi the part of the Jucignlent that ¡s lvrth¡n the applicable lifllit of insüiance These payilents w¡ll nût reduce the lim¡ts of rnsur- ance- 2. 11 ,,re defend an ¡nsüred againsl a "sJit" and an inciemnilee of lhe ¡nsured is also named as a party to the ''srit". rve rvill defend that indemnitee if all of the following conoitions are met: a. Ìhe "suit'' agarnst :he ¡rìdenrnrtee seeks dam- ages íor wlìich the insured has assuned the li- aDrirly cf the ¡ncemnitêê il. a ûonfiact or agree- nlent that is an "insured ccntract": b. Th¡s insurance appliês to such Ìiability assunecl by the insLrrect; c. The obligation lo ciefend. or the cost of lhe cfêfÊnse of. that lndemnitÊe. has aÌsc been as- sumed by ihe insured in the sanrË "insured coflti'act": d. The allegatrons in 'lhe "suit" anc the informalion '+/e knorr,about the "occurrence" âre such thal no ronflrct appears to exist beL\€en the inier- ests of the insurd and the rnlerests cf the rn- dêmnlteê: e. The indemnitee and the insured ask us tc con- duct and corlrol the def."nse of that indernpitee against such "suit' and agree that lve can as- sign the sarne collnsel to defend the insured and the ¡ndemnitee: ancl f. Ttle iÊdemnilee: (.t) Agrees in rvriting to. (a) Cooperate w:th us in the investigation. settlement or defense of the "surt": (b) lmmeaiaiely sençl us copies of any Ce- nìands. nûtices sumnìonses or legal papers recerved in connection rvith the ''su it": (c) Notify any other insurer rvhose coverage is available lo the indemnitee: and (d) Cooperate with us with respect to coor- d.nat¡ng other applrcaole ¡nsuTance available to the indemn¡tee and Copyright. lnsurance Services Ofiice, lnc. 1997 cG000107s8 tr (2) Provides us wlth wiilten aulhorizat¡on to: 2. (a| Obtain records ând other informâtron related to the "suit": and (b) Condlrct and contlol the defense of the indemnrtee in such "srrit" So long as the above conditions are met, attor- neys' fees ilìcürred by us rn the defense of that ¡n- clemnitee, necessary lltigation expenses íncurred by us ard necessary liligation expenses ¡ncurred by lhe ¡ndenrfl¡tee at oirr request '.v¡ll Ðe paìd as Supplementary Payments. Nel,vìthstancl¡ng the p.cvisions of Paragraph 2.b.(2) cf Section I - Cov- erege A - tsodily lnjury And Properly Ðamiìge Li- ability such payneits rvill not be deemed to be r.'tanrages for "bodily Ìnjirry" and "property dantage" êrd'.riÌl not ieduce the jimits of nsurance Our obliget¡oÊ to defend an ;nsurecl's ¡ndemndee and to pay for attonreys' fees and necessary litìga- tion expeflses as Suppienlentary PaymeÌts ends lvhen: a, We have used up the apË,licable lirnit of Insur- ance rn the payment of judgments or setlle- nrenls: or b. The conditions set forth above, or the ternrs of the agreement described in Paragraph f. aboile are no longer met- SECTÈON II - WHO IS AN INSURED 1. lf you are designated in tire Declaraliens as: a. An indivrdual. you alld vour spouse are Insur- eds, but only ',vlth respect to the conduct of a business of which you are lhe sole o'¡¡ner. b. A padnership or joint venture, ycu are an in- sured Your menìbers. )our parlners, and their spouses are alsÒ insureds but only '"vilh re- spect to tne conducl of your brsrness c. A limited liabiÌity conpany, you are an insured Your mernbers are also insureds but onl'i with respect to lhe conCLrct of your business Yottr managers are insureds. but only with respecl to theÌr dut¡es as your managers d. An organ¡zatron other than a parlnershÌp jtint yenture of limrted l¡aþrlity conlpany you are an insured Your "executive oÍficers" and dtrectors are ìnsureds, bul only with respeet to their dtt- ties es vour otfìcers or direclors, Your stock- holders are aiso insureds. but only wrlh respect to tneir liability as stoÇkholders cG 00 01 07 98 Copyright lnsurance Services Office, Inc 1997 Each of the following is also an insured: a. Your "emplcyees" other than e¡theÍ your "ex- ecutive offlcers" iif you are an organizatìcn other tharì a partnership jolnt venlure or lìmited lrab¡i¡ly company) or your managers (if you are a linrited liability company), lrut only for acts '.vilhin the scope of lheir employment by you or ivhile pedonìing duties related to the corìduct of your brrsiness However none ofthese "em- ployees" is an insured for, (1i "Bodily ìnjury" or "personâl and âdvêrtsinü injurY: (a) To you, to your paftners or members iif you are a pañnership or joint venture), to your rìrembe[s ¡if you are a limiied liabil- ìly conlpany) or lo a co-"employee" 'vhite that co-"enrpfo!¿ee" is either in the co¡rrse of his or her enrployr¡ent or per- form¡ng dutres related to the conduct of your business: (b) To the spouse child, parent brother or s¡ster of that co-'ernployee" as a conse- quence of Paragraph (1Xa) above: (c) For wh¡ch there is any obligation to share damages with or repay someone else vrho nrust pay darnages because of the injur) described Ìn Paragraphs (1}(€) or (bl above; or (d) Ansrng out of hrs or her providing or failing t0 provide professional heaith cârê servlces (2) "Property danrage" to property. (a! Owned. occupied or used by (b) Rented to in the care. cuslocly or control of or over which physical control is be- ing exercised for any pLrrpose by you, any of your "erïployees" any paftner or nrembeÍ f ¡f yoü are a partnershrp or joint venture). or any menlþer fif yoLr are a lirn- ited liability company) b. Any person (other than your "êmployee") or any organization whtle acting as your teal es- tate manâger c. Any person or organization having proper tem- porary cuslody of your property if you die. þut only: (1) W¡tlì respect to lrab¡l¡ty arisirìg out of the maintenance or use of that propefty: and (2) Until your legal represenlative has been appointecl Page 7 of 13 tr d. Your legal representat¡ve tf you d¡e, but only ',vrth respecl to duties as such That representa- tive witl have aìl your rights and cluties under this Ccverage Part. 3. With respect to "mobile eqtrtpmeflt" reg stered in yoLjr natììe Llnder any nìotof vehrcLe .egistratron law any persor, is âr1 insured while drivrng such equrpn',ent along a publrc hghway wrth your per- mjssion Any olher person or organrzation respôn- sibte for lhe co!ìduct of such person is aiso an in- sured. buÏ orìiy with respect to lìabihly arising out ol the operal¡on of the equ¡pment and onty if no other inst¡rance of any kind is ava lable to that person or organizat:on for this liability However no person or organization is an ìnsured with respect to: a "Bocify injury" to a co-"erÌìployee' of thÊ person driving the equiprnent: or b. "Prooerty danrage" to prDperty owned by renled to in the charge of or occupred by you or thÈ employer óf âny persor wllo is an in- sured undelthis provision 4. Any organization you newly acqu¡re or iornr. other than a partnership. joint venture or tinïted liability corïpany and over vrhìch you nìa¡ntain ûwnership çr majority ¡nterest, ,,vall qualify as a Named lnsured rf there rs no other srmilar rnsurance available to that organ¡zat¡on However a. Coverage u¡der this provisioF ¡s aftarded only until the 90th day after you acquire or form the ofganrzattorÌ or the Ênd of the policy pÊr¡oc whichever is earl¡er b. Coverage A does not apply to "bod¡ly ¡nJury" or "propeiy datnage" that occurred before yr)u acquireC or formed the arganrzatron; and c. Coverage B does rot apply io "personal and âdvertising injrrry' arising out ol an offense conrmitted before you acquired r-¡r ïornred the organizatìon lio person or organizatìon is an insured witl' respect to the conduct of any current or pâsl partneishrp. lo¡nt venlure or l¡nìiled liabil¡ty compâny that is not shown as a Named Insured in the Declarations SECTION III - LIMITS OF INSURANCE 1. The Limils of lnsurance sho'rn in the Decleratons and the rules below lix the most we will pay re- gardless of the nuilber of: a lnsureds: b Claims ftiade or "suits" brought or c. Persons or orgânizations niäking tlailì1s or þringing ''suits" Page 8 of 13 Copyright, rnsurance Serlrces Office lnc ,!997 2. The General Aggregate Lrmrt rs the most we w¡l¡ pay for the sum of: a. Medical expensÊs under Coverege C; b. Danìages uncter CJverage A. except dam.lges because of 'bodity injury" or "properly damage" included in the "producls-cotttpleÌecl operatìolrs hazard": and c. Danlages rnder Coverage B. 3. The Products-Compreted Operalions Aggregate Llnlit rs fie mcst we ,,vrll pay under Coverage A for darnages because ,lf "bodili/ injury" anc "property danrage" included ¡n the "products-compleled op- eraì¡ons hazard" 4. Si:bject to 2. above. t¡e Peßonal and Advertising lnJury Lrm¡t ¡s the nìost \'1e,.rill pay under Coverage B for the surÌì of a¡l damages because ol âll "per- sÐnaì and advertsir'g rnjury" susta¡ned by any one person or ôrganizaticn 5. Subject to 2. or 3. above, whichever appl¡es. lhe Each Occurreuce L¡m11 is lhe most we will pay for the sum of: a. Oantages i:nder Coverage A: and b. Medical expenses under Coverage C because of aii "bod¡ly rnJUry" and "propeÉy danì- age" alising Òiî of any one "occurrence'. 6 Subject lo 5. above ttle Dam¿lge To PremisÊs Rented To You Limit is the most we will pay under Coverage A for dailages because of "properly danrage" to any one premises. while rented to you, or in thÊ case oí damage lry flre, while rented to yo$ or ternporafily occupied Þy you with permrssion of the o\À,nef 7. Sr¡biect to 5 above. tfle flledical Expense Linil is the nrost vre '.vill pay under Coverage C for all ftieclical expenses because of "bodily injury" sus- tained by any one person Íhe Linlits of InsLjrance of this Coverage Part apply separately to each conseculive annual period and to any rema¡n¡ng period 0f lÈss than 12 nìontl1s staning wrth the beg¡nning of thÊ pol¡cy perlod shôh/n in the Ðeclarations uniess tlre policy period is extended after issuance for an addjtionar period of less than 12 months ln that case, ,the additionai per:od \vili be deemed part of lhe last preceding period íor purposes of delernrirring tlÌe Limits of lnsurance cG00010798 tr SECTTON IV - COMMERCIAL GENERAL LIABILITY CONDITIONS 1. Bankruptcy Bankruptcv or insolvency of the insured Ðr of the insi-rred's esta{e ''ill not relieve us of our cblìga- t¡ons uiìder this Coverage Part 2. Duties ln ïhe Event Of Occurrence, Offense, Claim Or Suit a. You must see to it that we are nctif¡ed as soon as pract¡cable of an "occurrênce" or an offeose wh¡rh may result in a clairn To the extent Þos- sib¡e nctice should include: (t) Holv. wlren and where the "occurrence" or offense look place; {2} Tle nail1es ànd addresses of any rnjured persons arrd witnesses: and (3) Tie natLrre and iocalion oí any ¡njury' or damage ansrng out of the "occ¡-rrrence" or cffense. b ff a claim is rnade or "suit" is þrought agaÍnst any insrred you must: (1) lmmed¡ately record the specifics of the clainl or "suit" and the date received: and (2I Nlotify us as soon as pract¡cable You musì see to it that we receive wr¡tten no- tice of the clainr or "suil" as soon as practca- hle c. You and any otlìer involved insurêd rTìust: (1) Imnediately send urs copies of any de- n:ancls notices, sunlnronses or legal Fa- pers received in connect¡on with the claim or "suit"; (2) Authorìze us to obtain records and other infornlâtron: {3) Cooperate r,vith us in the investigaticn or settlernent of the claim or defense aga¡nst the "suit": and (4) Assist us. upon our request in the en- forcement of any right against any person or organ¡zal¡on utrich may be Ìrable to the in- sured because of injury or damage to ',vhicl-l this rnsurance nlay also apply d. No rnsured wÌLl, except at thal rnsured's own cosl, voiuntarily make a paymenl. assrÌme afiy obiigatiÐn. or irìcur any exBense. other than ior firsl aid \Yrthoul our consent 3. Legal Action Against Us No person or organizatron has a right ilnder thrs Cove! age Pad: a. To jo¡n us as a pafty or othen.vise bflng us nlo â 'suii" asking for darïages from an insured: or cG 00 01 07 98 b. To sue us on lhis Coverage Part unless all of its terms have been lully cornpliecl '",iith. A person o[ organ]zatton may suê us 10 recover ün an agreed settlenlent or oft a final judçment agûinst an insured obta¡nÊd after an âctual lriâl, búl \re will not be liable for damages tÌral are not payaole under the terms of thrs CcveraEs Parl or that are in excess 0f the appticabie limit oÍ ¡nsur- ance An agrêèd setttement means a setllement and release of l¡atïlity sÌgned by us tlìe ¡nsured ênd the ctainrant or the clairnant's egal represen- tative 4. Other fnsurance [f other valrd anci colleclible imurance is avaitable to the insured for a loss \'ve cover urrder Cover- ages A or B of thiE Coverage Part ou:'oblrgations are limited as follor.¡s: a. Primary hrsurance Tnis ìnsurance is prinrary except'..r4ren b. belo,"v appiies lf this ¡nsurance is prímary. oLrr ocl¡ga- tions are not atfected unless any cf the other lnsurance is also pnmary Then, we lvill share ¡¡ith all that other i¡surance by lhe method de- scribed iì c. below b. Excess lnsurance This ¡nsurance is excess over: (l) Any of the other insurance, ',vhether prÈ maTy. excess. contingent or on any other bas¡s: (a) That is Fire, Extendecl Coverage Buìlder's R¡sk lnslaf¡atian Risk or simiiar roverâge for "your work" (b) That is Fire insurance fcr 0remrses rented to you or temporarily occupied by you witlr pernrìss¡on of the owner: (c) That is insurance purchased by you to cover your lialrility as a tenaRt for- "prcp- erty damage" to premises rented to you or temporarily occupied by yor-, ivith permiss¡on of the owner or (d) tf the loss âflses ûut of ihe rnaritenance or use 0f aúcraft "autLas'' or watercraft to the extent nat sUbject to Exc¡ilsion g. of Sectron I - Coverage A - Bod¡ly lnjury And Property Damage Liability (2) Any other prirrary insurance available to yoLr coveting liability for danrages arising out af thÉ pren.ìrses or operatrons fôr v/hich you lìave been added as an add¡tional In- sured by attachnlent of an endorsement Copyright. lnsurance Services CÍfice lnc. 1997 Page 9 of 13 tr \¡lhen lhts ¡nsurance rs excess, wÊ',vrll have no cfuty under Coverages A or B to defend the in- s,Jred aga¡nst any "suit" rf any other insuret has a duty to Cefend the insured agarnsl that "suit" lf no olher ¡nsurer dêfends \,ve v/Ìfi undertâl(-. to do so bul r'¿e will be entitled io the insured's r¡ghts against all those other insurers VVhen tlìrs ¡nsurance ¡s excess over other ¡n- sürancÈ \,./e will pay only our shâre of the anount of the loss. ií any. thal exceeds the sum of (1) The toîal arrount that all such othe[ insur'- ance \'/ould pav fcf the loss in lhe absence of this ¡nsurance: and (2) The toral of all deductible and self-insured amounts under all that olher insurance We will slrare tlre renraining loss if any wrth any other insurancê thet is not described in this Êxcess lnsr¡rance provision and was not bcuglrt specifically lo apply rn excess o[ the Llm¡ts of lnsurance shown rn tire Declâratrons of this Coverage Part c. Method Of Sharing lf all of the other insurance permits conlribution by equal shares we !,\/ill follow this rnetlìod atsa Under th¡s approach each insLrrer conirib- rutes equal amounts until ¡t has pa¡d its applica- ble lirììit of insurance or none of lhe loss re- mains. '¡/hichever conles firsl lf any of thê .rther rnsurance does nol perïit ccntíbution by eqilal shares, '.ve lyill conlribuìe by lrmrts Uncler this nlethod. each Insurer's snare ¡s based on the ralio of its applrcable lim¡t of insurance lo the lotal applicable tinrits of tn- s,Jrance of all rnsurers, 5. Premium Audit a. \ /e wrll cornpule ail premiums for this CoveÊ age Part Ín accordance ',vith our rules and rates. b. Prem¡um shcwn in lhis Coverage Par( as act- vi3nce prenlium is a deposrl premrufi only At the close of each audit period ,ve \r¡ll comprite the earned prerniurn for that Beriod Audit pre- mrunìs afe due and payable on notrce t0 the fiíst Nar¡ed Insured lf the sum of lhe advance and audit prer'ì'ìiurìrs pâid for thê policy period is greater than the earn€d premiunr, we will reîurn the excess lo lhe'*rst Namecl lnsured c. Îl¡e first Named lnsured must keep records of the ¡nformation \,/e need lor prern¡um c0nlputa ti'rn. and send us copiÊs at such tii.lres as rve may requesl. Page 10 of 13 6. Rep[€sentations Bv accepting ihis policy, yo,J agree: a. The statements ¡n the Declarations are accu- rate aml complete b. Those staterÌrents are baseC upon representa- t¡ons you made to us: and c. We have issúed this policy in rellance upon your representalLons- 7. Separation Of lnsureds Except with resp€ct lo ihe Lirì¡ts ol lnsurance and any rights or duties specrfically assigned in this Coverage Pan to the first Named ìnsured lhis in- sufance aFpires: a. As if each Nanred lnsured !/€re lhe only Named lnsured. and b. Separatelyto each insured against rvhom claim ¡s made or'suit" is brôught 8. Transfer Of Rights Of Recovery Against Others To Us lf the rnsured has flghts to recover all or part of any payment ,ve have made under this Coverage Part, lhose rigþts are transferred to us. The ¡nsurecl must do roth¡ng after loss to impair tl'Ìem At our reqrrest lire insurecl -.,vill bring "suit" or lransfer thosÊ flglìts to us and help us enfo:ce thenl 9. When We Do Not Renew lf ',ve decid€ not to renew this Coverage Part. ìve w¡ll nrail or del¡ver tû the flrst Named lnsured slrolvn in the Declaratlons written notice of the nonrene!,,,aj not less tlìan 30 davs before the expi- ration dale lf notice is marfed. proof oî nlail¡ng',"/ill be sulficrent proof of nolice SECTION V - DEFINITIONS 1. "Advertisenent" rreans a notice that is broadcast or pulrlished to the general public or specific när- ket segments about yor.rr goods, products or ser- v¡ces for the purpose of attracting customers Ðr supponers. 2. "Auto" nÌeans a land molor vehLcle. tfailer or sÊmr- trarler des¡gned for travel on public roads, rnclud¡ng any attacied machìnery or equipment. But "auto" does not ¡nclu,le "nlobrle equipmenl', 3. "Bodily injury" rneans bodily rniury sickness or disease sustained by a person including death re- su¡ting frcm any of these at any time 4. "Coverage terr¡tory" meals: a. The Unrted Stales of America (inÇluding its terr¡tories and possess¡0nsl, Puefto RÌco and Canadai Copyflght, Insurance Services Office, lne 1997 cG000r0798 tr b- Inlernatronal '//aters ot arrspace provrdecl lhe injury o. damage does not occur ¡n the course of iravel or transpcrtation to ûr lrom any ptace not includect in a. above, or c. All parts of ihe',vorlc1 if: (1) the inJury oi darnage aflses oui of: (al Goods or products rnade or sold by you in the territory described ¡n a. above: or (b) The actiuties of a p€rson whose lrome is in the territory describeC ¡n a. above. but is arvay for a slrort tirne on your busi- ness: and (2) The rnsured's respons¡bility io pay danrages is determ¡ned in a "suit" on ihe ments, in the territory desci'ibed in a above or in a set- tlenrent,,,¡e agree lo 5.'Elnp:oyee" lncludes a "leased wDrker'. "Employee" does not include a ''temporary wo'ker'' 6. "Execut¡ve ofircer" means a person holding any of the officer positions crealed by your charter. eon- stitution, by-laws cr any other sinlilar governing 'Jocument 7. "Hostile fire" means one which becomes unconlrol- able or breat(s out from where ¡t ',ras intended to ce. 8. "lmpaired property'means tangible prÒperty other than "your product'' or 'yo.rt work". that cannol be used or ¡s less useful because: a. lt rncorporates "your producl" oI "your '1{ork" that ¡s known or thought to Þe defective defi- cienl. inadequate or dangerous. or b. You have Íailed 1o fulfill the terlrs oî a contt'act or agreement: rf sueh property can be restcrecl to use þy: a. The repair replacenlenl adjustment o[ re- movâl of "your product" or "your rvork''. or b. Your fu:filling the lerms of the contract or agreement. 9."lnsured contract" nreans: a. A contract fof a lease of premrses Ho}/ever. that ponion of the contract for a lease of prenì- tses thal lndemn¡fres any person 0r orgarÌ¡za- t¡on for damage by firê to ptemrses l,/hrle renl€d tc you or temporarily Ðccupied þy you witlr pernlrssron of lhe owner ¡s not an "¡nsured con- tract': b. A srdetracl( agreêment: c. Any easement or license agreem?nt excepl tn connection \yith construct!ôn or demofillon 0p- êratro¡ls on o[ v?rlh¡n 50 feet of a raihoarl cG 00 01 07 98 d. Afl oblÌgairon. as reqr.lrred by ordrnance to indenrnify a mun:cipality. except rn connection ,.vitir r'vork for a municipaiity e. An elevator niaint€nance agreemenl: f. Thet part of any other contraci or agreemenl pertatn¡ng to your business (includlng an in- demnf¡caton of a munic¡pality rn connecfion !'r¡th ,.vork peF.ornìed for a municipal¡ty) under !'¡hich you assunìê the torl lrab¡l¡ty of another party io pay for "þod,ty rnjury" or "property dan- age" to a third person 0f organization Tort li- ab¡lrty means a i¡abrlity thâÎ would be rnìposed by laly ¡n tlìe absence of ary contract or agreement Paragraplì f. does not include that Þail of any conlract 0r agreement: (1) That indemrriäes a railroad for "bodity injurf' or "property damage" arisir'ìg otrt of con- struction or demol¡tÌon operations, rvithin 50 feet ol any railroad property and affect¡ng any railroad bridge or trestle tracks. road- beds, tunrÌel. underpass ct ctossirg. {2) That indemnifies an archilect. eflg¡nee. or surveyôr for ¡njury or damege arising out of: (al Preparing, aFprovrng or farl¡ng to pre- pare or approve maps. shop drarvings, oprnrons, repofts surveys f¡elci crders change orders or drawings and specrft- cations: or (b) Giving directions or instructions. or fail- rng 10 grve them f that rs the pnnìary cause ci the rnjur_v or clamsge: or {3) Undelrvhich the insured, if an archìlect, engineer or surveyor, assumes liab¡lìty for ân ¡njury cr câmage arising out of the in- sured's rendering or failure to render pro- fessional services. ¡ncluding those listed in (2) above and supervisory, inspection, ar- clìlteclrrral or engrneering aclivitres 10."Leased workei' means a person leased tc, you by a labor leasing fitm under an agreement belween you and lhe lâbor leasjng Firm. to peñorm dut¡es related to the conduct of your business "Leased '*¡orkeí" does not include a 'lenlporary \{orker" 1'1.''Loading or unloading" rneans the handling of property a. Afler ¡t ¡s iloved from the place where rt rs accepted for movement into or onto an airc:'aft "vatercrsfl 0r "auto''l b. Whrle rt rs ¡n or on an arrcraft watercrâft or ''auto": or Copvright lnsurance Services Oifice. lnc. r997 Page 11 of 13 tr c, While it fs being moved from ail aircrafl, water- claft or "auto" 1o the place rvhere ì1 is ijnally de- l¡vered. but "loading or unloading" does not include the lrìovenrent of propetty by means of a nrechanical Cevice. other than a hand truck, that is not at- tached to the aficraft watercrafl or "auto" 12.'lvlobile equrpment" ileans any rf the follolv¡ng types cf land vehrcles rncludrng aily altached ma- Êhinery o[ equipnlenl: a, Buildozers. farnì nìaciìinery. forklifts and other vehiclês designed for use principalìv off public roads; b. Vehrcles mainlained for use solely on or next to premises yoil ov/n or rerrl, c. Vehrclesthat travel on cralvler ffeads; d. Vehrcles \r/h€tner self-propelled or not, main- tained primarily to provide mob¡lity to permâ- nently mrrilnted. (1) Povrer cranes shôvels, loaders, diggers or drills, or (2) R0ad construction or resurfacing eqt;pmenl such as graders sL^rapers or rollers: e. Vehrcles not described rn a., b.. c. of d. above that are not self-propetlÊd and are maintained pr¡marily to provide nrobility to penxanently at- tached equrpnlent of the lollowrng types: (t) Air compressors. pumps arìd generators lncludlng sprayrng. u'eldlng bu¡lding clean- ing geophysicaI exploratìon, lighling and well serv¡cirg equipment, or (2) Cherry pict(ers and s:mrlâr devices used to raise cr lo'.ver workers. f. Vehrcies not descfb€d rn a., b.. c. or d, above nÌa¡nta¡red primarrly for purposes other than the transportat¡on of persons or ca¡gc Horvever. self-propelled vehicles '"vith the fol- lowrng types of permanently attached equrp- merìt are not "mobrle eqLrrpnrent" but ,¡/rll be ccnsidered "autos": (1) Equ¡pnrent designed pr¡rrìarily Éor: (a) Snorv renloval; (b) Road ma¡n'lenarìce. but not construct¡on o¡ resurfacing: or (c) Street cleanrng; (2) Cherry p¡ckers and similar devices mounted on autoryìobile or tr'uck chassis and used to raise cr lower workers. and (3) Alr compressors. pumps and generalors, includiilg sprayrng. welding. bu¡ìding clean- ing geoplrysicaÌ exploratlon lìghling and weli serv¡c¡ng equrpment, l3 "Occurienee" means ar accident, including con- tinJous or repeated exposure to sutstantìally the sanre general harmful corlditions l4. "Personal and advertising in;ury" means injury includ¡ng coDsequential "bodily injury'', arsing out of one or nrore of the fol¡ow¡ng offensesì a. False arrest, detent¡on or ¡mprisorlment: b. lvlalicious prosecutior: c. The wrongiul evict¡on frÐH. wrongful entry into or invasion of thê right of private occupanc¡t of a roonÌ, dwell¡¡rg or premises lhat a person oc- cupies committed by oi on behatf of its owner, landlord or lessor'. d. Oral or written puþlication of material tqal slan- ders or libels a person or organizatr0n or dis- parages a person's or organrzatron's gocds, products or services: e. Oral or written pubi¡catron of matÊrial that vio- lates a person's rigll of privacy. f. The use of anothers advertising idea in your "adverlisement" or' g. lnfr¡nging upon another's copyright, trade dress or slcaan in your "advertisenlent" l5."Pollulaírts" mean any sohd, liqu¡d. gaseous or thernral irritant or contanìinant includ¡ng smoke, vaoor soot fumes. acids. aÌkalis chenicals andy/aste \ivaste rncluCes matefìals to be recycled, recond:lioned or recla¡meû 16. "Producis-conìpleted opeiations hazard": a. lncl¡rdes all "bodily iniury" and "property danr- age' occurring avay fronr cremises yorr own or rent and arising out cf "your product" or "your work" except: (1) Products thal are still ln your physrcal pos- sesston. or (2) Work that has not yet been conlp'eted or abandonecl, Hor,r'ever, "your- work" will be deemed completed at the earllest of the fol- lorving trmes: (a) When all of the rvork called for in your contract has beel completed (b) When all of the work to be done at the job site has be€n completed rf your con- tract calls ior ,,,,ork at nrore than one job s¡te (c) When that part of t¡ìe lvork clone at a joþ s¡te ilas been put to ìts ¡ntended use by any person or organ¡zatron other than another contractcr or subcontractor ',vorking on the same project. work that nlay need service ntaintenance, correction repair or rep¡acenrent but v/nich rs othen,vise conìplete will be trealed as completed. Page 12 oî '13 Copyright. lnsurance Services Ofice, lnc 1997 cG 00 0'1 07 98 tr b. Does not ¡nclude "bod¡ly rnjury' or "propeily damage' a¡ising out 01ì (1) The transportation of property, unless the ¡njury or damage arises out of a cond¡tlon in or on a vehicle nol owned or operaled by yori, and that condition was created by the "ìoad¡ng cr unloading" of that vêhicls by any insured: (2) The ex¡stence of lools. uninstalled equ¡p- nrent or abandoned or unused materials: or (31 Products or operaflons 10r s,thrch the classl- ficatlon. fisted in the Declerations or ln a pol-icy schedule. states that products- completed ope[ations are subject to the General Aggregûte Linlit 1 7.'Property damage" means: d. Phys¡cal inji.¡ry to tângible property. includ¡ng all resulting loss of use of that property. All such loss of use shall be deemed to occur at lhe time of the physícal injury thal caused it. or b. Loss oí use of tengible properly that ¡s not physiÊalfy iniuled. All suc¡l loss of use shall be deemed to occur at the t¡me oí the "occur- rence" that causel rt. 1Ê.'Suit" means a civil proceading in lvhich damages because of 'bod¡ly iûjury", "property danìage" or "personal and adveftising injury" to'â¡lì¡ch lhis in- surance applies are alleged ''Suit" inciudes. a. An ffbrtralion proceeding in ',vhich such danl- ages aFe ciaimeci and lo '-vhich the insured n'ìusl subm¡t or does suþmit with our consent: or b, Any other alternative C¡spute resolut¡ofl pro- ceedrng rn which such damages are clalmecl and to which the insurecl suon'ìits v/ith oL¡r colì- seJrt. 1g.'Temporary worker" nleans a person who ¡s fur- nrshed lo you to subst¡lule for a permanent "enr- ployee" on leave or to nleet seasonaÌ or short-lerm woftload conditions. 20. "Your proauct'' means: a. Any goods or producls. other than real prop- erly, manufactured. sold, handled. distributed or disposed oí by: (1) Yoü: (2) Olhers trading under your name. or (3) A person or organizat¡onwhose büsiness or assets you have acquired. and b. Conlainers (other than vehicles), nlater¡als, parts or equipment fumjshed in connection'.vith such goods or ptoducts "Your producl" includes: a. warrantles or represenlallons nlade at any tine viilh respecl to the fitness. quality dufab¡l- ity performance or use of "your producÌ". and b. The providing of ôr fa¡lure to provide v/arnings or instrucf¡ons "Your product" does nol lncluds venc¡ng macl'l¡nes or other property renled lo or localed for the use of others but not solcl 21. "Your work" means: a. Wcrk or operalions peÍorrned by you or on yoilr behalf: and b. Materials, pafis or equÍpment furnrshed in con- neclion w¡th sr¡ch work or operations "Your work" Includes: a. Warranties or represenlattons made at any tme w¡1h respect to the f¡tness quality. durabtl- ity, performance or use of "!'our work", and b. ïhe providing of or failure to prov¡de warnings or instructions cG 00 01 07 98 copyrtght, lnsurance Services otfice lnc . 1997 Page 13 of 13 tr