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HomeMy WebLinkAboutT-6073 - Certificate of Insurance - 2/7/2018 AC ® r DAT ( DYY) CERTIFICATE OF LIABILITY INSURANCE 01/1612018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES o BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. m IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(les)must have ADDITIONAL INSURED provisions or be endorsed. If m SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Al7ri Risk Services Southwest, Inc. NAME: FAX Dallas TX office RISK MANAGEMENT DI �l): (866) 283-7122 Afc No (600) 363-0105 Cl tyPl dCe Center East E-MAIL Q 2711 North Haskell Avenue Approved ^°°R Sal to 800 ^°°n- Dallas TX 75204 USA I 0 INSURERS)AFFORDING COVERAGE NAIC p INSURED Appwvcad INSURER A: AIG Specialty insurance Company 26883 vestern Pacific HOUsinq, Inc. INSURER B: The Ohio Casualty insurance Company 24074 1341 Horton Circle =? t(t� Arlington TX 76011 USA r 111511665t C: Liberty Mutual Fire ins Co 23035 jgned RERD: Liberty Insurance Corporation 42404 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 570069981749 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested SUEIRI LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER JMNVDDryyyyJ IMWDDFVYYYIILIMITS X COMMERCIAL GENERAL LIABILITY RMGGL1595449 W0112007 Z77UT7= EACH OCCURRENCE $5,000,000 CLAIMS-MADE IXIOCCUR SIR applies per policy terms & conditions Ea $50,000 i� PREMISES occurrence X SIR$500,000 MED EXP(Any one person) Excluded PERSONAL&ADV INJURY $5,000,00C GEN'LAGGREGATE LIMITAPPLIES PER: GENERAL AGGREGATE $5,000,000 m X POLICY ❑SEC LOC PRODUCTS-COMP/OPAGG $5,000,000 9; 0 OTHER: r C AUTOMOBILE LIABILITY A52-651-288173-037 07/01/2017 07/01/2018 COMBINED SINGLE LIMIT $1,000,000 as 'd n X ANYAUTO BODILY INJURY(Per person) 0 OWNED SCHEDULED BODILY INJURY(Per accident) AUTOS ONLY AUTOS lE HIREDAUTOS NON-OWNED PROPERTY DAMAGE V ONLY AUTOS ONLY Per acciden I� m B UMBRELLALIAB X OCCUR EU01855519698 07/01/2017 07/01/2018 EACH OCCURRENCE $5,000,000 V X EXCESS LIAB CLAIMS-MADE AGGREGATE $5,000,005 DED I RETENTION D WORKERS COMPENSATION AND 'WA765D288173017 07/01/2017 077011 01 PER OTH- EMPLOYERS'LIABILITY X STATUTE D ANY PROPRIETOR/PARTNER/EXECUTIVE YIN .AOS EL EACH ACCIDENT $1,000,000' oFFICER/MEMaER ExcLuOED? r4iNIA 'WC7651288173027 07/01/2017 07/01/2018 IM o ndalory in NH) MN, WI E.L DISEASE-EA EMPLOYEE $1,000,000 ityes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $110001000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) RE: Tract No. 6073. lillan— City of Fresno, its officers, officials, giants, employees and volunteers are included as Additional insured in accordance with the policy provisions of the General Liability and Automobile Liability policies. General Liability and Automobile Liability evidenced herein are Primary and Non-Contributory to other insurance available to an Additional insured, but only in accordance with the policy's provisions. A waiver of Subrogation is granted in favor of City of Fresno, its officers, officials, agents, employees and volunteers in accordance with the policy provisions of the workers Compensation policy. +Ia_v CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE - POLICY PROVISIONS. _ City of Fresno AUTHORIZED REPRESENTATIVE Attn: ion Bartel 2600 Fresno Street, 4th Floor Fresno ' � 'L �- Fresno CA 93721 USA lqem ©1988-2015 ACORD CORPORATION.All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ENDORSEMENT#166 This endorsement, effective 12:01 A.M.02/01/2018 Forms a part of Policy No.: RMGGL 159-54-49 Issued to: D.R. Horton, Inc. By: AIG Specialty Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED-STATE OR GOVERNMENTAL AGENCY OR SUBDIVISION OR POLITICAL SUBDIVISION -PERMITS OR AUTHORIZATIONS This endorsement modifies insurance provided under the following: GENERAL LIABILITY COVERAGE PART SCHEDULE State Or Governmental Agewiq Or Subdivision Or Political Subdivision: The City of Fresno,its officers,officials,employees,agents and volunteers 2600 Fresno Street,Room 4064 Fresno,CA 93721 Information required to corn lete this Schedu if not shown above will be shown in the Declarations. A.Section II-Who Is An Insured is amended to include 2.This insurance does not apply to: as an additional insured any state or a.'Bodily injury","property damage"or governmental agency or subdivision or political "personal and advertising injury"arising subdivision shown in the Schedule,subject to out of operations performed for the federal the following provisions: government,state or municipality;or b.'Bodily injury"or"property damage"included 1.This insurance applies only with respect to within the"products-completed operations performed by you or on your behalf operations hazard". for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization. However: a.The insurance afforded to such additional insured only applies to the extent permitted by law;and b.If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. All other terms,conditions,and exclusions shall remain the same. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ENDORSEMENT#137 This endorsement, effective: 12:01 A.M. 07/01/2007 Forms a part of Policy No.: RMGGL 159-54-49 Issued to: D. R. Horton, Inc. By: AIG specialty insurance Company ADDITIONAL INSURED - - OWNERS, LESSEES OR CONTRACTORS (FORM B) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. 1. It is hereby agreed that Endorsement#1 is deleted in its entirety and replaced with the following. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: ANY PERSON OR ORGANIZATION FOR WHOM YOU ARE PERFORMING OPERATIONS WHEN YOU AND SUCH PERSON OR ORGANIZATION HAVE AGREED IN WRITING IN A CONTRACT OR AGREEMENT THAT SUCH PERSON OR ORGANIZATION BE ADDED AS AN ADDITIONAL INSURED ON YOUR POLICY. ' (If no entry appears above, information required to complete this endorsement w[[I be shown in the Declarations as applicable to this endorsement.) WHO IS AN INSURED(Section 11)is amended to include as an insured the person or organization shown in the Schedule, but only with respect to liability arising out of"your work"for that insured by or for you. PRIMARYINON-CONTRIBUTORY WORDING: IT IS AGREED THAT THIS POLICY IS PRIMARY AS RESPECTS ANY INSURANCE MAINTAINED BY THE ADDITIONAL INSURED AND THAT SUCH INSURANCE MAINTAINED BY THE ADDITIONAL INSURED IS EXCESS AND KION-CONTRIBUTORY WITH THIS POLICY AS RESPECTS TO WORK PERFORMED BY THE NAMED INSURED. Au ofted resentative THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY ENDORSEMENT#115 This endorsement, effective: 12:01A.M. 07/01/2007 Forms a part of Policy No.: RMGGL 159-5449 Issued to: D. R. Horton, Inc. By: AIG Specialty Insurance Company WAIVER OF SUBROGATION (BLANKET) It is agreed that we, in the event of a payment under this policy, waive our right of subrogation against any person or organization where the insured has waived liability of such person or organization as part of a written contractual agreement between the insured and such person or organization entered into prior to the`occurrence" or offense. All other terms, conditions, and exclusions shall remain the same. Policy Number AS2-651-288173-037 Issued By: Liberty Mutual Fire Insurance Co. SCHEDULE OF ADDITIONAL INSURED - LESSOR(S) The lessor is an additional insured according to the endorsement which applies in the state of leased vehicles garaging. Addtional Insured-Lessor(s) Any lessor who has a written contract or agreement requiring you to provide primary coverage for the vehicle(s) specified in the lease. ACS 00 11 11 11 A Page 1 of 1 Endorsement number 5 for policy number AS2-651-288173-037 Named Insured D.R. Horton, Inc. This endorsement is effective 07/01/2017 and will terminate with the policy. It is issued by the company designated in the Declaration. All other provisions of the policy remain unchanged. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Change Endorsement PREMIUM ADJUSTMENT The following form(s) and/or endorsement (s) are added with the effective date of 01/23/2018: AC 84 23 08 11, Designated Insured - Noncontributing ISsued:Liberty Mutual Fire Insurance Co. IC9999 10-11 Policy Number AS2-651-288173-037 FORMS INVENTORY COVERAGE FORMS PARTS AND ENDORSEMENTS FORMING A PART OF THIS POLICY AT INCEPTION: Listed below are possible coverage forms and the states in which they apply. CA 00 0103 06 FL, HI,VA CA 00 01 1013AK,AL, AR, AZ, CA, CO, CT, DC, DE, GA, GU, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT,VI, VT, WA, WI, WV, WY Form Number Form Description Applicable to Coverage Form IC9999 10-11 Change Endorsement ACS 00 26 04 13 Forms Inventory AC 84 23 08 11 Designated Insured-Noncontributing ACS 00 26 04 13 ©2012 Liberty Mutual Insurance. All rights reserved. Page 1 of 1 Policy Number: AS2-651-288173-037 Issued by: Liberty Mutual Fire Insurance Co_ THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED-NONCONTRIBUTING This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM GARAGE COVERAGE FORM MOTOR CARRIERS COVERAGE FORM TRUCKERS COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds" under the Who Is An Insured Provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage form. Schedule Name of Person(s)or Organizations(s): City of Fresno, Its Officers, Employee Agents, Employees and Volunteers 2600 Fresno Street Fresno, CA 93721 Regarding Designated Contract or Project: Each person or organization shown in the Schedule of this endorsement is an "insured"for Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured Provision contained in Section II of the Coverage Form. The following is added to the Other Insurance Condition: If you have agreed in a written agreement that this policy will be primary and without right of contribution from any insurance in force for an Additional Insured for liability arising out of your operations, and the agreement was executed prior to the "bodily injury" or "property damage", then this insurance will be primary and we will not seek contribution from such insurance. AC 84 23 08 11 ©2010, Liberty Mutual Group of Companies. All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc., with its permission. POLICY NUMBER: AS2-651-288173-037 COMMERCIAL AUTO CA 04 4410 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respectto coverage provided by this endorsement,the provisions of the Coverage Form apply unless modified by the endorsement. SCHEDULE Name(s) Of Person(s)Or Organization(s): Any person or organization for whom you perform work under a written contract if the contract requires you to obtain this agreement from us, but only if the contract is executed prior to the injury or damage occurring. Premium: $ INCL Information required to complete this Schedule, if not shown above, will be shown in the Declarations. The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the "loss" under a contract with that person or organization. CA 04 4410 13 0 Insurance Services Office, Inc., 2011 Page 1 of 1 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT- CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described.in the Schedule. The additional premium for this endorsement shall be 2% of the California workers' compensation premium otherwise due on such remuneration. Schedule Additional premium is a percent of the California Manual Workers Compensation premium. Subject to a minimum premium charge of$250 Person or Organization Job Description Where required by contract or written agreement prior to loss and allowed by law. Issued by Liberty Insurance Corporation21814 For attachment to Policy No.WA7-65D-288173-017 Effective Date Premium$ Issued to D.R. Horton,Inc. WC 04 03 06 Page 1 of 2 Ed:04/1984 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule. Not applicable in New Jersey Schedule Where required by contract or written agreement prior to loss and allowed by law. In the states of Alabama,Arizona, Colorado, Georgia, Idaho, Illinois, Mississippi, Nevada, New Mexico, Oklahoma, South Carolina, West Virginia, the premium charge is 0% of the total manual premium, subject to a minimum premium of$0 per policy. In the states of Florida, Iowa, Hawaii, Maryland, Oregon,the premium charge is 1% of the total manual premium subject to a minimum premium of $250 per policy. In the state of Massachusetts,the premium charge is 1% ofthetotal manual premium. In the state of Louisiana,the premium charge is 2% of the total standard premium, subject to a minimum premium of$250 per policy. In the state of New York, the premium charge is 2% of the total manual premium, subject to a minimum rpemium of$250 per policy. In the state of North Carolina,the premium charge is 2% of the total manual premium, subject to a minimum premium of$100 per policy. In the state of Virginia,the premium charge is 5% of the total manual premium, subject to a minimum premium of$250 per policy. Issued by Liberty Insurance Corporation 21814 For attachment to Policy No.WA7-65D-288173-017 Effective Date Premium$ Issued to D.R. Horton,Inc. WC 00 03 13 ®1983 National Council on Compensation Insurance. Page 1 of 1 Ed.04/01/1984 EXCESS LIABILITY CE 88 29 02 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF OTHER INSURANCE - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: City of Fresno, its officers, officials, employees agents and volunteers - 2600 Fresno Street, RM 103 Fresno, CA 93721 A. The following is added to Condition I. Other Insurance under SECTION VI. CONDITIONS: However, with respect to a person or organization shown in the Schedule, that qualifies as an Insured under this policy, if a written contract in which you have agreed to provide insurance for that person or organization expressly requires that this insurance applies on a primary or a primary and non-contribu- tory basis, this insurance will apply as if other insurance available to that person or organization which designates that person or organization as a Named Insured does not exist, and we will not share with that other insurance. Regardless of the written contract between you and the person or organization shown in the Schedule, this insurance is still excess over any other valid and collectible insurance available to that person or organization, whether such insurance is primary, contributing, excess, con- tingent or otherwise, as respects "autos" or when that person or organization is an additional insured under such other insurance. B. For the purposes of this endorsement, the following is added to SECTION V. DEFINITIONS: "Auto" means an auto as it is defined by the "first underlying insurance". This endorsement does not change any other provision of the policy. ©2010 Liberty Mutual Insurance Company.All rights reserved. CE 88 29 02 10 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 1 L>!be rty Mutual. INSURANCE Policyholder Information Named Insured&Mailing Address Agent Mailing Address&Phone No. D.R. HORTON, INC. (214) 989-0000 301 COMMERCE ST STE 500 AON RISK SERVICES SOUTHWEST INC FORT WORTH, TX 76102-4178 2711 N HASKELL AVE STE 800 DALLAS, TX 75204-2932 Dear Policyholder: We know you work hard to build your business. We work together with your agent, AON RISK SERVICES SOUTHWEST INC (214) 989-0000 THIS IS Your to help protect the things you care about. Thank you for selecting us. NOT A Commercial BILL Documents Enclosed are your insurance documents consisting o£ • Excess Liability To find your limits of insurance and premium please refer to your Declarations page(s). Please refer to your policy for specific coverages. If you have any questions or changes that may affect your insurance needs, please contact your Agent at (214) 989-0000 Verify that all information is correct If you have any changes, please contact your Agent at (214) 989-0000 Reminders 0 In case of a claim, call your Agent or 1-800-362-0000 You Need To Know CONTINUED ON NEXT PAGE To report a claim, call your Agent or 1-800-362-0000 DS 70 20 01 08 You Need To Know - continued NOTICE(S)TO POLICYHOLDER(S) The Important Notice(s) to Policyholder(s) provide a general explanation of changes in coverage to your policy. The Important Notice(s) to Policyholder(s) is not a part of your insurance policy and it does not alter policy provisions or conditions. Only the provisions of your policy determine the scope of your insurance protection. It is important that you read your policy carefully to determine your rights, duties and what is and is not covered. FORM NUMBER TITLE NP 70 68 02 07 Texas Important Contact Information NP 90 28 06 11 Texas Special Notice - Asbestos Exclusion NP 98 92 01 15 Terrorism Insurance Premium Disclosure And Opportunity To Elect Coverage K TEXAS TEXAS IMPORTANT NOTICE AVISO IMPORTANTE IMPORTANT CONTACT INFORMATION INFORMACION IMPORTANTE DE COMUNICARSE To obtain information or make a complaint: Para obtener informacion o para someter una queja: You may call Liberty Mutual Insurance's toll-free Listed puede Ilamar al numero de telefono gratis telephone number for information or to make a de Liberty Mutual Insurance para informacion o complaint at para someter una queja al 1-800443-2534 1-800-443-2534 You may also write to Liberty Mutual Insurance Usted tambien puede escribir a Liberty Mutual " at: Insurance: Liberty Mutual Insurance Liberty Mutual Insurance P.O. Box 833906 P.O. Box 833906 Richardson, Texas 75083-3906 Richardson, Texas 75083-3906 You may contact the Texas Department of Insur- Puede comunicarse con el Departamento de ance to obtain information on companies, cov- Seguros de Texas para obtener informacion erages, rights or complaints at acerca de companias, coberturas, derechos o quejas al 1-800-252-3439 1-800-252-3439 You may write the Texas Department of Insur- Puede escribir al Departamento de Seguros de ance Texas P.O. Box 149104 P.O. Box 149104 Austin, TX 78714-9104 Austin, TX 78714-9104 FAX# (512) 475-1771 FAX # (512) 475-1771 Web: http://www.tdi.state.tx.us Web: http://www.tdi.state.tx.us E-mail: ConsumerProtection@tdi.state.tx.us E-mail: ConsumerProtection@tdi.state.tx.us PREMIUM OR CLAIM DISPUTES: DISPUTAS SOBRE PRIMAS O RECLAMOS: Should you have a dispute concerning your Si tiene una disputa concerniente a su prima o a ° premium or about a claim you should contact un reclamo, debe comunicarse con el agente o the agent or Liberty Mutual Insurance first. If the Liberty Mutual Insurance primero. Si no se dispute is not resolved, you may contact the resuelve la disputa, puede entonces Texas Department of Insurance. comunicarse con el departmento (TDI). ATTACH THIS NOTICE TO YOUR POLICY: UNA ESTE AVISO A SU POLIZA: This notice is for information only and does not Este aviso es solo para proposito de become a part or condition of the attached doc- information y no se convierte en parte o ument. condicion del documento adjunto. NP 70 68 02 07 Page 1 of 1 NP 90 28 06 11 TEXAS SPECIAL NOTICE ASBESTOS EXCLUSION Please read your policy and review your Declarations page for complete coverage information. No coverage is provided by this notice, nor can it be construed to replace any provisions of your policy. If there are discrepancies between your policy and this notice, the provisions of the policy shall prevail. Should you have questions after reviewing the information below, please contact your independent agent. Thank you for your business. This policy contains exclusion for any liability arising out of or related in any way, either directly or in- directly, to asbestos, asbestos products, asbestos-containing materials or products, asbestos fibers or as- bestos dust. Please refer to SECTION IV. EXCLUSIONS in your Commercial Umbrella Coverage Form or your Excess Liability Coverage Form for more details. © 2012 Liberty Mutual Insurance.All rights reserved. NP 90 28 06 11 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 1 of 1 NP 98 92 01 15 TERRORISM INSURANCE PREMIUM DISCLOSURE AND OPPORTUNITY TO ELECT COVERAGE WE ARE SENDING YOU THIS NOTICE BECAUSE YOU PREVIOUSLY REJECTED COVERAGE FOR LOSSES RESULTING FROM A"CERTIFIED ACT OF TERRORISM" AS DEFINED BELOW. THIS NOTICE PROVIDES YOU WITH A LIMITED PERIOD OF TIME WITHIN WHICH YOU MAY PURCHASE THIS COVERAGE FOR YOUR RENEWAL POLICY. This notice contains important information about the Terrorism Risk Insurance Act and your option to elect terrorism insurance coverage. Please read it carefully. THE TERRORISM RISK INSURANCE ACT The Terrorism Risk Insurance Act, including all amendments ("TRIA" or the "Act"), establishes a program to spread the risk of catastrophic losses from certain acts of terrorism between insurers and the federal government. If an individual insurer's losses from certified acts of terrorism exceed a specified deductible amount, the government will reimburse the insurer for a percentage of losses (the "Federal Share") paid in excess of the deductible, but only if aggregate industry losses from such acts exceed the "Program Trig- ger". An insurer that has met its insurer deductible is not liable for any portion of losses in excess of $100 billion per year. Similarly, the federal government is not liable for any losses covered by the Act that exceed this amount. If aggregate insured losses exceed $100 billion, losses up to that amount may be pro-rated, as determined by the Secretary of the Treasury. The Federal Share and Program Trigger by calendar year are: Calendar Year Federal Share Program Trigger " 2015 85% $100,000,000 2016 84% $120,000,000 2017 83% $140,000,000 2018 82% $160,000,000 2019 81% $180,000,000 2020 80% $200,000,000 MANDATORY AVAILABILITY OF COVERAGE FOR"CERTIFIED ACTS OF TERRORISM" TRIA requires insurers to make coverage available for any loss that occurs within the United States (or outside of the U.S. in the case of U.S. missions and certain air carriers and vessels), results from a"certified act of terrorism" AND that is otherwise covered under your policy. A"certified act of terrorism" means: [A]ny act that is certified by the Secretary [of the Treasury ] in consultation with the Secretary of Homeland Security, and the Attorney General of the United States. (i) to be an act of terrorism; (ii) to be a violent act or an act that is dangerous to - (1) human life; (11) property; or (III) infrastructure; (iii) to have resulted in damage within the United States, or outside of the United States in the case of - (1) an air carrier (as defined in section 40102 of title 49, United States Code) or United States flag vessel (or a vessel based principally in the United States, on which United States income tax is paid and whose insurance coverage is subject to regulation in the United States); or (11) the premises of a United States mission; and NP 98 92 01 16 © 2015 Liberty Mutual Insurance Page 1 of 2 (iv) to have been committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. WHAT YOU MUST DO TO ELECTTERRORISM INSURANCE COVERAGE We are offering you the opportunity to add coverage to your renewal policy for losses resulting from a "certified act of terrorism" as defined above. THE PREMIUM CHARGE FOR THIS COVERAGE APPEARS BELOW ON THIS DISCLOSURE AND DOES NOT INCLUDE ANY CHARGES FOR THE PORTION OF LOSS COVERED BY THE FEDERAL GOVERNMENT UNDER THE ACT. If you elect to add this coverage, the cov- erage will be subject to all of the terms, definitions, exclusions and conditions contained in the policy. T^ ^dd-this-coverag"u-must-contact-your agent-before-the-date-yourpolicy renews.-If the_date_we-first-get this offer to you is after the date of renewal or within fourteen (14) days of the date of renewal, you will have fourteen (14) days from the date we get this offer to you to add the coverage. By contacting your agent, the coverage will be added and your renewal policy will be endorsed and billed accordingly. Note: if you elect coverage for "certified acts of terrorism" in a Commercial Umbrella Liability Policy with us, you must also elect coverage for "certified acts of terrorism" in your underlying liability insurance. Terrorism Risk Insurance Act Premium: Line of Business Premium Determination Commercial Umbrella The premium for this Certified Acts of Terrorism Coverage is $786 .00 Please contact your agent to elect coverage. The summary of the Act and the coverage under your policy contained in this notice is necessarily general in nature. Your policy contains specific terms, definitions, exclusions and conditions. In case of any conflict, your policy language will control the resolution of all coverage questions. Please read your policy. If you have any questions regarding this notice, please contact your agent. NP 98 92 01 15 © 2015 Liberty Mutual Insurance Page 2 of 2 10� Coverage Is Provided In: Policy Number: Jibe rty The Ohio Casualty Insurance Company EUO (18) 55 5196 98 Mutual. - - INSURANCE Excess Liability Policy Declarations Basis: Occurrence (ITEM 1)NAMED INSURED&MAILING ADDRESS AGENT MAILING ADDRESS&PHONE NO. D.R. HORTON, INC. (214) 989-0000 301 COMMERCE ST STE 500 AON RISK SERVICES SOUTHWEST INC FORT WORTH, TX 76102-4178 2711 N HASKELL AVE STE 800 —DALLAS,--TX 75204-2932- Named Insured Is: CORPORATION Hamed Insured Business Is: HOME BUILDER MINE (ITEM 2)POLICY PERIOD From 07/01/2017 TO 07/01/2018 12:01 AM Standard Time at Insured Mailing Location (ITEM 3)PREMIUM CHARGES Explanation of DESCRIPTION ... ................. PREMIUM Charges i sress_I iait2iliiy �' Total Advance Charges $ Note: This is not a bill BASIS OF PREMIUM: NON-AUDITABLE( X) AUDITABLE( ) (ITEM 4)LIMITS OF INSURANCE DESCRIPTION LIMIT EACH OCCURRENCE $9,000,000 AGGREGATE (WHERE APPLICABLE) $9,000,000 THESE LIMITS OF INSURANCE APPLY IN EXCESS OF THE UNDERLYING LIMITS OF INSURANCE INDICATED IN (ITEM 5) OF THE DECLARATIONS. Servicing Office Northern Texas Regional Office and Issue Date 06/22/2017 Authorized Representative To report a claim, call your Agent or 1-800-362-0000 DS 70 22 01 08 06/22/2017 55519698 N0213444 300 ACAFPPNO INSURED COPY 000310 PAGE 7 OF 32 Coverage Is Provided In: Policy Number: Liberrty The Ohio Casualty Insurance Company EUO (18) 55 51 96 98 Mutual. INSURANCE (ITEM 5)SCHEDULE OF UNDERLYING INSURANCE: CARRIER, POLICY NUMBER AND PERIOD TYPE OF COVERAGE LIMITS OF INSURANCE FIRST UNDERLYING INSURANCE OWNED AND HIRED $1,000,000 COMBINED SINGLE LIBERTY MUTUAL FIRE INSURANCE AND/OR NONOWNED LIMIT COMPANY AUTO LIABILITY AS2-651-288173-037 07/01/2017 - 07/01/2018 FIRST UNDERLYING INSURANCE EMPLOYERS $1,000,000 BODILY INJURY EACH LIBERTY INSURANCE CORPORATION LIABILITY* ACCIDENT LIMIT $1,000,000 BODILY INJURY BY WC7-651-288173-027 DISEASE AGGREGATE 07/01/2017 - 07/01/2018 LIMIT $1,000,000 BODILY INJURY BY DISEASE EACH EMPLOYEE LIMIT *EMPLOYERS LIABILITY COVERAGE IS NOT PROVIDED FOR CLAIMS BY EMPLOYEES WHO ARE SUBJECT TO THE WORKERS COMPENSATION LAWS OF NEW YORK FIRST UNDERLYING INSURANCE EMPLOYERS $1,000,000 BODILY INJURY EACH LIBERTY INSURANCE CORPORATION LIABILITY* ACCIDENT LIMIT $1,000,000 BODILY INJURY BY WA7-65D-288173-017 DISEASE AGGREGATE 07/01/2017 - 07/01/2018 LIMIT $1,000,000 BODILY INJURY BY DISEASE EACH EMPLOYEE LIMIT *EMPLOYERS LIABILITY COVERAGE IS NOT PROVIDED FOR CLAIMS BY EMPLOYEES WHO ARE SUBJECT TO THE WORKERS COMPENSATION LAWS OF NEW YORK F To report a claim, call your Agent or 1-800-362-0000 DS 70 23 01 08 06/22/2017 55519698 N0213444 300 ACAFPPNO INSURED COPY 000310 PAGE 8 OF 32 Coverage Is Provided In: Policy Number: l-iberty The Ohio Casualty Insurance Company EUO (18) 55 5196 98 IVlufival. INSURANCE POLICY FORMS AND ENDORSEMENTS This section lists all the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage. FORM NUMBER TITLE CE 65 17 04 99 Amendment of Defense Provision CE 65 24 06 97 Excess Liability Coverage Form CE 65 2901 15 Certified Acts Of Terrorism Exclusion CE 65 72 06 97 Unimpaired Aggregate Endorsement CE 65 90 1207 Employment Related Practices Exclusion CE 66 12 1204 Fungi or Bacteria Exclusion CE 6620 03 12 Texas Changes - Amendment of Conditions CE 66 54 05 09 Recording And Distribution Of Material Or Information In Violation Of The Law Exclusion CE 66 79 03 05 Silica Or Silica-Related Dust Exclusion CE 88 03 12 02 War Liability Exclusion CE 88 04 05 09 Non-Cumulation Of Liability (Same Occurrence) CE 88 64 10 14 Access or Disclosure Of Confidential Or Personal Information And Data-Related Liability with Limited Bodily Injury Exception Exclusion CU 60 05 06 97 Named Insured CU 61 87 06 14 Texas Changes - Cancellation and Nonrenewal CU 64 87 10 05 Economic or Trade Sanctions Condition Endorsement In witness whereof, we have caused this policy to be signed by our authorized officers. Mark Touhey Paul Condrin Secretary President To report a claim, call your Agent or 1-800-362-0000 DS 70 23 01 08 06/22/2017 55519696 N0213444 300 ACAFPPNO INSURED COPY 000310 PAGE 9 OF 32 CE 65 17 04 99 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF DEFENSE PROVISION The following is added to III. DEFENSE: C. When there is no "underlying insurance" or other insurance available to you because of the exhaustion of all aggregate limits of insurance, we will assume charge of the investigation of any claim or defense of any suit, but only if such aggregate limits were exhausted solely by the actual payment of 'loss". If we assume charge, we will do so at our own expense, but not after the limits of this policy are exhausted. This endorsement does not change any other provision of the policy. CE 65 17 04 99 CE 65 24 06 97 EXCESS LIABILITY COVERAGE FORM There are provisions in this policy that restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words "you" and "your' refer to the Named Insured. The words "we," "us" and "our" refer to the Company providing this insurance. The word Insured means any person or organization qualifying as such in the "first underlying insurance." Other words and phrases that appear in quotation marks have special meaning and can be found in the DEFINITIONS Section or the specific policy provision where they appear. In consideration of the payment of the premium and in reliance upon the statements in the Declarations we agree with you to provide the coverage as follows. INSURING AGREEMENTS I. COVERAGE of the Declarations is the most we will pay for all "loss" that is subject to an We will pay on behalf of the Insured the aggregate limit provided by the "first amount of "loss" covered by this insurance in underlying insurance." The aggregate excess of the "Underlying Limits of Insurance" limit applies separately and in the shown in Item 5. of the Declarations, subject same manner as the aggregate limits to INSURING AGREEMENT Section II., Limits provided by the "first underlying insur- of Insurance. Except for the terms, conditions, ance," provided that all "underlying in- definitions and exclusions of this policy, the surance" applies their aggregate limit coverage provided by this policy will follow in the same manner as the "first un- the "first underlying insurance." derlying insurance." II. LIMITS OF INSURANCE 3. Subject to 113.2., the occurrence limit stated in Item 4. of the Declarations is A. The Limits of Insurance shown in the Dec- the most we will pay for all "loss" larations and the rules below describe the arising out of any one occurrence to most we will pay under the terms of this which this policy applies. insurance regardless of the number of: 4. Subject to Paragraphs B.2. and 6.3. 1. Insureds; above, if the "Underlying Limits of In- surance" described in Item 5. of the 2. claims made or suits brought; Declarations are either reduced or ex- 3. persons or organizations making hausted solely by payment of 'loss," such insurance provided by this policy claims or bringing suits. will apply in excess of the reduced B. The Limits of Insurance of this policy will underlying limit or, if all underlying apply as follows: limits are exhausted, will apply as "un- derlying insurance" subject to the 1. This policy applies only in excess of same terms, conditions, definitions and the "Underlying Limits of Insurance" exclusions of the "first underlying in- shown in Item 5. of the Declarations. surance," except for the terms, condi- tions, definitions and exclusions of this 2. The aggregate limit shown in Item 4. policy. CE 65 24 06 97 (Page 1 of 7) ducts, asbestos-containing materials or However, we will not pay that portion products, asbestos fibers or asbestos of a 'loss" that is within the "Under- dust; or lying Limits of Insurance" which the Insured has agreed to fund by self- 3. any obligation to investigate, settle or insurance or means other than insur- defend, or indemnify any person ance. against any claim or suit arising out of or related in any way, either directly or 5. The limits of this policy apply sepa- indirectly, to asbestos, asbestos pro- rately to each consecutive annual pe- ducts, asbestos-containing materials or riod, and to any remaining period of products, asbestos fibers or asbestos less than 12 months, starting with the dust. beginning of the policy period shown in the Declarations unless the policy B. Any liability, including, but not limited to period is extended after issuance for settlements, judgments, costs, charges, ex- an additional period of less than 12 penses, costs of investigations, or the fees months. In that case the additional pe- of attorneys, experts, or consultants aris- riod will be deemed part of the last ing out of or in any way related to: preceding period for purposes of deter- mining the Limits of Insurance. 1. the actual, alleged or threatened pres- ence, discharge, dispersal, seepage, III. DEFENSE migration, release or escape of "pollu- tants," however caused; A. We will not be required to assume charge of the investigation of any claim or de- 2. any request, demand, or order that any fense of any suit against you. Insured or others test for, monitor, clean up, remove, contain, treat, de- B. We will have the right, but not the duty, to toxify, neutralize or in any way re- be associated with you or your underlying spond to or assess the effects of "pol- insurer or both in the investigation of any lutants." This includes demands, direc- claim or defense of any suit which in our tives, complaints, suits, orders or re- opinion may create liability on us for quests brought by any governmental "loss." If we exercise such right, we will entity or by any person or group of do so at our own expense, but not after persons; the limits of this policy are exhausted. 3. steps taken or amounts incurred by a IV. EXCLUSIONS governmental unit or any other person or organization to test for, monitor, This policy does not apply to clean-up, remove, contain, treat, de- toxify or neutralize or assess the ef- A. Any liability, including, but not limited to fects of "pollutants." settlements, judgments, costs, charges, ex- penses, costs of investigations, or the fees This exclusion will apply to any liability, of attorneys, experts, or consultants aris- costs, charges or expenses, or any judg- ing out of or related in any way, either ments or settlements, arising directly or directly or indirectly, to: indirectly out of pollution whether or not the pollution was sudden, accidental, grad- 1. asbestos, asbestos products, asbestos- ual, intended, expected, unexpected, pre- containing materials or products, as- ventable or not preventable. bestos fibers or asbestos dust, includ- ing, but not limited to, manufacture, As used in this exclusion "pollutants" mining, use, sale, installation, removal, means any solid, liquid, gaseous or ther- or distribution activities; mal irritant or contaminant, including, but not limited to, smoke, vapor, soot, fumes, 2. exposure to testing for, monitoring of, acids, alkalis, chemicals and waste ma- cleaning up, removing, containing or terial. treating of asbestos, asbestos pro- CE 65 24 06 97 (Page 2 of 7) Waste material includes materials which such "underlying insurance," but will sp- are intended to be or have been to be ply as if the "underlying insurance" was recycled, reconditioned or reclaimed. available and collectible. C. Any liability excluded by the Nuclear En- C. Changes ergy Liability Exclusion attached to this policy. Notice to any agent or knowledge pos- sessed by any agent or any other person V. DEFINITIONS will not effect a waiver or change in any part of this policy. This policy can only be A. "First underlying insurance" means the changed by a written endorsement that policy or policies of insurance stated as becomes a part of this policy and that is such in Item 5. of the Declarations. signed by one of our authorized repre- sentatives. B. "Loss" means those sums actually paid in the settlement or satisfaction of a claim D. Cancellation which you are legally obligated to pay as damages after making proper deductions 1. You may cancel this policy. You must for all recoveries and salvage. mail or deliver advance written notice to us stating when the cancellation is C. "Underlying insurance" means "first un- to take effect. derlying insurance" and all policies of in- surance listed in Item 5. of the Declara- 2. We may cancel this policy. If we cancel tions. because of nonpayment of premium, we must mail or deliver to you not less D. "Underlying Limits of Insurance" means than ten (10) days advance written no- the total sum of the limits of all applicable tice stating when the cancellation is to "underlying insurance" stated in Item 5. of take effect. If we cancel for any other the Declarations, including self-insurance, reason, we must mail or deliver to you or means other than insurance. not less than thirty (30) days advance written notice stating when the can- VI. CONDITIONS cellation is to take effect. Mailing that notice to you at your mailing address A. Appeals shown in Item 1. of the Declarations In the event you or any underlying insurer will be sufficient to prove notice. elects not to appeal a judgment in excess 3. The policy period will end on the day of the amount of the "Underlying Limits of and hour stated in the cancellation no- Insurance," we may elect to appeal at our tice. expense. If we do so elect, we will be liable for the costs and interest incidental 4. If we cancel, final premium will be cal- to this appeal. In no event will this provi- culated pro rata based on the time this sion increase our liability beyond the ap- policy was in force. plicable Limits of Insurance described in Section II. of this policy. 5. If you cancel, final premium will be more than pro rata; it will be based on B. Bankruptcy or Insolvency the time this policy was in force and increased by our short rate cancellation The bankruptcy, insolvency or inability to table and procedure. pay of any Insured or the bankruptcy, in- solvency or inability to pay of any of the 6. Premium adjustment may be made at underlying insurers will not relieve us the time of cancellation or as soon as from the payment of any claim or suit practicable thereafter but the cancella- covered by this policy. tion will be effective even if we have not made or offered any refund due In the event of bankruptcy or insolvency of you. Our check or our representative's any underlying Insurer, the insurance af- forded by this policy will not replace CE 65 24 06 97 (Page 3 of 7) check, mailed or delivered, will be suf- ficient tender of any refund due you. 1. to keep the policies listed in Item 5. of the Declarations in full force and ef- 7. The first Named Insured in Item 1. of fect; the Declarations will act on behalf of all other Insureds with respect to the 2. that the Limits of Insurance of the "un- giving and receiving of notice of can- derlying insurance" policies listed in cellation and the receipt of any refund Item 5. of the Declarations will be that may become payable under this maintained except for any reduction or policy. exhaustion of aggregate limits by pay- ment of claims or suits for 'losses" 8. Any of these provisions that conflict covered by "underlying insurance." with a law that controls the cancella- tion of the insurance in this policy is If you fail to comply with these require- changed by this statement to comply ments, we will only be liable to the same with the law. extent that we would have been had you fully complied with these requirements. E. First Named Insured Duties H. Notice of Occurrence The person or organization first named in Item 1. of the Declarations is responsible 1. You must see to it that we are notified for the payment of all premiums. The first as soon as practicable of an occur- Named Insured will act on behalf of all rence which may result in a claim or other Named Insureds for the giving and suit which may involve this policy. To receiving of notice of cancellation or the the extent possible, notice will include: receipt of any return premium that may become payable. a. how, when and where the occur- rence took place; We will be furnished a complete copy of the "first underlying insurance" described b. the names and addresses of any in Item 5. of the Declarations and any injured persons and witnesses; subsequently issued endorsements which mc. the nature and location of any in- may in any way affect this insurance. jury or damage arising out of the F. Legal Actions Against Us occurrence. There will be no right of action against us 2. If a claim or suit against any Insured is under this insurance unless: reasonably likely to involve this policy you must notify us in writing as soon 1. you have complied with all the terms as practicable. of this policy; and 3. You and any other involved Insured 2. the amount you owe has been deter- must: mined by settlement with our consent or by actual trial and final judgment. a. immediately send us copies of any demands, notices, summons- This insurance does not give anyone the es or legal papers received in con- right to add us as a party in an action nection with the claim or suit; against you to determine your liability. b. authorize us to obtain records and G. Maintenance of Underlying Insurance other information; During the period of this policy, you agree: c. cooperate with us in the inves- tigation, settlement or defense of the claim or suit; and d. assist us, upon our request, in the enforcement of any right against any person or organization which CE 65 24 06 97 (Page 4 of 7) may be liable to the Insured be- additional premium charge is made to the cause of injury or damage to "underlying insurance" during the policy which this insurance may also ap- period or if there is an increase in the risk ply. assumed by us, our premium may be ad- justed accordingly. 4. If the "Underlying Limits of Insurance" are exhausted solely by payment of "loss," no Insured will, except at their K. Terms Conformed to Statute own cost, voluntarily make a payment, assume any obligation, or incur any expense, other than for first aid, with- The terms of this policy which are in con- out our consent. flict with the statutes of the state where this policy is issued are amended to con- t. Other Insurance form to such statutes. If other insurance applies to a "loss" that is also covered by this policy, this policy If we are prevented by law or statute from will apply excess of the other insurance. paying on behalf of the Insured, then we Nothing herein will be construed to make will, where permitted by law or statute, this policy subject to the terms, conditions indemnify the Insured. and limitations of such other insurance. However, this provision will not apply if the other insurance is specifically written L. When "Loss" is Payable to be excess of this policy. Other insurance includes any type of self- Coverage under this policy will not apply insurance or other mechanism by which unless and until the Insured or the In- an Insured arranges for funding of legal sured's "underlying insurance" is obligat- liabilities. ed to pay the full amount of the "Under- lying Limits of Insurance." J. Premium Unless otherwise provided, the premium When the amount of "loss" has finally for this policy is a flat premium and is not been determined, we will promptly pay on subject to adjustment except as provided behalf of the Insured the amount of "loss" herein or amended by endorsement. If any falling within the terms of this policy. NUCLEAR ENERGY LIABILITY EXCLUSION This policy does not apply to: 2. resulting from the "hazardous properties" A. Any liability, injury or damage: of "nuclear material" and with respect to which (a) a person or organization is re- l. with respect to which any Insured under quired to maintain financial protection pur- the policy is also an Insured under a nu- suant to the Atomic Energy Act of 1954, or clear energy liability policy issued by Nu- any law amendatory thereof, or (b) any clear Energy Liability Insurance Associ- Insured is, or had this policy not been ation, Mutual Atomic, Energy Liability Un- issued would be, entitled to indemnity derwriters, Nuclear Insurance Association from the United States of America, or any of Canada or any of their successors, or agency thereof, under any agreement en- would be an Insured under any such policy tered into by the United States of America, but for its termination upon exhaustion of or any agency thereof, with any person or its Limits of Insurance; or organization. CE 65 24 06 97 (Page 5 of 7) consists of or contains more than 25 B. Any injury or "nuclear property damage" re- grams of plutonium or uranium 233 or sulting from the "hazardous properties" of any combination thereof, or more than "nuclear material," if: 250 grams of uranium 235; 1. the "nuclear material" (a) is at any "nu- d. any structure, basin, excavation, prem- clear facility" owned by, or operated by or ises or place prepared or used for the on behalf of, any Insured or (b) has been storage or disposal of, "nuclear discharged or dispersed therefrom; waste," and includes the site on which any of the foregoing is located, all op- 2. the "nuclear material" is contained in erations considered on such site and "spent fuel" or "nuclear waste" at any all premises used for such operations. time possessed, handled, used, processed, stored, transported or disposed of by or on 3. "Nuclear material" means "source mate- behalf of any Insured; or rial," "special nuclear material" or by- product material. 3. the injury or "nuclear property damage" arises out of the furnishing by any Insured 4. "Nuclear property damage" includes all of services, materials, parts of equipment forms of radioactive contamination of in connection with the planning, construc- property. tion, maintenance, operation or use of any "nuclear facility," but if such facility is lo- 5. "Nuclear reactor" means any apparatus cated within the United States of America, designed or used to sustain nuclear fission its territories or possessions or Canada, in a self-supporting chain reaction or to this Exclusion B.3. applies only to "nuclear contain a critical mass of fissionable ma- property damage" to such "nuclear facili- terial. ty" and any property therein. 6. "Nuclear waste" means any "nuclear C. As used in this exclusion: waste" material (a) containing "by-product material" other than the tailings of "nu- m. "Hazardous properties" includes radioac- clear waste" produced by the extraction or tive, toxic or explosive properties. concentration of uranium or thorium from any ore processed primarily for its "source 2. "Nuclear facility" means: material" content, and (b) resulting from the operation by any person or organiza- a. any "nuclear reactor"; tion of any "nuclear facility" included with- in the definition of "nuclear facility" under b. any equipment or device designed or Paragraph C.2.a. or C.2.b. used for 7. "Source material," "special nuclear mate- (1) separating the isotopes of urani- rial," and "by-product material" have the um or plutonium, meanings given them in the Atomic En- 2) processing or utilizing spent ergy Act of 1954 or in any law amendatory fuel"uel" or (3) handling, processing or packaging B. "Spent fuel" means any fuel element or "nuclear waste"; fuel component, solid or liquid, which has been used or exposed to radiation in a c. any equipment or device used for the "nuclear reactor." processing, fabricating or alloying of This endorsement does not change any other "special nuclear material" if at any provision of the policy. time the total amount of such material in the custody of any Insured at the premises where such equipment or de- vice is located CE 65 24 06 97 (Page 6 of 7) In Witness Whereof, we have caused this policy to be executed and attested, but this policy will not be valid unless countersigned by one of our duly authorized representatives, where required by law. CE 65 24 06 97 (Page 7 of 7) COMMERCIAL EXCESS LIABILITY CE 65 29 01 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CERTIFIED ACTS OF TERRORISM EXCLUSION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE FORM The following exclusion is added to Section IV - EXCLUSIONS: Any injury or damage" arising, directly or indirectly, out of a "certified act of terrorism". As used in this exclusion: "Any injury or damage" means any injury or damage covered by this insurance in excess of the "underlying insurance," and includes but is not limited to "bodily injury", "property damage", "personal injury" or "advertising injury" as may be defined in any applicable coverage part or "underlying insurance." -— "Certified act of terrorism" means an act that is certified by the Secretary of the Treasury, in accordance with the provisions of the federal Terrorism Risk Insurance Act, to be an act of terrorism pursuant to such Act. The criteria contained in the Terrorism Risk Insurance Act for a "certified act of terrorism" include the following: 1. The act resulted in insured losses in excess of $5 million in the aggregate, attributable to all types of insurance subject to the Terrorism Risk Insurance Act; and 2. The act is a violent act or an act that is dangerous to human life, property or infrastructure and is committed by an individual or individuals as part of an effort to coerce the civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion. The terms and conditions of any terrorism exclusion, or the inapplicability or omission of a terrorism exclusion, do not serve to create coverage for injury or damage that is otherwise excluded under this policy. This endorsement does not change any other provision of the policy. © 2015 Liberty Mutual Insurance CE 65 29 01 15 Includes copyrighted material of Insurance Services Office,with its permission. Page 1 of 1 CE 65 72 06 97 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. UNIMPAIRED AGGREGATE ENDORSEMENT The underlying aggregate limit(s) of all "underlying insurance," where applicable, shall be unimpaired at the beginning of the policy period of this policy shown in the Declarations and, for the purposes of this policy, only occurrences taking place during the policy period of this policy shall be considered in determining the extent of any exhaustion of such underlying aggregate limit(s). This endorsement does not change any other provision of the policy. N CE 65 72 06 97 EXCESS LIABILITY CE 65 90 12 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYMENT-RELATED PRACTICES EXCLUSION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART The following is added to SECTION IV -EXCLUSION: This policy does not apply to: Any injury to: 1. A person arising out of any: a. Refusal to employ that person; b. Termination of that person's employment; or c. Employment-related practices, policies, acts or omissions, such as coercion, demotion, evalu- ation, reassignment, discipline, defamation, harassment, humiliation, discrimination or mali- cious prosecution directed at that person; or 2. The spouse, child, parent, brother or sister of that person as a consequence of injury to that person at whom any of the employment-related practices described in Paragraphs 1.a., 1.b., or 1.c. above is directed. This exclusion applies: 1. Whether the injury-causing event described in Paragraphs 1.a., 1.b. or 1.c. above occurs before employment, during employment or after employment of that person; 2. Whether the Insured may be liable as an employer or in any other capacity; and 3. To any obligation to share damages with or repay someone else who must pay damages because of the injury. This endorsement does not change any other provision of the policy. N ©2010 Liberty Mutual Insurance Company.All rights reserved. CE 65 90 12 07 Includes copyrighted material of Insurance Services Office Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 66 12 12 04 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. FUNGI OR BACTERIA EXCLUSION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART The following is added to SECTION IV. -EXCLUSIONS: This policy does not apply to: 1. Any injury or damage which would not have occurred, in whole or in part, but for the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of, any "fungi" or bacteria on or within a building or structure, including its contents, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to such injury or damage. 2. Any loss, cost or expenses arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any way responding to, or assessing the effects of, "fungi" or bacteria, by any Insured or by any other person or entity. This exclusion does not apply to any "fungi" or bacteria that are, are on, or are contained in, a good or product intended for bodily consumption, but only to the extent that insurance is provided by the "first underlying Insurance", and for no broader coverage than is provided by such policy. As used in this exclusion: "Fungi" means any type or form of fungus, including mold or mildew and any mycotoxins, spores, scents or byproducts produced or released by fungi. This endorsement does not change any other provision of the policy. ©2010 Liberty Mutual Insurance Company.All rights reserved. CE 66 12 12 04 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 66 20 03 12 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TEXAS CHANGES - AMENDMENT OF CONDITIONS This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART Condition H. under Section VI. CONDITIONS is amended as follows: A. The title is replaced by the following: H. Duties In The Event Of An Occurrence, Claim Or Suit B. The following is added: 5. We will notify the first Named Insured in writing of: a An initial offer to settle a claim made or suit brought against any Insured under this policy. The notice will be given not later than the 10th day after the date the offer is made. b. Any settlement of a claim made or suit brought against the Insured under this policy. The notice will be given not later than the 30th day after the date of the settlement. This endorsement does not change any other provision of the policy. © 2012 Liberty Mutual Insurance CE 66 20 03 12 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 66 54 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RECORDING AND DISTRIBUTION OF MATERIAL OR INFORMATION IN VIOLATION OF THE LAW EXCLUSION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART The following exclusion is added to Section IV - Exclusions: This insurance does not apply to: Any liability arising directly or indirectly out of any action or omission that violates or is alleged to violate: 1. The Telephone Consumer Protection Act (TCPA) including any amendment of or addition to such law; 2. The CAN-SPAM Act of 2003, including any amendment of or addition to such law; 3. The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair and Accurate Credit Transaction Act (FACTA); or 4. Any federal, state or local statute, ordinance or regulation, other than TCPA, CAN-SPAM Act of 2003 or FCRA and their amendments and additions, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of material or information. This endorsement does not change any other provision of the policy. N ©2010 Liberty Mutual Insurance Company.All rights reserved. CE 66 54 05 09 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 66 79 03 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SILICA OR SILICA-RELATED DUST EXCLUSION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART A. The following exclusion is added to Section IV. EXCLUSIONS: This insurance does not apply to: Silica Or Silica-Related Dust a. "Bodily injury" arising, in whole or in part, out of the actual, alleged, threatened or suspected inhalation of, or ingestion of, "silica" or "silica-related dust". b. "Personal injury", "advertising injury" or "personal and advertising injury" arising, in whole or in part, out of the actual, alleged, threatened or suspected inhalation of, ingestion of, contact with, exposure to, existence of, or presence of, "silica" or"silica-related dust". c. "Property damage" arising, in whole or in part, out of the actual, alleged, threatened or suspected contact with, exposure to, existence of, or presence of, "silica" or "silica-related dust". d. Any loss, cost or expense arising, in whole or in part, out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any way responding to or assessing the effects of, "silica" or "silica-related dust", by any insured or by any other person or entity. B. For the purposes of this exclusion, the following definitions are added to Section V. DEFINITIONS: "Advertising injury" means advertising injury as it is defined by the "first underlying insurance". "Bodily injury" means bodily injury as it is defined by the "first underlying insurance". "Personal and advertising injury" means personal and advertising injury as it is defined by the "first underlying insurance". "Personal injury" means personal injury as it is defined by the "first underlying insurance". "Property damage" means property damage as it is defined by the "first underlying insurance". "Silica" means silicon dioxide (occurring in crystalline, amorphous and impure forms), silica particles, silica dust or silica compounds. "Silica-related dust" means a mixture or combination of silica and other dust or particles. This endorsement does not change any other provision of the policy. © 2012 Liberty Mutual Agency Corporation.All rights reserved. CE 66 79 03 05 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 88 03 12 02 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAR LIABILITY EXCLUSION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART The following exclusion is added to SECTION IV. -EXCLUSIONS: This policy does not apply to: Any liability, however caused, arising, directly or indirectly, out of: 1. War, including undeclared or civil war; or 2. Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or 3. Insurrection, rebellion, revolution, usurped power, or action taken by governmental authority in hindering or defending against any of these. This endorsement does not change any other provision of the policy. ©2010 Liberty Mutual Insurance Company.All rights reserved. CE 88 03 12 02 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 88 04 05 09 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NON-CUMULATION OF LIABILITY (SAME OCCURRENCE) This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART A. The following is added to paragraph B.3. under SECTION II. LIMITS OF INSURANCE: Non-Cumulation of Liability - Same Occurrence - If one "occurrence" causes "bodily injury" or "prop- erty damage" during the policy period and during the policy period of one or more prior, or future, excess liability policy(ies) issued to you by us, then this policy's Each Occurrence Limit will be reduced by the amount of each payment made by us under the other policy(ies) because of such "occurrence." B. For the purposes of this endorsement, the following definitions are added to SECTION V. DEFINITIONS: "Bodily injury" means bodily injury as it is defined by the "first underlying insurance". "Occurrence" means an accident, including continuous or repeated exposure to substantially the same general harmful conditions. "Property damage" means property damage as it is defined by the "first underlying insurance". This endorsement does not change any other provision of the policy. ©2010 Liberty Mutual Insurance Company.All rights reserved. CE 88 04 05 09 Includes copyrighted material of Insurance Services Office Inc.,with its permission. Page 1 of 1 EXCESS LIABILITY CE 88 64 10 14 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ACCESS OR DISCLOSURE OF CONFIDENTIAL OR PERSONAL INFORMATION AND DATA-RELATED LIABILITY - WITH LIMITED BODILY INJURY EXCEPTION EXCLUSION A. The following exclusion is added to Section IV -EXCLUSIONS: This policy does not apply to: Any liability, damages, loss, injury, demand, "claim" or "suit" arising out of: 1. Any access to or disclosure of any person's or organization's confidential or personal information, including but not limited to patents, trade secrets, processing methods, customer lists, financial information, credit card information, health information or any other type of nonpublic information; or 2. The loss of, loss of use of, damage to, corruption of, inability to access, or inability to manipulate "electronic data". This exclusion applies even if damages are claimed for notification costs, credit monitoring expenses, forensic expenses, public relations expenses, fines, penalties (including but not limited to, fees or surcharges from affected financial institutions) or any other loss, cost or expense incurred by you or others arising out of that which is described in Paragraph 1 or 2 above. However, unless Paragraph 1 above applies, this exclusion does not apply to damages because of "bodily injury". B. For the purposes of this endorsement the following definition is added: "Electronic data" means information, facts or programs stored as or on, created or used on, or transmit- ted to or from computer software, including but not limited to systems and applications software, hard or floppy disks, CD-ROMs, tapes, drives, cells, data processing devices or any other media which are used with electronically controlled equipment. This endorsement does not change any other provisions of the policy. © 2014 Liberty Mutual Insurance. CE 88 64 10 14 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 1 of 1 CU 60 05 06 97 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NAMED INSURED The Named Insured listed in Item 1 of the Declarations is changed to the following: D.R. HORTON, INC. as per the scheduled "first underlying insurance". This endorsement does not change any other provision of the policy. CU 60 05 06 97 (Page 7 of 1) COMMERCIAL UMBRELLA CU 61 87 06 14 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. TEXAS CHANGES - CANCELLATION AND NONRENEWAL A. SECTION VI - Conditions D. Cancellation, Paragraph 2. is replaced by the following: 2. We may cancel this policy: a. By mailing or delivering to the first Named Insured written notice of cancellation, stating the reason for cancellation, at least 10 days before the effective date of cancellation. However, if this policy covers a condominium association, and the condominium property contains at least one residence or the condominium declarations conform with the Texas Uniform Condominium Act, then the notice of cancellation, as described above, will be provided to the first Named Insured 30 days before the effective date of cancellation. We will also provide 30 days' written notice to each unit-owner to whom we issued a certificate or memorandum of insurance, by mailing or delivering the notice to each last mailing address known to us. b. For the following reasons, if this policy does not provide coverage to a governmenta I unit, as defined under 28 TEX. ADMIN. CODE, Section 5.7001 or on one- and two-family dwellings: (1) If this policy has been in effect for 60 days or less, we may cancel for any reason except that, under the provisions of the Texas Insurance Code, we may not cancel this policy solely because the policyholder is an elected official. (2) If this policy has been in effect for more than 60 days, or if it is a renewal or continuation of a policy issued by us, we may cancel only for one or more of the following reasons: (a) Fraud in obtaining coverage; (b) Failure to pay premiums when due; (c) An increase in hazard within the control of the insured which would produce an increase in rate; (d) Loss of our reinsurance covering all or part of the risk covered by the policy; or (e) If we have been placed in supervision, conservatorship or receivership and the cancellation is approved or directed by the supervisor, conservator or receiver. c. For the following reasons, if this policy provides coverage to a governmental unit, as defined under 28 TEX. ADMIN. CODE, Section 5.7001 or on one- and two-family dwellings: (1) If this policy has been in effect for less than 90 days, we may cancel coverage for any reason. (2) If this policy has been in effect for 90 days or more, or if it is a renewal or continuation of a policy issued by us, we may cancel coverage, only for the following reasons: (a) If the first Named Insured does not pay the premium or any portion of the premium when due; (b) If the Texas Department of Insurance determines that continuation of this policy would result in violation of the Texas Insurance Code or any other law governing the business of insurance in Texas; (c) If the Named Insured submits a fraudulent claim; or (d) If there is an increase in the hazard within the control of the Named Insured which would produce an increase in rate. © 2014 Liberty Mutual Insurance.All rights reserved. CU 61 87 06 14 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 1 of 2 B. The following condition is added to SECTION VI - Conditions and supersedes any provision to the contrary: Nonrenewal 1. We may elect not to renew this policy except that, under the provisions of the Texas Insurance Code, we may not refuse to renew this policy solely because the policyholder is an elected official. 2. This paragraph, 2., applies unless the policy qualifies under Paragraph 3. below. If we elect not to renew this policy, we may do so by mailing or delivering to the first Named Insured, at the last mailing address known to us, written notice of nonrenewal, stating the reason for nonrenewal, at least 60 days before the expiration date. If notice is mailed or delivered less than 60 days before the expiration date, this policy will remain in effect until the 61st day after the date on which the notice is mailed or delivered. Earned premium for any period of coverage that extends beyond the expiration date will be computed pro rata based on the previous year's premium. 3. If this policy covers a condominium association, and the condominium property contains at least one residence or the condominium declarations conform with the Texas Uniform Condo- minium Act, then we will mail or deliver written notice of nonrenewal, at least 30 days before the expiration or anniversary date of the policy, to: a. The first Named Insured; and b. Each unit-owner to whom we issued a certificate or memorandum of insurance. We will mail or deliver such notice to each last mailing address known to us. 4. If notice is mailed, proof of mailing will be sufficient proof of notice. 5. The transfer of a policyholder between admitted companies within the same insurance group is not considered a refusal to renew. © 20141_iberty Mutual Insurance.All rights reserved. CU 61 87 06 14 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 2 of 2 CU 64 87 10 05 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ECONOMIC OR TRADE SANCTIONS CONDITION ENDORSEMENT The following is added to Section VI -CONDITIONS: Economic or Trade Sanctions If coverage for a claim or suit under this policy is in violation of any United States of America economic or trade sanctions, including but not limited to, sanctions administered and enforced by the United States Treasury Department's Office of Foreign Assets Control ("OFAC"), then coverage for that claim or suit will be null and void. This endorsement does not change any other provision of the policy. N CU 64 87 10 05 EXCESS UA131LITY CE 88 29 0210 THIS ENDORSEMENT CHANGES THE POLICY.PLEASE READ IT CAREFULLY. AMENDMENT OF OTHER INSURANCE - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: EXCESS LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: City of Fresno, Its Officers, Employee Agents, Employees and Volunteers 1721 Van Ness Ave Fresno, CA 93721 A. The following is added to Condition (.Other Insurance under SECTION VI.CONDITIONS: However,with respect to a person or organization shown in the Schedule, that qualifies as an Insured under this policy, if a written contract in which you have agreed to provide insurance forthat person or organization expressly requires that this insurance applies on a primary or a primary and non-contributory basis,this insurance will apply as if other insurance available to that person or organization which designates that person or organization as a Named Insured does not exist, and we will not share with that other insurance.Regardless of the written contract between you and the person or organization shown in the Schedule,this insurance is still excess over any other valid and collectible insurance available to that person or organization,whethersuch insurance is primary,contributing,excess, contingent or otherwise,as respects"autos"or when that person or organization is an additional insured under such other insurance. B. For the purposes of this endorsement,the following is added to SECTION V.DEFINITIONS: "Auto"means an auto as it is defined by the"first underlying insurance". This endorsement does not change any other provision of the policy 02010 Liberty Mutual Insurance Company- All rights reserved. CE 88 29 02 10 Includes copyrighted material of Insurance Services Office,Inc,with its permission Page 1 of 1 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ENDORSEMENT#166 This endorsement, effective 12:01 A.M.02/01/2018 Forms a part of Policy No.: RMGGL 159-54-49 Issued to: D.R. Horton, Inc. By: AIG Specialty Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED-STATE OR GOVERNMENTAL AGENCY OR SUBDIVISION OR POLITICAL SUBDIVISION -PERMITS OR AUTHORIZATIONS This endorsement modifies insurance provided under the following: GENERAL LIABILITY COVERAGE PART SCHEDULE State Or Governmental Agency Or Subdivision Or Political Subdivision: The City of Fresno,its officers,officials,employees,agents and volunteers 2600 Fresno Street,Room 4064 Fresno,CA 93721 Information required to complete this Schedule,if not shown above,will be shown in the Declarations. A.Section II-Who Is An Insured is amended to include 2.This insurance does not apply to: as an additional insured any state or a.'Bodily injury","property damage"or governmental agency or subdivision or political "personal and advertising injury"arising subdivision shown in the Schedule,subject to out of operations performed for the federal the following provisions: government,state or municipality;or b.'Bodily injury"or"property damage"included 1.This insurance applies only with respect to within the"products-completed operations performed by you or on your behalf operations hazard". for which the state or governmental agency or subdivision or political subdivision has issued a permit or authorization. However: a.The insurance afforded to such additional insured only applies to the extent permitted by law;and b.If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. All other terms,conditions,and exclusions shall remain the same. Endorsement number 5 for policy number AS2-651-288173-037 Named Insured D.R. Horton, Inc. This endorsement is effective 07/01/2017 and will terminate with the policy. It is issued by the company designated in the Declaration. All other provisions of the policy remain unchanged. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Change Endorsement PREMIUM ADJUSTMENT The following form(s) and/or endorsement(s) are added with the effective date of 01/23/2018: AC 84 23 08 11, Designated Insured - Noncontributing Issued:Liberty Mutual Fire Insurance Co. IC9999 10-11 Policy Number AS2-651-288173-037 FORMS INVENTORY COVERAGE FORMS PARTS AND ENDORSEMENTS FORMING A PART OF THIS POLICY AT INCEPTION Listed below are possible coverage forms and the states in which they apply. CA 00 0103 06 FL, HI, VA CA 00 01 10 13AK,AL, AR, AZ, CA, CO, CT, DC, DE, GA, GU, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY Applicable to Form Number Form Description Coverage Form IC9999 10-11 Change Endorsement ACS 00 26 04 13 Forms Inventory AC 84 23 08 11 Designated Insured- Noncontributing ACS 00 26 0413 0 2012 Liberty Mutual Insurance. All rights reserved. Page 1 of 1 Policy Number: AS2-651-288173-037 Issued by: Liberty Mutual Fire Insurance Co. THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED-NONCONTRIBUTING This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM GARAGE COVERAGE FORM MOTOR CARRIERS COVERAGE FORM TRUCKERS COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds" under the Who Is An Insured Provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage form. Schedule Name of Person(s)or Organizations(s): City of Fresno, Its Officers, Employee Agents, Employees and Volunteers 2600 Fresno Street Fresno, CA 93721 Regarding Designated Contract or Project: Each person or organization shown in the Schedule of this endorsement is an "insured"for Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured Provision contained in Section II of the Coverage Form. The following is added to the Other Insurance Condition: If you have agreed in a written agreement that this policy will be primary and without right of contribution from any insurance in force for an Additional Insured for liability arising out of your operations, and the agreement was executed prior to the "bodily injury" or "property damage", then this insurance will be primary and we will not seek contribution from such insurance. AC 84 23 08 11 ©2010, Liberty Mutual Group of Companies. All rights reserved. Page 1 of 1 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Coverage Is Provided In: Policy Number: Liberty The Ohio Casualty Insurance Company EU0 (18) 55 5196 98 Mutual. Policy Period: INSURANCE From 07/01/2017 To 07/01/2018 Policy Change Endorsement Endorsement Period: From 01/23/2018 to 07/01/2018 12:01 am Standard Time at Insured Mailing Location Named Insured&Mailing Address Agent Mailing Address&Phone No. D.R. HORTON, INC. (214) 989-0000 1341 Horton Cir AON RISK SERVICES SOUTHWEST INC Arlington, TX 76011 2711 N HASKELL AVE STE 800 DALLAS, TX 75204-2932 CHANGES TO POLICY - TRANSACTION # 3 This Policy Change Endorsement Results In A Change In The Charges As Follows: No Change in Premium a Description of Change(s) Coverage Forms and Endorsements Adding form CE 88 29 02 10. Fill in: City of Fresno, its officers, officials, employees, agents and volunteers - 2600 Fresno Street, RM 1030 Fresno, CA 93721 No change in premium. See The Revised Declarations and Declarations Schedule Issue Date 02/06/2018 Authorized Representative To report a claim, call your Agent or 1-800-362-0000 DS 70 27 01 08 02/06/2018 55519698 N0213444 300 ACAFPPNO AGENT COPY 000429 PAGE 1 OF 8 Coverage Is Provided In: Policy Number: Liberty The Ohio Casualty Insurance Company EUO (18) 55 5196 98 _ Mutual. Policy Period: INSURANCE Policy Change Endorsement From 07/0112017 To 07/01/2018 Endorsement Period: From 01/23/2018 to 07/01/2018 12:01 am Standard Time at Insured Mailing Location Named Insured Agent D.R. HORTON, INC. (214) 989-0000 AON RISK SERVICES SOUTHWEST INC POLICY FORMS AND ENDORSEMENTS This section lists the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage. FORM NUMBER TITLE CE 65 17 04 99 Amendment of Defense Provision CE 65 24 06 97 Excess Liability Coverage Form CE 65 29 01 15 Certified Acts Of Terrorism Exclusion CE 65 72 06 97 Unimpaired Aggregate Endorsement CE 65 90 12 07 Employment Related Practices Exclusion CE 66 12 12 04 Fungi or Bacteria Exclusion CE 66 20 03 12 Texas Changes - Amendment of Conditions CE 66 54 05 09 Recording And Distribution Of Material Or Information In Violation Of The Law Exclusion CE 66 79 03 05 Silica Or Silica-Related Dust Exclusion CE 88 03 12 02 War Liability Exclusion CE 88 04 05 09 Non-Cumulation Of Liability (Same Occurrence) *CE 88 29 02 10 Amendment of Other Insurance - Designated Person Or Organization CE 88 64 10 14 Access or Disclosure Of Confidential Or Personal Information And Data-Related - Liability with Limited Bodily Injury Exception Exclusion CU 60 05 06 97 Named Insured CU 61 87 06 14 Texas Changes - Cancellation and Nonrenewal CU 64 87 10 05 Economic or Trade Sanctions Condition Endorsement Issue Date 02/06/2018 Authorized Representative To report a claim, call your Agent or 1-800-362-0000 DS 70 27 01 08 02/06/2018 55519698 N0213444 300 ACAFPPNO AGENT COPY 000429 PAGE 2 OF 8 Coverage Is Provided In: Policy Number: Liberty The Ohio Casualty Insurance Company EUO (18) 55 5196 98 Mutual. INSURANCE Excess Liability Policy Declarations -Revised Basis: Occurrence (ITEM 1)NAMED INSURED&MAILING ADDRESS AGENT MAILING ADDRESS&PHONE NO. D.R. HORTON, INC. (214) 989-0000 1341 Horton Cir AON RISK SERVICES SOUTHWEST INC Arlington, TX 76011 2711 N HASKELL AVE STE 800 DALLAS, TX 75204-2932 Named Insured Is: CORPORATION Named Insured Business Is: HOME BUILDER (ITEM 2)POLICY PERIOD From 07/01/2017 TO 07/01/2018 12:01 AM Standard Time at Insured Mailing Location (ITEM 3)PREMIUM CHARGES Explanation of DESCRIPTION PREMIUM Charges l~scc5"l,iaLiili I y Total Advance Charges Note: This is not a bill **SEE POLICY CHANGE ENDORSEMENT FOR EXPLANATION OF CHARGES. BASIS OF PREMIUM: NON-AUDITABLE( X) AUDITABLE( ) (ITEM 4)LIMITS OF INSURANCE DESCRIPTION LIMIT EACH OCCURRENCE $9,000,000 AGGREGATE (WHERE APPLICABLE) $9,000,000 THESE LIMITS OF INSURANCE APPLY IN EXCESS OF THE UNDERLYING LIMITS OF INSURANCE INDICATED IN (ITEM 5) OF THE DECLARATIONS. Issue Date 02/06/2018 Authorized Representative To report a claim, call your Agent or 1-800-362-0000 DS 70 22 01 08 02/06/2018 55519698 N0213444 300 ACAFPPNO AGENT COPY 000429 PAGE 3 OF 8 'OVCoverage Is Provided In: Policy Number: i. berty The Ohio Casualty Insurance Company_ EUO (18) 55 5196 98 Mutual. INSURANCE (ITEM 5)SCHEDULE OF UNDERLYING INSURMCE: CARRIER, POLICY NUMBER AND PERIOD TYPE OF COVERAGE LIMITS OF INSURANCE FIRST UNDERLYING INSURANCE OWNED AND HIRED $1,000,000 COMBINED SINGLE LIBERTY MUTUAL FIRE INSURANCE AND/OR NONOWNED LIMIT COMPANY AUTO LIABILITY AS2-651-288173-037 07/01/2017 - 07/01/2018 FIRST UNDERLYING INSURANCE EMPLOYERS $1,000,000 BODILY INJURY EACH LIBERTY INSURANCE CORPORATION LIABILITY* ACCIDENT LIMIT $1,000,000 BODILY INJURY BY WC7-651-288173-027 DISEASE AGGREGATE 07/01/2017 - 07/01/2018 LIMIT $1,000,000 BODILY INJURY BY DISEASE EACH EMPLOYEE LIMIT *EMPLOYERS LIABILITY COVERAGE IS NOT PROVIDED FOR CLAIMS BY EMPLOYEES WHO ARE SUBJECT TO THE WORKERS COMPENSATION LAWS OF NEW YORK FIRST UNDERLYING INSURANCE EMPLOYERS $1,000,000 BODILY INJURY EACH LIBERTY INSURANCE CORPORATION LIABILITY* ACCIDENT LIMIT $1,000,000 BODILY INJURY BY WA7-65D-288173-017 DISEASE AGGREGATE 07/01/2017 - 07/01/2018 LIMIT $1,000,000 BODILY INJURY BY DISEASE EACH EMPLOYEE LIMIT *EMPLOYERS LIABILITY COVERAGE IS NOT PROVIDED FOR CLAIMS BY EMPLOYEES WHO ARE SUBJECT TO THE WORKERS COMPENSATION LAWS OF NEW YORK Y To report a claim, call your Agent or 1-800-362-0000 DS 70 23 01 08 02/06/2018 55519698 N0213444 300 ACAFPPNO AGENT COPY 000429 PAGE 4 OF 8 Coverage/s Provided/n: Policy Number: .lberty The Ohio Casualty Insurance Company EUO (18) 55 5196 98 Mutual. INSURANCE POLICY FORMS AND ENDORSEMENTS This section lists all the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage. FORM NUMBER TITLE CE 65 17 04 99 Amendment of Defense Provision CE 65 24 06 97 Excess Liability Coverage Form CE 65 2901 15 Certified Acts Of Terrorism Exclusion CE 65 72 0697 Unimpaired Aggregate Endorsement CE 65 90 1207 Employment Related Practices Exclusion CE 66 12 12 04 Fungi or Bacteria Exclusion CE 66 20 03 12 Texas Changes - Amendment of Conditions a CE 66 54 05 09 Recording And Distribution Of Material Or Information In Violation Of The Law Exclusion CE 66 79 03 05 Silica Or Silica-Related Dust Exclusion CE 88 03 12 02 War Liability Exclusion CE 88 04 05 09 Non-Cumulation Of Liability (Same Occurrence) *CE 88 2902 10 Amendment of Other Insurance - Designated Person Or Organization M CE 88 64 10 14 Access or Disclosure Of Confidential Or Personal Information And Data-Related - Liability with Limited Bodily Injury Exception Exclusion CU 60 05 06 97 Named Insured CU 61 87 06 14 Texas Changes - Cancellation and Nonrenewal CU 64 87 10 05 Economic or Trade Sanctions Condition Endorsement In witness whereof, we have caused this policy to be signed by our authorized officers. Mark Touhey Paul Condrin Sccretary President To report a claim, call your Agent or 1-800-362-0000 DS 70 23 01 08 02/06/2018 55519698 N0213444 300 ACAFPPNO AGENT COPY 000429 PAGE 5 OF 8 This page intentionally left blank.